Nicholas Dickinson bought his first significant Bitcoin stack on the all-time high. Three months later he was 40% underwater. He didn't panic. He read more books and bought more.

Nicholas is a hotelier with 40 years in the industry — currently running a 50-acre country house hotel in Norfolk. He's also one of the newest, and arguably fastest-moving, members of the Bitcoin Business Network. In just nine months he's thinking in Bitcoin, buying at what the power law tells him is a 50% discount, and working out how to bring Bitcoin into a 40-year hospitality business without losing his board.

🇬🇧 Find out more about the Bitcoin Business Network: https://bitcoincollective.co/bbn/

In this episode, Jordan and Nicholas get into:

- How The Price of Tomorrow started it all — before Nicholas even knew he was looking for Bitcoin

- Why the power law gave him more conviction than anything else he'd read

- The internal challenge of getting fellow stakeholders and a spouse on board

- Why he thinks most people know the system is broken — but can't believe the fix could be this simple

- What accepting Bitcoin at the hotel actually looks like as a first step

- Why storing business cash reserves in Bitcoin is, to Nicholas, just common sense.

TIMESTAMPS:

00:00 Intro — "The problem's too big. Yes, there is a simple solution."

01:00 Welcome and Nicholas's background in hospitality

04:00 How Congham Hall came out of administration and became his longest-ever project

06:00 What makes Congham Hall different — 50 acres, spa, orchard cabins

08:00 The realities of running a profitable hotel in the UK

10:00 100 local staff and why that's almost unheard of in hospitality

15:00 The Snail Racing World Championships — a Guinness World Record

20:00 Where did Bitcoin first come up? From drug dealers to deep curiosity

21:00 The Price of Tomorrow, What's the Problem, and the lightbulb moment

24:00 Pete Matthew, The Bitcoin Advisor, and getting properly into the rabbit hole

28:00 Buying at the all-time high and what happened next

31:00 The power law — why it gave Nicholas more conviction than anything else

38:00 Thinking in sats, DCA strategy and filtering out the noise

44:00 How Bitcoin changed his outlook on his kids' futures

47:00 The challenge of getting stakeholders and a spouse on board

51:00 "The problem's too big to be solved this simply" — and why that's wrong

57:00 Accepting Bitcoin at the hotel — the vision and the baby steps

CONTACT JORDAN:

X: https://x.com/JayW132

LinkedIn: https://www.linkedin.com/in/jordan-walker-293955106/

Email: hello@bitcoincollective.co

CONTACT NICHOLAS:

💼 LinkedIn: https://www.linkedin.com/in/nicholasdickinson/

Congham Hall - https://www.conghamhallhotel.co.uk

Email😉 - info@conghamhallhotel.co.uk

READ OUR NEWSLETTER:

https://newsletter.bitcoincollective.co/

LISTEN / SUBSCRIBE:

Spotify: https://open.spotify.com/show/06sBiOznJDxuhafDmkE9VK?si=3f0a8bb8abd64eec

Apple: https://podcasts.apple.com/gb/podcast/the-bitcoin-collective/id1561573613

Fountain: https://fountain.fm/show/AYHiNhTTv0HOgGEjRjWN

YouTube: https://www.youtube.com/@bitcoincollective?sub_confirmation=1

All content provided by The Bitcoin Collective and guests in this episode is for informational and educational purposes only and is not financial, trading, or investment advice.

"The Problem's Too Big." Why Most People Dismiss Bitcoin Even When They Know the System Is Broken

Why Nicholas Thinks Inflation Is the Real Problem — and Why Bitcoin Is the Only Fix

Why a 40-Year Hotelier Is Selling His Buy-to-Let Portfolio and Putting It All in Bitcoin

⸻

EDITED BY JAMES PEARCE

LinkedIn: https://www.linkedin.com/in/james-pearcesf/

Available now on YouTube and all major podcast platforms.

This episode is for educational purposes only and does not constitute financial advice. Always do your own research.

The pound has lost 95% of its purchasing power since 1971. Every fiat currency in history has eventually gone to zero. Bitcoin might be the first money that actually holds its value — and building the financial services around it is what Piotr, Product Manager at Xapo Bank, has spent years working on.

