Tony Redondo has worked in international currency markets for over 35 years. He has seen how the introduction of technology, FinTech, into the banking industry has radically changed the way in which banks and their customers interact with each other.

These changes have says Tony had a detrimental impact on the banking industry. Putting his money where his mouth is Tony has established Cosmos Currency Exchange.

Investments can go down as well as up

This episode of The Independent Minds includes a conversation about investing. Before you make any financial investment, it is important to obtain independent financial advice.

In this episode of the Abeceder podcast The Independent Minds, host Michael Millward laments on the challenges of trading internationally and having to use different currencies.

Tony describes how algorithms make a huge number of exchange rate changes possible every day. Companies need to plan their use of international currencies more proactively, says Tony, which is why he set-up Cosmos Currency Exchange.

More information about Tony Redondo and Michael Millward is available at abeceder.

Audience Offers

The Independent Minds is made on Zencastr, because as the all-in-one podcasting platform, Zencastr really does make creating content so easy.

If you would like to try podcasting using Zencastr visit zencastr.com/pricing and use our offer code ABECEDER.

Travel

With discounted membership of the Ultimate Travel Club, you can travel anywhere else at trade prices on flights, hotels, trains, and many more travel related purchases.

Fit For Work Look after your health and you will be fit for work.

No point in being in a great job if you are in poor health. That is why we recommend The Annual Health Test from York Test; a 39-health marker Annual Health Test conducted by an experienced phlebotomist with hospital standard tests carried out in a UKAS-accredited and CQC-compliant laboratory.

A secure Personal Wellness Hub provides easy-to-understand results and lifestyle guidance

Visit York Test and use this discount code MIND25.

Three the network Visit Three for information about business and personal telecom solutions from Three, and the special offers available when you quote my referral code WPFNUQHU.

Being a Guest

We recommend the podcasting guest training programmes available from Work Place Learning Centre.

We use Matchmaker.fm to connect with potential guests If you are a podcaster looking for interesting guests or if you have something interesting to say Matchmaker.fm is where great guests and great hosts are matched and great podcasts are hatched. Use our offer code MILW10 for a discount on membership.

We appreciate every like, download, and subscriber.

Thank you for listening.

Chen Profesorsky is a Naturopath, and a Practitioner of Chinese and Shamanic medicine,

While Chen was studying natural health care doctors identified the presence of gallstones in his gallbladder. Instead of having surgery Chen decided to use his knowledge of Chinese and Shamanic medicine to successfully treat himself.

Nowadays, Chen runs Chen and Shanni's home of Cure, and is building the Gallstone Tribe, a community on Skool that provides a source of information about Gall Bladder care and support for people with Gallstones,

In this episode of the Abeceder podcast Fit For My Age Chen explains to host Michael Millward everything about Gallstones.

Their conversation covers:

· How to reduce the risk of developing Gallstones

· Managing Gallstones

· Removing the pain that is caused by Gallstones

· Using the five rules of pain management.

· How to live without a gallbladder

Chen emphasises the importance of after care and how we can encourage more Members to engage with a healthy lifestyle.

The National Health Service and the National Centre for Clinical Excellence both have more information about gallstones, the gallbladder and the liver.

Find out more about Michael Millward and Chen Profesorsky at Abeceder.co.uk.

Audience Offers

Proactive Positive Ageing.

We recommend The Annual Health Test from York Test, because knowing the risks early means you can take appropriate actions to maintain good health.

An experienced phlebotomist completes a full blood draw at your home or workplace, so that 39 different health markers can be assessed in a UKAS-accredited and CQC-compliant laboratory.

A Personal Wellness Hub gives access to easy-to-understand results and guidance to help you make effective lifestyle changes.

Visit York Test and use this discount code AGE25.

Fit For My Age is made on Zencastr, because Zencastr is the all-in-one podcasting platform, that really does make creating content so easy.

If you would like to try podcasting using Zencastr visit zencastr.com/pricing and use our offer code ABECEDER.

Travel Members of the Ultimate Travel Club enjoy travelling at trade prices on flights, trains, hotels, holidays and so many other travel related purchases. Use the link to access discounted membership.

Matchmaker.fm If you are a podcaster looking for interesting guests or if, you have something interesting to say Matchmaker.fm is where great hosts and great guests are matched and great podcasts are hatched. Use our offer code MILW10 for a discount on membership.

Being a Guest

If you would like to be a guest on Fit For My Age, please contact using the link at Abeceder.co.uk.

