The Mortgage Truth Nigeria Never Told You: Breaking the Home Ownership Barrier

For years, many Nigerians have believed that mortgage doesn’t work in Nigeria and as a result, millions continue to assume that full cash payment is the only path to home ownership. But what if that belief is wrong? And what if thousands of smart Nigerians have already started using mortgage to secure their homes without breaking the bank?

In this eye-opening episode, we sit down with the Managing Director of Imperial Mortgage Bank and the President of the Mortgage Bankers Association of Nigeria to demystify the mortgage system once and for all.

This conversation dives deep into:

• Why the Nigerian mortgage system is misunderstood

• How mortgage really works in Nigeria today

• The difference between perception and reality

• Entry requirements and income structures explained

• Common mistakes people make when trying to qualify

• Realistic timelines and repayment strategies

• How to use mortgage without overwhelming your finances

• What smart early movers are already doing

• The future of mortgage and affordable housing in Nigeria

This episode is packed with clarity, facts, and simplified guidance. Whether you’re a young professional planning your first home, a family exploring better housing options, or an investor looking for wealth-building strategies in real estate, this discussion will reshape the way you think about property ownership in Nigeria.

Key Takeaway: Mortgage is not just for the wealthy. It is not a myth. It is not out of reach. The system exists, and once you understand how it works, you can position yourself to benefit.

Listen, learn, and start building your path to home ownership the smart way.

Follow & Subscribe: Stay tuned for more powerful conversations that transform your understanding of Nigerian real estate, wealth, and smart finance.

In this explosive episode of The KK Show – Key to Keys, Ubi Franklin, serial entrepreneur, talent manager, and investor, goes all in on the real estate hustle, celebrity investments, and the ugly truths behind Nigeria’s housing and business culture.

He claims to have been one of the first people to popularize shortlet apartments in Nigeria, long before it became a trend. But that’s just the beginning.

Ubi opens up about:

• Why many Lagos landlords deserve to be jailed
• How Davido, Burna Boy, and Kizz Daniel own massive real estate portfolios
• His experience starting and selling multiple businesses
• Why the music business is tougher than it looks
• The lies behind social media success stories
• His personal real estate wins and painful losses

Ubi Franklin brings the heat in this no-fluff conversation that will leave you thinking twice about what you think you know, about business, property, fame, and social media illusion.

On Eden Oasis Website: https://www.edenoasisrealty.com/the-kk-show/

Available on all podcast platforms.

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In this bold and revealing episode of The KK Show – Key to Keys, we sit down with Dr. Ololade Abuta, MD/CEO of Gracial Global, a leading name in Nigerian real estate. Known for her fearless honesty and success in a male-dominated space, Dr. Abuta shares hard truths, painful lessons, and game-changing insights from her real estate journey.

She opens up about why Lagos is too expensive for many, why buyers need to explore other states, and how she lost money building affordable housing in Lagos. She also drops a bombshell, if she had the chance to start over, she wouldn’t choose real estate again.

In this episode, Dr. Abuta discusses:

• Why Lagos isn’t for everyone and the need to look beyond it
• How she lost money trying to make real estate affordable
• Why not all developers are scammers; some are just bad people
• The harsh economic realities of building in Nigeria
• Why real estate is rewarding, but not without risk
• The need for more due diligence from buyers and investors

Whether you're a buyer, developer, or investor, in Nigeria or abroad, this episode will challenge your assumptions and give you a fresh, realistic perspective on real estate in Nigeria.

New episodes of The KK Show drop every other Weekend at 7PM WAT.

Listen now, subscribe, and leave a review if this episode shifted your mindset.

In this explosive and brutally honest episode of The KK Show Key to Keys, Lagos State Commissioner for the Environment and Water Resources, Tokunbo Wahab, takes the hot seat and delivers hard truths about Lagos, its challenges, its critics, and its future.

From calling out greedy developers building on drainages, to exposing the bad behavior of citizens who dump waste recklessly and expect miracles, Wahab gives no room for excuses. He responds to the viral “Lagos is smelly” trend, tackles the Lagos vs. New York debate, and explains why demolitions are necessary to restore order.

In this episode, he dives into:

• The real reason for flooding in Lagos and who’s really to blame
• Why illegal buildings on drainage paths are being demolished
• The difference between premium pricing and unrealistic expectations in real estate
• Why Lagos is turning into a concrete jungle and who’s driving the trend
• The government’s waste management efforts and why they’re not enough without citizen support
• A clear warning that bad behavior will attract real consequences

This episode is a mirror for citizens, for critics, and for developers. Whether you're living in Lagos, watching from abroad, or planning to invest in the city, this conversation will shake your perspective.

JOIN THE CONVERSATION Do you agree with Tokunbo Wahab? Are Lagos' challenges rooted in poor leadership or in citizen irresponsibility? Share your thoughts and tag us with your reactions.

New episodes drop every other weekend at 7PM WAT Subscribe now for uncensored conversations on real estate, urban policy, and the future of Nigeria’s cities

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In this fire-loaded episode of The KK Show – Key to Keys, Sir Folajomi comes in swinging with bold truths and harsh realities about the Nigerian real estate industry, the illusion of stock market superiority, and why most people complaining about real estate pricing don’t fully understand the economics.

From explosive takes on developers and government greed to exposing the unrealistic expectations of buyers, Sir Folajomi holds nothing back.

