If your spouse died tomorrow, would you know where the money is, how to access it, and what financial decisions to make next?

Having a will, life insurance, or even a trust doesn't necessarily mean your family is fully prepared for life without you.

In Episode 26 of The Flip Side of Death, host Lynn Stone welcomes Jennifer Lee, founder of Modern-Wealth and author of Squeeze the Juice: Live With Purpose—Then Leave a Legacy.

With 30 years of experience in financial services, Jennifer specializes in helping individuals navigate major life transitions, including widowhood, divorce, retirement, and business transitions.

Together, Lynn and Jennifer explore the financial challenges families face after losing a loved one, why both spouses need to understand their household finances, and how thoughtful estate and legacy planning can prevent unnecessary confusion, stress, and conflict.

In this episode, we discuss:

• Financial preparedness: Why both spouses should understand the family's finances, even when only one manages the money.

• Financial planning after losing a spouse: Which decisions require immediate attention and which major decisions may be better postponed during grief.

• Life insurance: How the right coverage can help protect surviving family members from sudden financial hardship.

• Estate planning mistakes: Why having a will or trust isn't enough if beneficiary designations, assets, and legal documents aren't properly coordinated.

• Digital legacy planning: Why access to passwords, financial accounts, and digital information is essential when someone dies or becomes incapacitated.

• Inheritance and family conflict: How communicating your intentions can help prevent misunderstandings and disagreements among beneficiaries.

• The family love letter: Why Jennifer encourages families to document their values, wishes, financial guidance, and personal messages for the people they love.

One of the most powerful takeaways from this conversation is that your will tells your family what you're leaving behind, but a family love letter helps explain why.

Jennifer shares how this simple, deeply personal document can provide reassurance, guidance, and clarity when loved ones need it most.

Because financial planning isn't just about growing wealth or distributing assets. It's about making sure the people you love have the information, resources, and confidence to move forward when you're no longer there to guide them.

Whether you're married, widowed, preparing for retirement, or simply trying to get your affairs in order, this episode offers practical insights into financial preparedness, estate planning, and creating a legacy that extends

You can learn more about Jennifer at https://modern-wealth.com. You can also find her book, Squeeze the Juice: Live with Purpose - Then Leave a Legacy at https://squeezethejuicebook.com or on Amazon at https://a.co/d/07O8bLmT

Listen to Episode 26 of The Flip Side of Death and discover how financial preparedness, meaningful conversations, and thoughtful legacy planning can make life easier for the people you love.

Disclaimer: This episode is intended for general educational purposes and does not constitute personalized financial advice. Consult a qualified financial professional regarding your individual circumstances.

What happens if you die owing the IRS?

Does the tax debt disappear?

Can the IRS come after your estate?

What happens to your house and other assets?

And could the person handling your estate actually become personally responsible for mistakes they make?

In Episode 25 of The Flip Side of Death, Lynn Stone sits down with former IRS insiders Robert Valenzo and Felix Buxo of Falcon Tax Resolution Group for an eye-opening conversation about what happens when death and the IRS collide.

Together, Robert and Felix bring decades of experience inside the Internal Revenue Service, including tax collection, enforcement, financial hardship cases, offers in compromise, liens, levies, and complex tax resolution matters.

And they've seen firsthand what can happen when someone dies without taking care of their tax problems.

In this episode, we discuss:

• What happens to unpaid IRS debt after someone dies
• Why tax problems don't simply disappear at death
• What executors and personal representatives need to know about IRS debt
• How tax liens can affect an estate and property
• Why ignoring IRS notices can create much bigger problems
• How families sometimes discover years of unpaid taxes after a loved one dies
• Why spouses should understand the family's complete financial picture
• Tax records you should keep and make accessible to your family
• The difference between IRS liens, levies, installment agreements, currently not collectible status, and offers in compromise
• Warning signs that a manageable financial problem may be becoming a serious tax problem
• Why cash-flow problems can quickly turn into tax problems
• How scams targeting older adults can create unexpected tax consequences
• What families can do now to avoid leaving behind a tax mess

Robert and Felix also share stories from their years inside the IRS—including families forced to deal with tax problems they didn't know existed until after someone died.

Their message is simple:

Take care of your business while you're alive.

Know what you owe. Keep your records organized. Don't ignore IRS notices. Make sure someone you trust knows where your financial information is located. And when the situation becomes complicated, get professional guidance.