We recommend the podcasting guest training programmes available from Work Place Learning Centre.

We appreciate every like, download, and subscriber.

Thank you for listening.

Kelle Sparta is a Spiritual Coach and Transformational Shaman, author of The Over-Achiever’s Guide to Spiritual Awakening. and host of the Spirit Sherpa podcast.

Host Michael Millward explains at the start of this episode of the Abeceder podcast The Independent Minds, that he has no knowledge of spirituality but is approaching his conversation with Kelle with an open mind.

Using examples from her consulting experience Kelle explains how an understanding of spirituality can help businesses create more productive working environments and more constructive relations between colleagues and with customers.

Kelle explains how managers who want to create cultural change should alongside the systems and processes that drive culture, they should also investigate the spiritual energy of the proposed changes.

In their conversation Kelle also explains how spiritual assessments can impact the success of marketing activities, negotiations, and mergers and acquisitions.

You will leave this episode of The Independent Minds, like Michael eager to learn more.

More information about Kelle Sparta and Michael Millward is available at abeceder.

Audience Offers

The Independent Minds is made on Zencastr, because as the all-in-one podcasting platform, Zencastr really does make creating content so easy.

If you would like to try podcasting using Zencastr visit zencastr.com/pricing and use our offer code ABECEDER.

Travel

With discounted membership of the Ultimate Travel Club, you can travel anywhere else at trade prices on flights, hotels, trains, and many more travel related purchases.

Fit For Work Look after your health and you will be fit for work.

No point in being in a great job if you are in poor health. That is why we recommend The Annual Health Test from York Test; a 39-health marker Annual Health Test conducted by an experienced phlebotomist with hospital standard tests carried out in a UKAS-accredited and CQC-compliant laboratory.

A secure Personal Wellness Hub provides easy-to-understand results and lifestyle guidance

Visit York Test and use this discount code MIND25.

Three the network Visit Three for information about business and personal telecom solutions from Three, and the special offers available when you quote my referral code WPFNUQHU.

Being a Guest

We recommend the podcasting guest training programmes available from Work Place Learning Centre.

We use Matchmaker.fm to connect with potential guests If you are a podcaster looking for interesting guests or if you have something interesting to say Matchmaker.fm is where great guests and great hosts are matched and great podcasts are hatched. Use our offer code MILW10 for a discount on membership.

We appreciate every like, download, and subscriber.

Thank you for listening.

Dr Benjamin Ritter, founder of Live for Yourself (LFY) an Austin and Chicago based leadership, career, & executive coaching and consulting business. Benjamin is also the author of the Becoming Fearless: 65 Strategies to Journey from Self-Doubt to Self-Mastery.

On the outside Benjamin had a successful career, but he didn’t feel successful. He noticed that other people looked like they felt the same way.

In this episode of the Abeceder podcast The Independent Minds, Benjamin explains to host Michael Millward what he did to try and change that situation, and how that journey of discovery and education led to a different career path.

They discuss how our behaviour as candidates can stop us getting a job we will love. and how recruiters select successful candidates. How people and jobs change, but not always in the same way, and how it is important for individuals to understand what they need to do to fulfil their lifestyle aspirations and focus on that.

They discuss the history of work and how work in general is going through a dramatic change that is altering the basis on which the relationship between employer and employer is founded.

Benjamin and Michael then discuss what employers and employees will need to do differently in the future if they want to have a hiring to retiring relationship.

More information about Dr Benjamin Ritter and Michael Millward is available at abeceder.

Audience Offers

The Independent Minds is made on Zencastr, because as the all-in-one podcasting platform, Zencastr really does make creating content so easy. If you would like to try podcasting using Zencastr visit zencastr.com/pricing and use our offer code ABECEDER.

Travel

With discounted membership of the Ultimate Travel Club, you can travel anywhere paying trade prices on flights, hotels, trains.

Fit For Work No point in being in a great job if you are in poor health. That is why we recommend The Annual Health Test from York Test; a 39-health marker Annual Health Test conducted by an experienced phlebotomist with hospital standard tests carried out in a UKAS-accredited and CQC-compliant laboratory.

A secure Personal Wellness Hub provides easy-to-understand results and lifestyle guidance

Visit York Test and use this discount code MIND25.

Three the network Visit Three for information about business and personal telecom solutions from Three, and the special offers available when you quote my referral code WPFNUQHU.

Being a Guest

We recommend the podcasting guest training programmes available from Work Place Learning Centre.

