The Mortgage Truth Nigeria Never Told You: Breaking the Home Ownership Barrier

For years, many Nigerians have believed that mortgage doesn’t work in Nigeria and as a result, millions continue to assume that full cash payment is the only path to home ownership. But what if that belief is wrong? And what if thousands of smart Nigerians have already started using mortgage to secure their homes without breaking the bank?

In this eye-opening episode, we sit down with the Managing Director of Imperial Mortgage Bank and the President of the Mortgage Bankers Association of Nigeria to demystify the mortgage system once and for all.

This conversation dives deep into:

• Why the Nigerian mortgage system is misunderstood

• How mortgage really works in Nigeria today

• The difference between perception and reality

• Entry requirements and income structures explained

• Common mistakes people make when trying to qualify

• Realistic timelines and repayment strategies

• How to use mortgage without overwhelming your finances

• What smart early movers are already doing

• The future of mortgage and affordable housing in Nigeria

This episode is packed with clarity, facts, and simplified guidance. Whether you’re a young professional planning your first home, a family exploring better housing options, or an investor looking for wealth-building strategies in real estate, this discussion will reshape the way you think about property ownership in Nigeria.

Key Takeaway: Mortgage is not just for the wealthy. It is not a myth. It is not out of reach. The system exists, and once you understand how it works, you can position yourself to benefit.

Listen, learn, and start building your path to home ownership the smart way.

Follow & Subscribe: Stay tuned for more powerful conversations that transform your understanding of Nigerian real estate, wealth, and smart finance.

In this explosive episode of The KK Show – Key to Keys, Ubi Franklin, serial entrepreneur, talent manager, and investor, goes all in on the real estate hustle, celebrity investments, and the ugly truths behind Nigeria’s housing and business culture.

He claims to have been one of the first people to popularize shortlet apartments in Nigeria, long before it became a trend. But that’s just the beginning.

Ubi opens up about:

• Why many Lagos landlords deserve to be jailed
• How Davido, Burna Boy, and Kizz Daniel own massive real estate portfolios
• His experience starting and selling multiple businesses
• Why the music business is tougher than it looks
• The lies behind social media success stories
• His personal real estate wins and painful losses

Ubi Franklin brings the heat in this no-fluff conversation that will leave you thinking twice about what you think you know, about business, property, fame, and social media illusion.

On Eden Oasis Website: https://www.edenoasisrealty.com/the-kk-show/

Available on all podcast platforms.

For enquiries & sponsorships: thekkshowkeytokeys@gmail.com info@edenoasisrealty.com

In this bold and revealing episode of The KK Show – Key to Keys, we sit down with Dr. Ololade Abuta, MD/CEO of Gracial Global, a leading name in Nigerian real estate. Known for her fearless honesty and success in a male-dominated space, Dr. Abuta shares hard truths, painful lessons, and game-changing insights from her real estate journey.

She opens up about why Lagos is too expensive for many, why buyers need to explore other states, and how she lost money building affordable housing in Lagos. She also drops a bombshell, if she had the chance to start over, she wouldn’t choose real estate again.

In this episode, Dr. Abuta discusses:

• Why Lagos isn’t for everyone and the need to look beyond it
• How she lost money trying to make real estate affordable
• Why not all developers are scammers; some are just bad people
• The harsh economic realities of building in Nigeria
• Why real estate is rewarding, but not without risk
• The need for more due diligence from buyers and investors

Whether you're a buyer, developer, or investor, in Nigeria or abroad, this episode will challenge your assumptions and give you a fresh, realistic perspective on real estate in Nigeria.

New episodes of The KK Show drop every other Weekend at 7PM WAT.

Listen now, subscribe, and leave a review if this episode shifted your mindset.