Because your death doesn't necessarily make your tax problems disappear.

It may simply hand them to someone you love.

Find Falcon Tax Resolution Group at www.falcontaxrelief.com

Death is inevitable. Chaos is optional.

If something happened to you tomorrow, would your family know what to do?

Would they know where your important documents are? Who to call? How to access your accounts? What your final wishes are? Or would they be left trying to piece together the life you built while also grieving your loss?

In Episode 24 of The Flip Side of Death, Lynn Stone shares a practical 10-step death planning checklist designed to help you get your affairs in order and make life easier for the people you love.

This isn't about expecting to die.

It's about preparing well enough that your family doesn't have to become detectives when something happens.

In this episode, you'll learn 10 practical steps you can take:

1. Create an “If Something Happens to Me” file with your essential information.
2. Review the beneficiaries on your life insurance, retirement accounts, investments, and other assets.
3. Make sure your will, powers of attorney, advance healthcare documents, trusts, and other estate documents exist and still reflect your wishes.
4. Document your digital life, including important accounts, subscriptions, cloud storage, social media, domains, cryptocurrency, and other digital assets.
5. Have important conversations with your family before there's a crisis.
6. Plan for incapacity—not just death—by deciding who can act on your behalf if you can't.
7. Create a financial snapshot of your assets, debts, insurance policies, accounts, and financial professionals.
8. Document your wishes for burial, cremation, funeral or memorial services, and other final arrangements.
9. If you own a business, create a continuity plan explaining what happens if you can no longer run it.
10. Choose at least one trusted person who knows where the entire roadmap can be found.

You don't have to complete everything today.

Pick one thing. Start there. Then keep going.

Because death planning isn't about expecting to die. It's about making sure the people you love aren't left trying to figure out the life you built.

Give them a roadmap.

Don't make them guess.

Death is inevitable. Chaos is optional.

Why do so many of us wait until something goes wrong before we start looking for answers?

In Episode 23 of The Flip Side of Death, Lynn Stone steps away from the expert interviews for a short but important PSA about opportunity—the opportunity to learn, ask questions, and prepare before a death, medical emergency, business crisis, or other major life event forces you to.

There are professionals in estate planning, life insurance, financial planning, accounting, hospice, professional organizing, business succession planning, and other end-of-life and legacy planning fields who regularly share their knowledge through workshops, seminars, conferences, and community events.

The problem? Too often, we don't start looking for that information until we're already in the middle of a crisis.

In this episode, Lynn discusses:

• Why death and legacy planning education matters before a crisis happens
• The value of attending workshops, seminars, and community education events
• How learning from multiple experts can help you understand how the different pieces of planning fit together
• Why many families don't know which professionals they need until something goes wrong
• How educational events can give you opportunities to ask questions and discover issues you hadn't considered
• Why information means very little if we never take action
• How preparing today can reduce the burden placed on the people we love tomorrow

Lynn also shares details about her upcoming Southeast Georgia events, where professionals from insurance, accounting, financial planning, hospice, professional organizing, and death planning will come together to educate individuals, families, and business owners.

You don't have to know everything.

You don't have to complete everything today.

But you do have to give yourself the opportunity to learn.

Because planning isn't simply about preparing for death. It's about making informed decisions while you still have the opportunity to make them.

Don't wait for a crisis to become your teacher.

Death is inevitable. Chaos is optional.

What will your family have to sort through if something happens to you tomorrow?

In this episode of The Flip Side of Death, Lynn Stone sits down with professional organizer Jessica Shirah, founder of Organized Chaos Solutions, for a practical conversation about decluttering, organizing important documents, managing digital accounts, and making life easier for the people you love.

Jessica explains why organization isn't about creating a perfect home—or throwing everything away. It's about creating systems that bring clarity, reduce overwhelm, and help your family navigate life's transitions with fewer unanswered questions.

In this episode, we discuss:

• The biggest organizational problems families face after a death or health crisis
• Why important documents should be stored together and easy to locate
• What information belongs in an emergency binder or secure file
• How to organize passwords, financial accounts, medical portals, and other digital information
• What happens when families inherit decades of photographs, furniture, collections, and keepsakes
• Why your children may not want everything you're planning to leave them
• How to preserve the story behind sentimental items without keeping everything
• Where to start when decluttering feels overwhelming
• Three simple organizing tasks you can complete this week
• Why organizing your life now can be one of the greatest gifts you give your family

Jessica also shares a powerful reminder: organization is not about preparing to die. It is an act of love for the people who may one day be responsible for closing out your life.

