Ever feel like you’re stuck between wanting to enjoy life now and knowing you should be saving for the future? It’s a tug-of-war that doesn’t magically disappear when you start making more money. Financial planner Jake Courtney, CFP®, CSLP®, joins us today to talk about how to find that sweet spot between spending today and saving for tomorrow, whether you earn $100k or $1M a year.

You’ll learn why your savings rate matters more than almost anything else when it comes to building wealth and how even a small increase in savings can shave years off your working life. If you’ve ever wondered, “Am I saving enough?” or felt guilty for enjoying your hard-earned cash, this episode is your permission slip (and your game plan).

Key moments:

(06:11) Auditing your spending once a year is an easy wealth-building habit
(08:59) How bumping your savings rate just a little changes your timeline to “work optional”
(16:29) Cost of living plays a huge role in your savings rate
(20:54) The ideal target savings rate to build long-term flexibility and freedom

There’s no one-size-fits-all for wealth. Get the plan that fits you. Try SLP Wealth for $1, risk free!

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