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  • How to Handle Severance When You Have an Internal Transfer Offer

    How to Handle Severance When You Have an Internal Transfer Offer
    2026/06/07
    Lucas and Luna tackle a tricky scenario: you're laid off but your employer offers you an internal transfer to a different role. Does taking it forfeit your severance? What if the new role is a demotion or pays less? They walk through a real case from a Fortune 500 tech company where an employee was offered a lateral move two weeks before a mass layoff — and how they negotiated a severance anyway. Plus, they discuss the legal distinction between 'bumping' rights and at-will employment, and why you should always get the offer in writing before deciding. Also this episode: a brief word on how listener support keeps the show ad-free. #Severance #InternalTransfer #Layoff #JobLoss #SeveranceNegotiation #EmployeeRights #HR #CareerAdvice #WorkplaceLaw #Fortune500 #TechLayoffs #SeverancePackage #InternalMobility #BumpingRights #AtWillEmployment #Careers #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo
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    8 分
  • How to Handle Severance When Your Employer Goes Out of Business

    How to Handle Severance When Your Employer Goes Out of Business
    2026/06/06
    When a company shuts its doors permanently, severance gets complicated. Lucas and Luna break down what happens when your employer simply has no money left to pay you. They walk through the legal pecking order of creditors, the difference between voluntary and involuntary shutdowns, and real steps you can take if you're caught in the middle. Using the 2024 closure of a mid-size retail chain as a case study, they explain why WARN Act protections often fail, how unemployment insurance becomes your next move, and what to look for in any final paycheck. If you're worried about a company's financial health — or already watching the lights go out — this episode gives you a concrete checklist before the doors lock for good. #Severance #EmployerBankruptcy #CompanyClosure #WARNAct #UnemploymentBenefits #FinalPaycheck #CreditorPriority #BusinessFailure #JobLoss #Layoff #Careers #FexingoBusiness #BusinessPodcast #LucasAndLuna #SeverancePackage #EmploymentLaw #FinancialPlanning #JobSearch Keep every episode free: buymeacoffee.com/fexingo
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    11 分
  • How to Handle Severance When You Are Laid Off in a Mass RIF

    How to Handle Severance When You Are Laid Off in a Mass RIF
    2026/06/06
    Lucas and Luna dive into the unique challenges of surviving a mass reduction in force or RIF. Unlike a personal layoff where you can negotiate one-on-one, mass RIFs come with standardised severance formulas, accelerated timelines, and often a signed waiver that bars you from suing. They walk through the typical 2-weeks-per-year-of-service rule, what happens to unvested stock grants, and the crucial 21-day review window under the Older Workers Benefit Protection Act. Using the 2023-2024 tech layoff wave as a backdrop, with examples from companies like Meta and Google, they break down the key tactical questions to ask HR, when it makes sense to sign the agreement immediately versus waiting the full 21 days, and how to prepare your personal finances during the quiet period. They also discuss the emotional whiplash of surviving multiple rounds, only to get cut in a later wave. #Severance #MassLayoffs #RIF #ReductionInForce #Layoffs #TechLayoffs #EmploymentLaw #OWBPA #WorkforceReduction #Negotiation #HR #CareerAdvice #JobLoss #BouncingBack #FexingoBusiness #BusinessPodcast #LayoffPodcast #Careers Keep every episode free: buymeacoffee.com/fexingo
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    7 分
  • How to Negotiate a Severance Package That Includes Career Coaching

    How to Negotiate a Severance Package That Includes Career Coaching
    2026/06/05
    In episode 33 of The Layoff Podcast, Lucas and Luna explore a little-discussed but increasingly common severance benefit: paid career coaching. They break down why companies are adding it, how to ask for it if it's not offered, and what to look for in a coaching program. Using the example of a marketing director at a midsize tech firm who secured twelve weeks of coaching in her severance, they offer a concrete template for negotiation. They also discuss the rising trend of companies partnering with outplacement firms like RiseSmart and LHH, and why the right coach can be worth more than an extra week of pay. Whether you're facing a layoff or just want to sharpen your negotiation skills, this episode gives you a practical script and a strategic framework. #Severance #CareerCoaching #Layoffs #Negotiation #Outplacement #RiseSmart #LHH #JobLoss #Careers #FexingoBusiness #BusinessPodcast #LayoffPodcast #SeverancePackage #CareerTransition #JobSearch #EmploymentLaw #HRStrategy #EmploymentBenefits Keep every episode free: buymeacoffee.com/fexingo
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    11 分
  • Severance and the Garden Leave Clause Explained

