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Colin and Josh finally spill the beans on their latest mobile home park deal — a $3.6 million portfolio they locked down with (almost) no money out of pocket. But here’s the catch: they actually did bring a few grand to the table… so is "no money down" just a sexy lie to sell you a course?

This episode dives into what “no money out of pocket” really means, how their investor got 5% equity, and the beautiful mess of coordinating signatures with trusts, partners, and a very tired Josh who went to bed at 7:30 PM. Oh, and if you're a high-income earner looking to offset taxes — the boys talk depreciation and short-term rental loopholes too. Grab a wine (hopefully worth $460 like Colin’s), and enjoy the banter.

🔑 Key Topics :

💸 No Money Down... Or Is It?

How they bought a $3.6M deal with $3K out of pocket — and why that’s not exactly “free real estate.”

👨‍⚕️ Locums Life & Sleep Goals

Josh’s 11-hour coma, energy drinks, and travel anesthesia grind.

🥳 Fiesta Neighbors & $500 Wine

Colin's neighbors throw better parties than most weddings. Perks: loud music, cupcakes, and luxury wine.

✍️ The Signature Struggle

Why getting everyone to sign a deal is harder than herding caffeinated cats.

🏡 Short-Term Rentals & Tax Loopholes

Why short-term rentals might be the move for high-income W2 folks (and how depreciation works, simplified).

💰 Bonus Depreciation Breakdown

The legal trick that lets you pay no taxes (for now), and how it’s phasing out fast.

🏦 Investor Equity Math

$75K = 5% equity. The logic, fairness, and long-term strategy behind the split.

🙃 The Least Sleazy Community Ever™

A future IRN real estate community that’s honest, helpful, and definitely not trying to upsell you.

⏱️ Timestamps:

00:00 – “We lied to you last week” 😅

01:10 – Josh's 7:30 PM bedtime & locum life fatigue

03:40 – Colin’s neighbors throw a fiesta (ft. bounce house + $500 wine)

06:15 – The real deal: $3.6M portfolio with $3K out of pocket

08:40 – Why 5% equity to an investor made sense

11:10 – The signature circus: how too many cooks slow the deal

13:30 – What “no money down” really means (and doesn’t mean)

16:05 – Bonus depreciation 101: how it works, why it matters

19:45 – The short-term rental tax loophole: is it for you?

24:00 – Material participation explained in normal human words

27:20 – “We’re not tax pros, but here’s what worked for us”

30:10 – Why most real estate communities feel… kinda sleazy

32:25 – Colin’s dream: “The Least Sleazy Community Ever™”

33:20 – Brandon’s surprise podcast appearance + birthday shoutout

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