If your spouse died tomorrow, would you know where the money is, how to access it, and what financial decisions to make next?

Having a will, life insurance, or even a trust doesn't necessarily mean your family is fully prepared for life without you.

In Episode 26 of The Flip Side of Death, host Lynn Stone welcomes Jennifer Lee, founder of Modern-Wealth and author of Squeeze the Juice: Live With Purpose—Then Leave a Legacy.

With 30 years of experience in financial services, Jennifer specializes in helping individuals navigate major life transitions, including widowhood, divorce, retirement, and business transitions.

Together, Lynn and Jennifer explore the financial challenges families face after losing a loved one, why both spouses need to understand their household finances, and how thoughtful estate and legacy planning can prevent unnecessary confusion, stress, and conflict.

In this episode, we discuss:

• Financial preparedness: Why both spouses should understand the family's finances, even when only one manages the money.

• Financial planning after losing a spouse: Which decisions require immediate attention and which major decisions may be better postponed during grief.

• Life insurance: How the right coverage can help protect surviving family members from sudden financial hardship.

• Estate planning mistakes: Why having a will or trust isn't enough if beneficiary designations, assets, and legal documents aren't properly coordinated.

• Digital legacy planning: Why access to passwords, financial accounts, and digital information is essential when someone dies or becomes incapacitated.

• Inheritance and family conflict: How communicating your intentions can help prevent misunderstandings and disagreements among beneficiaries.

• The family love letter: Why Jennifer encourages families to document their values, wishes, financial guidance, and personal messages for the people they love.

One of the most powerful takeaways from this conversation is that your will tells your family what you're leaving behind, but a family love letter helps explain why.

Jennifer shares how this simple, deeply personal document can provide reassurance, guidance, and clarity when loved ones need it most.

Because financial planning isn't just about growing wealth or distributing assets. It's about making sure the people you love have the information, resources, and confidence to move forward when you're no longer there to guide them.

Whether you're married, widowed, preparing for retirement, or simply trying to get your affairs in order, this episode offers practical insights into financial preparedness, estate planning, and creating a legacy that extends

You can learn more about Jennifer at https://modern-wealth.com. You can also find her book, Squeeze the Juice: Live with Purpose - Then Leave a Legacy at https://squeezethejuicebook.com or on Amazon at https://a.co/d/07O8bLmT

Listen to Episode 26 of The Flip Side of Death and discover how financial preparedness, meaningful conversations, and thoughtful legacy planning can make life easier for the people you love.

Disclaimer: This episode is intended for general educational purposes and does not constitute personalized financial advice. Consult a qualified financial professional regarding your individual circumstances.

What happens if you die owing the IRS?

Does the tax debt disappear?

Can the IRS come after your estate?

What happens to your house and other assets?

And could the person handling your estate actually become personally responsible for mistakes they make?

In Episode 25 of The Flip Side of Death, Lynn Stone sits down with former IRS insiders Robert Valenzo and Felix Buxo of Falcon Tax Resolution Group for an eye-opening conversation about what happens when death and the IRS collide.

Together, Robert and Felix bring decades of experience inside the Internal Revenue Service, including tax collection, enforcement, financial hardship cases, offers in compromise, liens, levies, and complex tax resolution matters.

And they've seen firsthand what can happen when someone dies without taking care of their tax problems.

In this episode, we discuss:

• What happens to unpaid IRS debt after someone dies
• Why tax problems don't simply disappear at death
• What executors and personal representatives need to know about IRS debt
• How tax liens can affect an estate and property
• Why ignoring IRS notices can create much bigger problems
• How families sometimes discover years of unpaid taxes after a loved one dies
• Why spouses should understand the family's complete financial picture
• Tax records you should keep and make accessible to your family
• The difference between IRS liens, levies, installment agreements, currently not collectible status, and offers in compromise
• Warning signs that a manageable financial problem may be becoming a serious tax problem
• Why cash-flow problems can quickly turn into tax problems
• How scams targeting older adults can create unexpected tax consequences
• What families can do now to avoid leaving behind a tax mess

Robert and Felix also share stories from their years inside the IRS—including families forced to deal with tax problems they didn't know existed until after someone died.

Their message is simple:

Take care of your business while you're alive.

Know what you owe. Keep your records organized. Don't ignore IRS notices. Make sure someone you trust knows where your financial information is located. And when the situation becomes complicated, get professional guidance.

Because your death doesn't necessarily make your tax problems disappear.

It may simply hand them to someone you love.

Find Falcon Tax Resolution Group at www.falcontaxrelief.com

Death is inevitable. Chaos is optional.

If something happened to you tomorrow, would your family know what to do?

Would they know where your important documents are? Who to call? How to access your accounts? What your final wishes are? Or would they be left trying to piece together the life you built while also grieving your loss?

In Episode 24 of The Flip Side of Death, Lynn Stone shares a practical 10-step death planning checklist designed to help you get your affairs in order and make life easier for the people you love.

This isn't about expecting to die.

It's about preparing well enough that your family doesn't have to become detectives when something happens.

In this episode, you'll learn 10 practical steps you can take:

1. Create an “If Something Happens to Me” file with your essential information.
2. Review the beneficiaries on your life insurance, retirement accounts, investments, and other assets.
3. Make sure your will, powers of attorney, advance healthcare documents, trusts, and other estate documents exist and still reflect your wishes.
4. Document your digital life, including important accounts, subscriptions, cloud storage, social media, domains, cryptocurrency, and other digital assets.
5. Have important conversations with your family before there's a crisis.
6. Plan for incapacity—not just death—by deciding who can act on your behalf if you can't.
7. Create a financial snapshot of your assets, debts, insurance policies, accounts, and financial professionals.
8. Document your wishes for burial, cremation, funeral or memorial services, and other final arrangements.
9. If you own a business, create a continuity plan explaining what happens if you can no longer run it.
10. Choose at least one trusted person who knows where the entire roadmap can be found.

You don't have to complete everything today.

Pick one thing. Start there. Then keep going.

Because death planning isn't about expecting to die. It's about making sure the people you love aren't left trying to figure out the life you built.

Give them a roadmap.

Don't make them guess.

Death is inevitable. Chaos is optional.