We use Matchmaker.fmto connect with potential guests If you are a podcaster looking for interesting guests or if you have something interesting to say Matchmaker.fm is where great guests and great hosts are matched and great podcasts are hatched. Use our offer code MILW10 for a discount on membership.

We appreciate every like, download, and subscriber.

Thank you for listening.

Warren Miles Pickup is a marketing expert working independently from British Columbia, Canada.

Since this episode of The Independent Minds was recorded Warren has rebranded his business as Marketing Motivators.

Warren left a successful career in financial services marketing to launch his independent business. His aim was to focus on using human psychology, and cognitive biases, to create marketing activities that influence how potential customers interact with the organisation, online.

Understanding how customers and potential customers interact digitally with an organisation is important says Warren, because customers are demanding hyper personalised interactions with their suppliers.

In this episode of the Abeceder podcast The Independent Minds, Warren explains to host Michael Millward how to use a Product Staircase of paid and unpaid products and services is the best way to build a relationship with a potential customer and enhance a relationship with an existing customer.

More information about Warren Miles Pickup and Michael Millward is available at abeceder.

The Independent Minds is made on Zencastr, because as the all-in-one podcasting platform, Zencastr really does make creating content so easy.

If you would like to try podcasting using Zencastr visit zencastr.com/pricing and use our offer code ABECEDER.

Travel

With discounted membership of the Ultimate Travel Club, you can travel anywhere else at trade prices on flights, hotels, trains, and many more travel related purchases.

Fit For Work Look after your health and you will be fit for work.

It is important for entrepreneurs maintain good mental and physical health. That is why we recommend The Annual Health Test from York Test; a 39-health marker Annual Health Test conducted by an experienced phlebotomist Hospital standard tests are carried out in a UKAS-accredited and CQC-compliant laboratory.

A secure Personal Wellness Hub provides easy-to-understand results and lifestyle guidance

Visit York Test and use this discount code MIND25.

Three the network Visit Three for information about business and personal telecom solutions from Three, and the special offers available when you quote my referral code WPFNUQHU.

Being a Guest

We recommend that potential guests take one of the podcasting guest training programmes available from Work Place Learning Centre.

We use Matchmaker.fm to connect with potential guests If you are a podcaster looking for interesting guests or if you have something interesting to say Matchmaker.fm is where great guests and great hosts are matched and great podcasts are hatched. Use our offer code MILW10 for a discount on membership.

We appreciate every like, download, and subscriber.

Thank you for listening.

Kyle Gillette created the Blue Shirt Leadership Framework, which he explained in his book Right Now Leadership.

Right Now Leadership is based on the 4-part B.L.U.E. Leadership framework that provides today's leaders with the core tenets to inspire other people to follow them.

In this episode of the Abecederpodcast The Independent Minds, Kyle explains to host Michael Millwardthe experiences he had in unconventional leadership situations that led him to create the B.L.U.E. Leadership framework.

Kyle defines the four tenets of the B.L.U.E. Leadership framework. Michael and Kyle then discuss their various situations from their careers where these tenets would, if they had been applied have created a better experience for both the leader and the led.

More information about Kyle Gillette and Michael Millward is available at abeceder.

Contact Kyle at BlueShirtCoaching.com

The Independent Minds is made on Zencastr, because as the all-in-one podcasting platform, Zencastr really does make creating content so easy.

If you would like to try podcasting using Zencastr visit zencastr.com/pricing and use our offer code ABECEDER.

Travel

With discounted membership of the Ultimate Travel Club, you can travel anywhere else at trade prices on flights, hotels, trains, and many more travel related purchases.

Fit For Work Look after your health and you will be fit for work.

It is important for entrepreneurs maintain good mental and physical health. That is why we recommend The Annual Health Test from York Test; a 39-health marker Annual Health Test conducted by an experienced phlebotomist Hospital standard tests are carried out in a UKAS-accredited and CQC-compliant laboratory.

A secure Personal Wellness Hub provides easy-to-understand results and lifestyle guidance

Visit York Test and use this discount code MIND25.

Three the network Visit Three for information about business and personal telecom solutions from Three, and the special offers available when you quote my referral code WPFNUQHU.

Being a Guest

We recommend that potential guests take one of the podcasting guest training programmes available from Work Place Learning Centre.

We use Matchmaker.fmto connect with potential guests If you are a podcaster looking for interesting guests or if you have something interesting to say Matchmaker.fm is where great guests and great hosts are matched and great podcasts are hatched. Use our offer code MILW10 for a discount on membership.

We appreciate every like, download, and subscriber.

