In this episode of The House of Ravenscroft, host Eric Ravenscroft—real estate strategist and financial planning expert—dives into the questions you’ve been asking, from the smart move behind keeping your home as a rental to whether it’s time to buy or wait.

You brought the real-life scenarios. Eric brings the strategy.

Here’s what you’ll learn:

📉 Should You Wait for Rates to Drop?
Why timing the market is less important than understanding leverage—and how one Surprise buyer locked in major incentives by acting now.

📊 Stocks vs. Real Estate: What Builds Wealth Faster?
Break down the pros, the pitfalls, and how combining both can accelerate long-term gains.

🏠 Rent It or Sell It?
Using real numbers, Eric explains how one Queen Creek homeowner created $450/month in cash flow and held onto a valuable asset.

🧾 How to Know if a Property Is a Good Investment
Cap rate isn’t everything—learn the metrics and mindset that make investing smart, not risky.

🔨 Fixer-Upper or Turnkey?
A recent buyer’s experience reveals why updated homes can sometimes create better ROI and less stress.

🏗️ Negotiating with Builders—The Right Way
Spec homes, builder incentives, and why walking in alone is a rookie mistake.

📍 Relocating to Arizona?
Eric breaks down top lifestyle hubs—from Scottsdale to Queen Creek—and how to choose the right neighborhood based on your goals, job, and budget.

💬 Plus: How to ask your question for the next Q&A episode.

👉 Got a question? DM Eric or visit theravenscroftgroup.com
🎧 Weekly episodes. Strategic. Actionable. No fluff.
📈 Because real estate isn’t about hype—it’s about what actually works.

#RealEstatePodcast #InvestingTips #ArizonaRealEstate #HousingStrategy #SmartMoves

Can one home help you live for less and build wealth?
In this episode of The House of Ravenscroft, host Eric Ravenscroft—real estate strategist and financial planning expert—dives into one of the most overlooked paths to long-term wealth: buying a property with income-producing units, living in one, and renting out the rest.

This isn’t just house hacking. It’s cash-flow-first homeownership—and it works in Phoenix, Austin, Nashville, Denver, and dozens of other cities with growing job hubs, tourism, and updated ADU laws.

Here’s what you’ll learn:

🏡 The Multi-Unit Breakdown
Hear how one Phoenix homeowner used a guest house and detached office to cut their $5,000 mortgage down to just $1,700/month—without sacrificing lifestyle or location.

📍 Where This Strategy Works Best
From Downtown Phoenix to Boise, Salt Lake City, and San Diego—discover the key ingredients that make this model thrive in both big and small markets.

📊 Why Net Cost Beats List Price
Yes, the upfront cost may be higher—but Eric explains how rental income dramatically changes the math and creates long-term financial upside.

🔁 Flexible Rental Strategies
Short-term guests. Mid-term travel nurses. Long-term tenants. This strategy adapts to your market and your lifestyle.

🏥 Ideal for High-Demand Zones
Learn why homes near hospitals, universities, and remote work hubs create consistent demand—and how to find these hotspots.

🧠 Live-In Leverage Explained
Turn your home into a business, reduce financial risk, and build equity faster—while staying nimble and protected from market swings.

📈 Pros, Cons, and Real-World Scenarios
Eric lays out the advantages (like tax benefits and exit flexibility) and the tradeoffs (shared space, changing STR rules) so you can make an informed move.

📬 Got a question for next week’s Q&A episode?
DM Eric on Instagram, LinkedIn, or send a message at eric@theravenscroftgroup.com

👉 If you find value in this show, hit follow and leave a quick review.
🎧 New episodes drop weekly—actionable, strategic, and jargon-free.

Because when your home works harder than you do, that’s the real power of real estate.
💻 Visit theravenscroftgroup.com to learn more or book a strategy call.

Is buying a new construction home in 2025 actually a smart financial move?

In this episode of The House of Ravenscroft, host Eric Ravenscroft—real estate strategist and financial planning expert—breaks down why new construction is more than just a fresh start. It’s a financial tool that, when approached strategically, can build wealth, protect liquidity, and reduce long-term costs.

Here’s what you’ll learn:

🏡 Builder-Paid Incentives Are Back
Get the inside scoop on 3.99% fixed 30-year rates, closing cost coverage, appliance packages, and even landscaped backyards—offers that weren’t available just a couple years ago.

🛠️ Why Low Maintenance = High ROI
New construction means you can avoid surprise expenses like roof replacements or HVAC failures—saving thousands and preserving capital for smarter financial moves.

🌿 The Customization Advantage
Design your backyard, select your finishes, and create a living space that reflects your goals, not someone else’s 15-year-old design choices.

📈 Financial Strategy Over Emotion
Learn how rate buy-downs can save you $600+ monthly—and how investing that difference could grow into over $350,000 over 20 years.

💸 Deferred Maintenance vs. Compound Growth
Every dollar not spent on repairs is a dollar that can be invested toward your future. Eric explains why skipping the new roof and instead buying a new home can pay long-term dividends.

🌞 Energy Efficiency = Monthly Savings
From dual-pane windows to spray foam insulation, today’s new builds slash utility bills—potentially saving $200–$300 per month in Arizona heat.

🎯 Real-Life Client Wins
Hear how clients in Queen Creek, Goodyear, and Surprise locked in deals, reduced their monthly costs, and turned their homes into income-generating assets.

⚠️ The Danger of Going Solo
Many buyers—especially military families—walk into builder offices unrepresented and overpay, select the wrong upgrades, or get stuck when life throws a curveball. Eric shares how proper representation can prevent costly mistakes.

📑 Why You Need an Advocate (Not a Sales Agent)
Builder reps work for the builder—not you. Learn how real estate agents like Eric negotiate on your behalf, identify escalation clauses, compare build quality, and ensure your contract protects your long-term goals.

🛡️ Builder Profit Margins = Negotiation Opportunity
Most builders bake in a 20%+ margin. That’s your room to negotiate—if you know what to ask for.

📬 Want to talk strategy or get clarity on your next move?
Email me at eric@theravenscroftgroup.com or visit theravenscroftgroup.com

👉 If you found this helpful, follow the show and leave a quick review — it helps others discover these insights too.

🎧 New episodes every week! Whether you’re a first-time buyer, relocating, investing, or just thinking about what’s next—this episode will change how you view new construction.

Because at the end of the day, you’re not just buying a house—you’re buying an opportunity. And with the right strategy, it can become one of the best financial decisions of your life.