In this episode, Oscar from The Finance Bible & Asset Road breaks down the real reason so many young Aussies feel stuck financially — even when they’re earning more than ever before.

Whether you're just getting started or looking to sharpen your game, this 15-minute episode covers everything you need to know to start managing your money with purpose and building long-term wealth without sacrificing your lifestyle.

🎯 What You’ll Learn:

• Why lifestyle creep is quietly draining your finances
• The 3-Bucket Money System that makes budgeting effortless
• The biggest money traps to avoid in your 20s and 30s
• How $200/month can turn into $500K by retirement
• 3 simple actions to take this week to change your financial future

🎧 Enjoyed this episode?
Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates.
Explore more at www.assetroad.com.au

Disclaimer:
The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.

Did you like this episode?

🎧 Enjoyed this episode?
Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates.
Explore more at www.assetroad.com.au

Disclaimer:
The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.

In this episode of The Finance Bible, Zeke shares his full journey — from starting with almost nothing, to building $130,000 in investments, to launching a podcast, and founding Asset Road.

You’ll learn:

• Why property has outperformed the ASX 200 (yes, dollar for dollar)
• How Zeke used debt strategically to grow wealth early
• The story behind launching The Finance Bible podcast
• How to know if you're ready to invest — or what to fix first
• Real insights for couples in their 30s juggling kids, mortgages, and big financial goals
• Why most people start too late and miss the window for compound growth
• And the challenges of putting your voice out there in a noisy world

Whether you’re just starting or scaling, this episode blends tactical finance, personal experience, and business insights in one direct conversation.

🔗 Listen now on Spotify, Apple Podcasts or at assetroad.com.au/the-finance-bible

Did you like this episode?

🎧 Enjoyed this episode?
Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates.
Explore more at www.assetroad.com.au

Disclaimer:
The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.

Australia’s school system is no longer just broken — it’s actively working against the very values that once built our nation.

In this second instalment of The Finance Bible’s cultural reality check series, Zeke Guenthroth is joined by youth mentor Curtis Piper to deliver one of the hardest-hitting education critiques you’ll hear anywhere. This isn’t a surface-level chat about schooling — it’s a full-body audit of the mental, moral, and academic collapse of the Australian education system.

We’re not here for sugar-coated solutions or woke buzzwords. We’re here to confront the truth — backed by statistics, lived experience, and honest conversation.

🎯 In This Episode:

📉 Academic Decline

• The shift from linear to non-linear learning
• How Outcome-Based Education (OBE) derailed standards
• The quiet removal of exams and plummeting NAPLAN/PISA scores
• Public vs private school gaps in literacy, behaviour and suspensions

🧠 Mental Fragility & Cultural Confusion

• 38% surge in antidepressant use across the past decade
• Over 4 million Australians on prescriptions
• Why schools no longer build resilience or mental toughness
• Identity confusion, self-diagnosis culture, and validation over truth

👨‍🏫 The Collapse of Discipline & Role Modelling

• 85% of youth detainees come from fatherless homes
• Boys are now years behind girls in reading and writing
• Male teacher shortage and its effect on boyhood and authority
• How structure, challenge, and boundaries were replaced with fragility

📚 Indoctrination Over Education

• Pronoun politics and identity-based teaching priorities
• The censorship of critical thinking
• Why financial literacy, masculinity, and strength are missing
• The role of schools in enforcing rather than educating

🌍 Global Comparisons

• How Australia stacks up to Singapore, Finland, and Japan
• What these nations do differently in discipline, standards, and curriculum
• What happens when Australia prioritises ideology over evidence

💥 Key Stats:

• 75% of suicides are men – it’s the leading cause of death for Aussie males under 45
• Antidepressant use up 38% in a decade — 1 in 6 adults now medicated
• Boys’ literacy performance now trails girls by nearly a full school year
• Suspensions have doubled in public schools over the past 10 years
• OBE introduced across states like WA in the early 2000s; largely failed and dismantled, but its principles remain

This episode is your wake-up call.

It’s not just about depression, discipline, or academic decline. It’s about

Did you like this episode?

🎧 Enjoyed this episode?
Follow us on Instagram @zekeguenthrothofficial @oscardonproperty and @assetroad for daily insights, property breakdowns, and behind-the-scenes updates.
Explore more at www.assetroad.com.au

Disclaimer:
The information provided in this podcast is general in nature and does not constitute personal financial advice. It has been prepared without taking into account your objectives, financial situation or needs. Before acting on any information, you should consider the appropriateness of the advice, having regard to your own objectives, financial situation and needs. Asset Road Pty Ltd recommends you seek independent financial, legal, taxation or other advice as required. All investments carry risk. Past performance is not indicative of future results.