🎯 What you’ll hear in this episode:

• Why investing in stocks today feels like walking backwards
• The myth of Lagos being “overpriced” and the truth about premium infrastructure
• Why Lekki and Ikoyi aren’t supposed to be cheap — and never will be
• How the government makes billions off developers, driving prices higher
• Why some developers vanish after collecting deposits — and how to protect yourself
• The big difference: you can’t live inside your Apple stock, but you can live in your home
• A direct challenge to critics: “If you think it’s easy, bring your money and build!”

This episode will rattle the hype investors, burst social media bubbles, and educate anyone seriously considering real estate in Nigeria.

📅 New episodes drop every other Weekend at 7PM (WAT) 👉 Subscribe now for unfiltered conversations on real estate, wealth, and the Nigerian economy 👍 Like and rate the episode if it gave you a new perspective 🔗 Share it with your network — especially those making noise without facts

📩 Sponsorships & Enquiries: thekkshowkeytokeys@gmail.com info@edenoasisrealty.com

Website: https://www.edenoasisrealty.com/the-kk-show/

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In this explosive and unapologetically real episode of The KK Show – Key to Keys, outspoken real estate commentator Bond-Not-James takes the gloves off to challenge the loudest voices with the least experience, people who have never invested in real estate, yet confidently call Lagos overpriced.

He doesn’t just rant, he breaks it down.

In this episode, he dives into:

• Why Lagos real estate isn’t overpriced — you're just searching in the wrong places
• The real reason Lagos was compared to New York, and why context matters
• The truth behind the lack of affordable housing in Lagos
• Why buyers want premium homes in Lekki Phase 1 with an Epe budget
• Why affordable areas like Epe are constantly ignored by those chasing brand names
• A blunt challenge to critics: “Bring your money and build it cheaper if you think you can!”

If you’ve ever complained about property prices in Lagos without fully understanding development costs, investor realities, and economic constraints, this episode will educate, provoke, and enlighten you.

💬 JOIN THE CONVERSATION Do you agree with Bond-Not-James? Is Lagos truly overpriced, or are buyers simply unrealistic? Share your thoughts in the comments — especially if you’re tuning in from abroad.

👉 Subscribe now for the rawest conversations on Nigeria’s real estate scene. 👍 Like this episode if it opened your eyes. 🔗 Share it with friends, family, or anyone eyeing a Lagos investment.

🎧 LISTEN ON THE GO: Apple Podcasts: https://podcasts.apple.com/ng/podcast/the-kk-show-key-to-keys/id1761369506 Spotify: https://open.spotify.com/show/2jQP03KEpQLM0rtJeQA76Z?si=6jyMVCqJRUqKgO68KWS6kQ Eden Oasis Website: https://www.edenoasisrealty.com/the-kk-show/

📩 Sponsorship & Enquiries Email: thekkshowkeytokeys@gmail.com Email: info@edenoasisrealty.com

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“Lagos is NOT New York! And these ridiculous house prices? They're selling sand like it’s oil!”

In this no-holds-barred episode of The KK Show – Key to Keys, outspoken commentator Scott Iguma comes in with fire and brimstone to deliver a scathing reality check on the Lagos real estate market. Nothing is off-limits.

🔥 What Scott Iguma dives into:

• Overpriced houses that don’t reflect real value
• Big rats, giant mosquitoes, terrible roads, and worse finishes
• Why Lagos can never and should never be compared to New York or London
• Land sold like it’s sitting on mineral resources
• Poor architectural designs and laughable finishing in "luxury" homes
• Greedy developers driving up prices for short-term gain
• How the government is enabling a broken real estate system

This episode is raw, controversial, and brutally honest — and it's one every real estate investor (especially abroad) needs to hear.

💬 What’s your take? Is Lagos truly worth the hype, or have we all been sold a golden lie?

👉 Subscribe now for deep, fearless conversations on Nigeria’s real estate market. 👍 Like this episode if it challenged your thinking. 🔗 Share it with someone who needs the truth — especially Nigerians abroad.

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EPISODE DESCRIPTION:

“They said I was too ugly for Nollywood”… and he nearly emptied his life savings trying to buy a car he couldn’t afford. 😳

In this raw, unfiltered, and incredibly inspiring episode of The KK Show – Key to Keys, celebrated Nollywood couple Stan Nze and Blessing Nze open up like never before.

From facing brutal industry rejection to battling the crippling pressure of social media, they get real about the cost of fame, the hype culture that’s draining a generation, and their journey to self-discovery, discipline, and generational wealth.

🎯 What you'll hear in this episode:

• How Stan almost went broke purchasing a vehicle he couldn't afford
• Blessing’s emotional rise from rejection to becoming a Nollywood star
• The dangers of fake life culture and social media comparison
• The power of financial wisdom, staying grounded, and saying no to pressure
• How they bought their first home in Lekki
• Why they’re committed to building generational wealth through real estate
• Legacy, ownership, and the mindset shift every young Nigerian needs

This episode is filled with laughter, vulnerability, and powerful lessons. Whether you’re chasing a dream, struggling to stay afloat, or trying to build a legacy, this conversation will hit home.

🔔 Subscribe for new episodes every other Thursday at 7PM (WAT) 👍 Like, share, and comment to join the conversation! 📌 Tag us when you’re listening — we’d love to hear your biggest takeaways.

Website: https://www.edenoasisrealty.com/the-kk-show/

📩 Sponsorships & Enquiries: thekkshowkeytokeys@gmail.com info@edenoasisrealty.com

📱 Call or WhatsApp: +2347060614389, +2349119969783, +2349032050309, +2348092949777, +2348132663931, +2349119969780

🌐 Connect with Us: Instagram: @edenoasisrealty, @achodoconfidence_realtor Twitter: @edenoasisrealty Facebook: Eden Oasis Realty