🚨 This isn’t final yet—but it could change everything. Congress is proposing a brand-new student loan repayment plan called IBR RAP—and it’s not just a tweak.

We're talking about interest forgiveness, a $50 cap on principal reduction, and a repayment structure that flips everything we’ve known about IDR plans.

In this LIVE from YouTube, we’ll walk through:

✅ What the proposal actually says (not the headlines)

✅ Real payment examples: $10, $50, $400, and what gets forgiven

✅ Whether this is better or worse than SAVE, PAYE, or IBR

✅ What this means for your loan balance, forgiveness timeline, and financial plan

✅ Why some borrowers are already saying this violates their Master Promissory Note—and could lead to lawsuits

⚠️ If you’ve ever been told you’re locked into PAYE or New IBR, this plan could force you off those repayment options—no grandfathering. That’s where the legal firestorm begins.

🎯 Whether you’re paying off loans or hoping for forgiveness, this could impact your entire financial strategy.

💬 Drop your questions in the chat—this is your chance to get clarity before anything becomes law.

📌 FitBUX has helped 20,000+ borrowers manage over $2.9 billion in student loans and assets. We’re here to simplify the chaos and help you make confident decisions.

What happens when a burnt-out nurse decides to rewrite the rules? In this powerful episode, we sit down with Ebony Tillery, a Brooklyn native turned 7-figure nursepreneur, to unpack the raw, real story behind her transformation—from working grueling bedside shifts to building a thriving virtual weight loss clinic and teaching other NPs to do the same.

We dive into:

✅ The breaking point that sparked her leap from burnout to business
✅ Growing up in Brooklyn and breaking free from the expectations that hold so many back
✅ How trauma, divorce, and solo homebuying built unshakable resilience
✅ The biggest fears she faced going virtual—and how she pushed through
✅ What freedom really looks like as a mom and entrepreneur
✅ Why so many nurses stay stuck (and how to break the cycle)
✅ Her journey investing in real estate and crypto—without a financial background
✅ What she tells NPs sitting in their car before a shift, feeling hopeless

Whether you’re just starting out, stuck in burnout, or dreaming of something more—Ebony’s story proves you don’t need permission to build a life on your terms. You just need a plan, belief, and one small step.

🎓 Why does it cost so much to become a DPT—and what can we do about it?

In this episode, I sit down with Dr. Richard Severin, DPT, to explore the growing cost of physical therapy education. We take a deep dive into:

• 📉 Application trends and what they reveal

• 🏫 Public vs. private DPT programs

• 💡 Creative (and realistic) ways to fix the system

Whether you're a current PT student, a new grad, or just considering the profession—this is a must-watch.