エピソード

  • Types of Life Insurance: How to Choose the Right Policy for the Job

    Types of Life Insurance: How to Choose the Right Policy for the Job
    2026/11/09
    Compare the main types of life insurance by purpose, cost, guarantees, risk, and control so you can choose the right policy for the job.
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    55 分
  • How to Pass Down Family Wisdom Before Wealth Changes Hands

    How to Pass Down Family Wisdom Before Wealth Changes Hands
    2026/09/21
    Wise inheritance planning does more than prepare the assets for the heirs — it prepares the heirs for the assets. Rachel and Bruce share five ways to pass down values, stories, and judgment before wealth changes hands.
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    1 時間 3 分
  • What an IUL Illustration Doesn’t Tell You: Guaranteed vs. Projected Values

    What an IUL Illustration Doesn’t Tell You: Guaranteed vs. Projected Values
    2026/09/28
    An IUL illustration can show a large future number, but the crediting rate is not your net return. Rachel and Bruce break down caps, spreads, the 0% floor, and the costs that keep running while you wait for growth.
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    56 分
  • What Is the Cash Surrender Value of Life Insurance? And Why You Probably Shouldn’t Use It

    What Is the Cash Surrender Value of Life Insurance? And Why You Probably Shouldn’t Use It
    2026/10/05
    Learn what the cash surrender value of life insurance means, how it differs from cash value, and when a loan or withdrawal may preserve more options.
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    1 時間 7 分
  • How Much Money Is Generational Wealth? Why There Is No Magic Number

    How Much Money Is Generational Wealth? Why There Is No Magic Number
    2026/10/12
    How much money is generational wealth? Learn why no single number creates a lasting legacy and how systems, stewardship, and wisdom help wealth endure.
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    29 分
  • What Happens to Cash Value When You Die? Why It Is Not a Separate Payout

    What Happens to Cash Value When You Die? Why It Is Not a Separate Payout
    2026/10/26
    What happens to cash value when you die? Learn why beneficiaries receive the death benefit, not two separate payouts, and how policy loans affect it.
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    43 分
  • Estate Planning for Generational Wealth: Wills, Trusts, and the Family Bank

    Estate Planning for Generational Wealth: Wills, Trusts, and the Family Bank
    2026/11/02
    Estate planning for generational wealth starts with purpose. Learn how wills, trusts, life insurance, and a family bank can work across generations.
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    51 分
  • When Can You Start Using a Whole Life Policy? The Truth About Policy Loans

    When Can You Start Using a Whole Life Policy? The Truth About Policy Loans
    2026/09/14
    A properly designed whole life policy can make a policy loan available surprisingly early. Rachel and Bruce explain how policy loans actually work, what you are really borrowing against, and why how soon you can borrow is the wrong question to design a policy around.
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    1 時間 9 分