Thank you for listening.

Pete Romano is the founder of Segwik.com, an AI powered customer journey optimization platform that helps businesses turn every customer interaction into a meaningful, memorable relationship.

Before becoming a tech, entrepreneur Pete was a composer of advertising jingles like the Budweiser frogs.

In this episode of the Abeceder podcast The Independent Minds, Pete explains to host Michael Millward how his musical education and experience contributed to his entrepreneurial success.

Michael and Pete discuss how many entrepreneurs are experts in their field, but set-up businesses without knowing everything they need to run that business.

Pete explains how his thinking outside the box about what happens in the box of a business led to the creation of Segwik, which enables business owners to effectively manage every aspect of their customer relationships, and create meaningful repeatable experiences.

They also discuss how the business owner must act like the conductor of an orchestra, bringing experts together to create high performing teams.

This episode will enthuse you to rethink how you interact with your customers.

More information about Rebecca Olson and Michael Millward is available at Abeceder.

The Independent Minds is made on Zencastr, because as the all-in-one podcasting platform, Zencastr really does make creating content so easy.

If you would like to try podcasting using Zencastr visit zencastr.com/pricing and use our offer code ABECEDER.

Travel

With discounted membership of the Ultimate Travel Club, you can travel anywhere else at trade prices on flights, hotels, trains, and many more travel related purchases.

Fit For Work Look after your health and you will be fit for work.

It is important for entrepreneurs maintain good mental and physical health. That is why we recommend The Annual Health Test from York Test; a 39-health marker Annual Health Test conducted by an experienced phlebotomist Hospital standard tests are carried out in a UKAS-accredited and CQC-compliant laboratory.

A secure Personal Wellness Hub provides easy-to-understand results and lifestyle guidance

Visit York Test and use this discount code MIND25.

Three the network Visit Three for information about business and personal telecom solutions from Three, and the special offers available when you quote my referral code WPFNUQHU.

Being a Guest

We recommend that potential guests take one of the podcasting guest training programmes available from Work Place Learning Centre.

We use Matchmaker.fm to connect with potential guests If you are a podcaster looking for interesting guests or if you have something interesting to say Matchmaker.fm is where great guests and great hosts are matched and great podcasts are hatched. Use our offer code MILW10 for a discount on membership.

We appreciate every like, download, and subscriber.

Thank you for listening.

Rebecca Olson is a working mom, who is using her experience of motherhood to help other working mothers to balance motherhood with achieving career objectives.

In this episode of the Abeceder podcast The Independent Minds, Rebecca explains to host Michael Millward a few of the issues that mothers face when returning to work after maternity leave and highlights the high number of women who change their jobs within 18-moths of their return to work.

Rebecca discusses the identity crisis that many mothers endure as they try to redefine life and work because of the changes that parenthood brings. She looks at the role line managers play in creating a successful maternity leave and return to work.

Michael and Rebecca discuss the Moms First Moms in the Workplace report identifying what it tells employers and managers who want to retain their talented mothers.

Rebecca is the host of the Ambitious and Balanced Working Moms podcast.

More information about Rebecca Olson and Michael Millward is available at abeceder.

The Independent Minds is made on Zencastr, because as the all-in-one podcasting platform, Zencastr really does make creating content so easy.

If you would like to try podcasting using Zencastr visit zencastr.com/pricing and use our offer code ABECEDER.

Travel

With discounted membership of the Ultimate Travel Club, you can travel anywhere else at trade prices on flights, hotels, trains, and many more travel related purchases.

Fit For Work Look after your health and you will be fit for work.

It is important for entrepreneurs maintain good mental and physical health. That is why we recommend The Annual Health Test from York Test; a 39-health marker Annual Health Test conducted by an experienced phlebotomist Hospital standard tests are carried out in a UKAS-accredited and CQC-compliant laboratory.

A secure Personal Wellness Hub provides easy-to-understand results and lifestyle guidance

Visit York Test and use this discount code MIND25.

Three the network Visit Three for information about business and personal telecom solutions from Three, and the special offers available when you quote my referral code WPFNUQHU.

Being a Guest

We recommend that potential guests take one of the podcasting guest training programmes available from Work Place Learning Centre.

We use Matchmaker.fm to connect with potential guests If you are a podcaster looking for interesting guests or if you have something interesting to say Matchmaker.fm is where great guests and great hosts are matched and great podcasts are hatched. Use our offer code MILW10 for a discount on membership.

We appreciate every like, download, and subscriber.

Thank you for listening.