You don't have to tackle everything at once. Start with one document, one drawer, one account, or one box.

The goal isn't perfection.

The goal is clarity.

Death is inevitable. Chaos is optional.

Do you really understand your life insurance—or do you just know that you have a policy?

Season 2 of The Flip Side of Death kicks off with an in-depth conversation with Joshua McCuen, co-owner and CEO of Iron Feather Brokerage Group, about what individuals and families need to understand before purchasing life insurance.

From term and whole life insurance to employer-sponsored coverage, beneficiaries, underwriting, and using insurance as part of a broader financial strategy, Joshua breaks down a complicated subject in a way that's easier to understand.

In this episode, we discuss:

• Term vs. whole life insurance—and how they actually work
• How to determine how much life insurance you may need
• Why relying solely on employer-provided life insurance can be risky
• What "portable" and "convertible" coverage means
• How age and health affect the cost of life insurance
• Common mistakes people make when applying for coverage
• Cash-value life insurance and its role in financial and legacy planning
• Why choosing the right beneficiaries matters
• The problems that can arise when minor children are named as beneficiaries
• Why beneficiaries should be reviewed regularly
• What to look for when choosing an insurance professional

Joshua also shares real-life beneficiary stories that demonstrate why simply buying a policy isn't enough. Who you name, how your policy is structured, and whether you keep it updated can have enormous consequences for the people you leave behind.

And perhaps one of the most important reminders from the entire conversation:

GoFundMe is not a life insurance policy.

If someone depends on you financially—or would be responsible for the expenses you leave behind—this is a conversation worth hearing.

Season 2 starts with one goal: helping you ask better questions today so the people you love aren't left searching for answers tomorrow.

Death is inevitable. Chaos is optional.

You can connect with Joshua and his team through these methods:

Website: http://ironfeatherig.com

Email: thefeather@ironfeatherig.com

Facebook: www.facebook.com/ironfeatherbg

Instagram: www.instagram.com/ironfeatherbg

LinkedIn: www.linkedin.com/company/iron-feather-brokerage-group

Why does grief keep changing—even years after someone you love dies?

In this episode of The Flip Side of Death, Lynn Stone continues The Widow Chronicles by exploring one of the most misunderstood aspects of grief: secondary losses. While most people recognize the pain of losing a loved one, few understand the dozens of additional losses that quietly unfold in the months and years that follow.

Drawing from a moving poem and her own experience as a widow, Lynn explains why grief is about much more than the death itself.

In this episode, you'll discover:

• What secondary losses are and why they matter
• How grief affects your identity, confidence, and sense of home
• Why friendships and family relationships often change after loss
• The hidden impact on routines, traditions, finances, and future plans
• Why there's no "right" timeline for healing
• How friends and family can better support someone who is grieving

Whether you've experienced the death of a spouse, parent, family member, or close friend—or you're supporting someone who has—this episode offers insight into the invisible layers of grief that are so often overlooked.

If you've ever wondered why someone is still grieving months or years later, this conversation may change the way you see loss forever.

Death is inevitable. Chaos is optional.

What is it really like to lose your spouse—and how do you move forward when the world expects you to "move on"?

In this deeply personal episode of The Flip Side of Death, Lynn Stone launches The Widow Chronicles, a new series that offers an honest look at life after the death of a spouse. Drawing from her own experience as a widow, Lynn shares the emotional realities of grief, healing, judgment, and learning to embrace life again without leaving your loved one behind.

In this episode, you'll learn:

• Why there is no timeline for grief
• How everyday moments become the memories we cherish most
• Why widows and widowers are often unfairly judged for rebuilding their lives
• How social media and public opinion can complicate the grieving process
• Why extending grace to those experiencing loss matters more than offering unsolicited advice

Lynn also reflects on the stories of public figures and fellow widows navigating life after loss, while encouraging listeners to treasure the ordinary moments with the people they love today.

Whether you've experienced the loss of a spouse, know someone who has, or simply want to better understand the grief journey, this episode offers compassion, perspective, and hope.

Death is inevitable. Chaos is optional.