The Money Fit Show

Season 2: Episode #33

Resilience and Reinvention, Richard Riemann of Imagination Videobooks

Like so many successful people, Richard Riemann went through difficult periods of his career and his finances. He reinvented his career multiple times, achieving success often just to experience a company shutdown, agism, and even the harsh consequences of government deregulation. But each time, he took inventory of his strengths and his motivators to find or create new opportunities for success. Now, after founding a successful nonprofit, he says it’s time to give back and support others on their journeys.

Podcast Outline

1. From introvert to storyteller
2. Creating accessible versions of children’s illustrated books, including Winnie the Pooh
3. Reinventing himself after a long career in radio journalism and being overqualified for available positions
4. Moving into a successful sales career before the employer went out of business
5. The problem with spending like you're employed when you are not
6. Starting over again after a job loss and divorce
7. Starting over yet again in the closet narrating audiobooks before starting to produce audiobooks
8. Growing up in a home where the family lived paycheck to paycheck and experienced power getting shut off
9. The role of resilience and persistence in financial security
10. Avoiding bankruptcy through debt negotiations but having to pay taxes on debt that was written off
11. Setting up a repayment plan with the IRS
12. Helping others reinvent themselves as well, including a friend who became a photographer for rescue dogs
13. Rediscovering what motivates you and what you love to do and building a business around it
14. Helping others with joint ventures
15. Being careful of overspending money on unnecessary programs instead to seek out mentors and coaches

Links referred to in the episode, and how to connect with the guest, Richard Riemann:

Imagination Videobooks Home

Imagination Storybooks on Facebook

Imagination Storybooks on Instagram

Subscribe to the Money Fit Show today wherever you get your podcasts! You can also find us at moneyfit.org/podcast

We would appreciate it if you would click the star or thumbs up to give us a like for today’s episode.

Connect with the Money Fit Show:

Twitter: @MoneyFitbyDRS

Facebook:  MoneyFitbyDRS

Email:  Podcast@MoneyFit.org

The Money Fit Show

Season 2: Episode #32

27 Months to Debt-freedom, Sammie Ellard-King of Up the Gains

Although his experiences with student loans and credit card debt were in the UK, the principles Sammie Ellard-King discusses that helped him get out of debt in 27 months and become a resource for his family, friends, and beyond apply to anyone in debt in any country.

1. Effects on a child when parents have a bad relationship with money
2. Moving out on your own when you’re 17
3. Running a business while in college but spending every penny
4. How student loan repayment works in the UK
5. The problems with not seeing your student loan balance regularly
6. Trouble with credit card debt to fund lifestyle
7. Keeping consumer debt secret from friends and family
8. Figuring out how much you need to retire based on your retirement age and life expectancy
9. Taking a class to learn to get out of debt
10. Paying off consumer debt in 27 months
11. Listening to podcasts and reading books on financial freedom for self-education
12. Sharing financial advice with family
13. Not letting financial mistakes get you down
14. The problem with personal finance books and blogs that talk down to you
15. Pay yourself first (saving and investing) before paying your bills

Links referred to in the episode, and how to connect with the guest, Sammie Ellard-King:

Up the Gains Homepage

Instagram @UpTheGainsMoney

Twitter @UpTheGainsMoney

LinkedIn @Up-the-Gains

Subscribe to the Money Fit Show today wherever you get your podcasts! You can also find us at moneyfit.org/podcast

We would appreciate it if you would click the star or thumbs up to give us a like for today’s episode.

Connect with the Money Fit Show:

Twitter: @MoneyFitbyDRS

Facebook:  MoneyFitbyDRS

Email:  Podcast@MoneyFit.org

The Money Fit Show

Season 2: Episode #031

Finding Experience in Adversity, Nicki Conradt-Eberlin of Unleashed Leadership

Podcast guest, Nicki Conradt-Eberlin, had to become self-sufficient while just 16 and still in high school. Instead of given into a believe that she was fated to fail, she worked through jobs, paid bills usually handled by adults, and even saved up thousands of dollars to purchase her first vehicle. Looking back now, she’s grateful for all her experiences. And she’s used her experience, curiosity for learning, and drive to become a life coach to help others set and realize their own goals.

1. Becoming self-sufficient in high school because of alcoholism in the family
2. Working her first job in an in-school credit union branch
3. Saving up money to purchase her first car at 16 ($3k-$5k) while paying for groceries, insurance, phone, and other bills
4. Using her passion for horseback riding to stay motivated financially
5. Moving on to a full-time position with credit union after high school while attending community college before earning two bachelor’s degrees
6. Using a low-limit credit card during and after college
7. Challenges after graduation
8. Analyzing student loan debt after college and how much it starts to add up over time
9. Learning about financial products online but also learning from mentors and company materials
10. Realizing that she loved training and onboarding, which led to setting out as a life coach
11. Letting go of the scarcity mentality to grow her business and embracing the abundance mentality
12. Identifying different life goals for each client
13. Being grateful for all experiences of her life
14. Reframing views of challenges and difficult times
15. The importance of consistently checking in with your finances (where your money is going and how you are spending it)

Links referred to in the episode, and how to connect with the guest, Nicki Conradt-Eberlin:

Schedule a Time with Nicki

Unleashed Leadership

Facebook @UnleashedLeadership

Instagram @UnleashedLeadership

Subscribe to the Money Fit Show today wherever you get your podcasts! You can also find us at moneyfit.org/podcast

We would appreciate it if you would click the star or thumbs up to give us a like for today’s episode.

Connect with the Money Fit Show:

Twitter: @MoneyFitbyDRS

Facebook:  MoneyFitbyDRS

Email:  Podcast@MoneyFit.org