    Severance and the Garden Leave Clause Explained
    2026/06/05
    In Episode 32 of The Layoff Podcast, Lucas and Luna tackle garden leave — the paid notice period that keeps you on payroll but out of the office. Lucas explains why companies use it to protect trade secrets, citing a 2024 study from the National Bureau of Economic Research that found garden leave reduces competitor poaching by 18 percent. Luna shares a real-world case: a product manager at a fintech startup who received three months of garden leave, then used the time to complete a data science certification. They break down how garden leave differs from severance, whether you can negotiate its length, and why it's common in finance and tech. Lucas cautions that garden leave can delay your next job start, but Luna counters that it's essentially paid runway to upskill or network. The episode ends with practical advice on what to ask for if your employer offers garden leave instead of a lump-sum severance. A donation segment woven naturally into the conversation reminds listeners that buy me a coffee dot com slash fexingo keeps the show ad-free. #GardenLeave #Severance #Layoffs #NonCompete #EmploymentLaw #CareerPivot #JobSearch #Negotiation #EmployeeRights #TechLayoffs #FinanceCareers #WorkplacePolicy #TradeSecrets #PaidNotice #CareerAdvice #FexingoBusiness #BusinessPodcast #Careers Keep every episode free: buymeacoffee.com/fexingo
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    10 分
  • How Your Severance Affects Unemployment Benefits

    How Your Severance Affects Unemployment Benefits
    2026/06/04
    Lucas and Luna dig into a surprising trap that catches many laid-off workers: the way severance payments can delay or reduce state unemployment benefits. Using the example of a mid-level marketing manager in California who received a lump-sum severance of $30,000, they explain the difference between severance paid as a lump sum versus paid out over time, and how each state's rules—like California's 'waiting week' and New York's 'application of severance before benefits'—change the math. They also discuss the concept of 'severance substitution' in union contracts and what happens when your former employer disputes your unemployment claim. Specific, practical, and anchored in real-world rules. #Severance #UnemploymentBenefits #Layoff #JobLoss #Careers #EmploymentLaw #StateUnemployment #CaliforniaUnemployment #NewYorkUnemployment #LumpSum #UI #JobSearch #FexingoBusiness #BusinessPodcast #TheLayoffPodcast #SeveranceTrap #WorkerRights #HR Keep every episode free: buymeacoffee.com/fexingo
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    8 分
  • How to Handle Severance When Your Employer Misses Payroll

    How to Handle Severance When Your Employer Misses Payroll
    2026/06/04
    In this episode of The Layoff Podcast, Lucas and Luna tackle a growing but under-discussed scenario: what to do when you're laid off with severance — and then your former employer misses payroll, delaying or threatening the payout. They walk through a real case from early 2026 involving a mid-size tech firm in Austin that furloughed 200 employees, promised four weeks' severance, then failed to pay on schedule. Lucas breaks down the legal distinction between severance as a contractual obligation versus a gratuity, the role of state wage laws, and the specific steps to take — including filing a wage claim, checking for WARN Act protections, and leveraging group action. Luna pushes on whether the risk is higher at VC-backed startups versus profitable private companies, and the hosts share practical advice on how to vet a company's financial health before accepting a severance agreement. The episode closes with a brief, sincere mention of listener support — buy me a coffee dot com slash fexingo — and a forward-looking question about whether severance itself needs regulatory reform. #Severance #Layoff #Payroll #WageClaim #EmploymentLaw #WARNAct #StartupRisk #VentureCapital #JobLoss #SeveranceDelay #AustinTech #PayrollMiss #EmployeeRights #Careers #Business #FexingoBusiness #BusinessPodcast #TheLayoffPodcast Keep every episode free: buymeacoffee.com/fexingo
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    9 分
  • Severance and the Non-Compete Clause What to Watch For

    Severance and the Non-Compete Clause What to Watch For
    2026/06/03
    In this episode of The Layoff Podcast, Lucas and Luna dig into a question that rarely gets asked until it's too late: what happens when your severance agreement includes a non-compete clause? They walk through the real-world case of a mid-level product manager at a Boston tech firm who signed a standard severance package, only to discover that the non-compete barred her from working at any competitor in the region for 12 months — including the job offer she'd already accepted. Lucas breaks down why non-competes are increasingly common in severance agreements, how states like California and Colorado have banned them while others haven't, and the specific language you should look for before signing. Luna shares data from a 2025 FTC study showing that roughly one in five severance agreements now contain some form of non-compete or non-solicit clause. They discuss practical strategies: asking for a waiver, negotiating a carve-out for a specific industry, or pushing for a shorter duration. This episode gives you the exact questions to ask your attorney and the red-flag phrases that should make you pause before cashing that check. #Severance #NonCompete #JobLoss #CareerAdvice #EmploymentLaw #Layoff #Termination #EmployeeRights #FTC #CaliforniaLaw #ColoradoLaw #BostonTech #ProductManager #NonSolicit #Negotiation #Careers #FexingoBusiness #BusinessPodcast Keep every episode free: buymeacoffee.com/fexingo
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    9 分