In this episode, Jordan sits down with Piotr to explore:

• How Piotr Bedkowski went from ING Bank sceptic to fully orange-pilled Bitcoiner
• Why Xapo Bank only holds USD and BTC — and why that's a deliberate choice
• The case for borrowing against Bitcoin instead of selling it
• How Xapo's underground vaults earned the nickname "Fort Knox of Bitcoin"
• Why rehypothecation of collateral is off the table at Xapo — full stop
• Earning yield and monthly Bitcoin income from your existing stack
• What the "iPhone moment" for global Bitcoin adoption might actually look like
• Why Bitcoin-backed lending rates should, in theory, be the lowest in the world

• 
  

TIMESTAMPS:

00:00 Intro — Bitcoin is currency for the people

01:00 Welcome and Piotr's background

02:00 Joining Xapo Bank and building wealth products

04:00 Bitcoin-backed lending and yield on Bitcoin

06:00 Discovering Bitcoin twice — and why most people do

09:00 Looking for the next Bitcoin (and why that's a mistake)

10:00 Currency debasement — Argentina, Europe, and everywhere else

13:00 The history of money and why fiat always fails

17:00 What Xapo Bank is actually building and why

19:00 Self-custody vs. custodial — meeting people where they are

22:00 Inside Xapo's vaults — the Fort Knox of Bitcoin

27:00 MPC security and why transactions are now near-instant

32:00 How Xapo decides what products to build next

38:00 Bitcoin-backed cards and what's coming

42:00 Zero rehypothecation — and why it matters

44:00 The iPhone moment and Bitcoin's next ten years

48:00 Why Bitcoin-backed lending rates should be the lowest

🇬🇧 Join the UK Bitcoin Business Network here: https://bitcoincollective.co/bbn/

CONTACT JORDAN:

X: https://x.com/JayW132

LinkedIn: https://www.linkedin.com/in/jordan-walker-293955106/

Email: hello@bitcoincollective.co

CONTACT PIOTR:

💬 X: http://x.com/piotrbed

💼 LinkedIn: https://www.linkedin.com/in/piotrbedk/

READ OUR NEWSLETTER:

https://newsletter.bitcoincollective.co/

LISTEN / SUBSCRIBE:

Spotify: https://open.spotify.com/show/06sBiOznJDxuhafDmkE9VK?si=3f0a8bb8abd64eec

Apple: https://podcasts.apple.com/gb/podcast/the-bitcoin-collective/id1561573613

Fountain: https://fountain.fm/show/AYHiNhTTv0HOgGEjRjWN

YouTube: https://www.youtube.com/@bitcoincollective?sub_confirmation=1

All content provided by The Bitcoin Collective and guests in this episode is for informational and educational purposes only and is not financial, trading, or investment advice.

Borrow Against Bitcoin Without Selling a Single Sat — Xapo Bank's Product Manager Explains How

Why Every Fiat Currency Eventually Goes to Zero — and What Comes Next

Bitcoin-Backed Loans, Yield, and the Future of Money With Xapo Bank

⸻

EDITED BY JAMES PEARCE

LinkedIn: https://www.linkedin.com/in/james-pearcesf/

Available now on YouTube and all major podcast platforms.

This episode is for educational purposes only and does not constitute financial advice. Always do your own research.

What if every executive recruiter on the planet became a Bitcoiner? That's not a thought experiment, it's Scott Ellam's actual plan.Scott is back on the show six months after taking XCE public. He breaks down how XCE is solving the three biggest problems facing private recruitment companies — cash leakage, scaling headcount, and the near-impossible exit — by structuring the entire business around a Bitcoin treasury.🇬🇧 Join the UK Bitcoin Business Network here: https://bitcoincollective.co/bbn/CONTACT JORDAN:X: https://x.com/JayW132LinkedIn: https://www.linkedin.com/in/jordan-walker-293955106/Email: hello@bitcoincollective.coCONTACT SCOTT:💬 X: https://x.com/btconlyscott💼 LinkedIn: https://uk.linkedin.com/in/scott-p-ellam-5a097449Topics covered:- Why XCE presented at Bitcoin 2025 in Las Vegas as the first traditional operating business built around an active Bitcoin treasury- Accepting 0.516 Bitcoin as payment for a recruitment fee — and what comes next- How Adam Back has followed on through multiple raises, including a recent equity raise where 100% went into Bitcoin- XCE's performance-based equity scheme and how it's already attracting staff who aren't even Bitcoin-native- AI in executive recruitment — what it can do, what it can't, and why person-to-person roles may be the safest careers going forward- International settlement pain, stablecoins, and where Bitcoin fitsTIMESTAMPS:00:00 Intro — Disrupting global executive recruitment with Bitcoin01:00 Welcome back: six months since the pre-IPO episode01:30 Bitcoin 2025 Las Vegas — what the conference felt like03:00 Who was in the room: institutions, nation states and Michael Saylor05:30 XCE's Vegas presentation: the first Bitcoin-treasury operating business06:30 The three biggest problems for private recruitment companies08:00 How XCE solves cash, scale and exit using Bitcoin10:00 Educating the recruitment industry on Bitcoin13:00 How private owners can join the XCE group without needing to self-custody17:00 Talent retention: Bitcoin-backed equity and the IPL analogy21:00 How XCE attracted staff who weren't Bitcoin-native28:30 Accepting 0.516 BTC as a recruitment fee — how it happened33:30 International settlement, stablecoins and Bitcoin rails38:00 The latest raise, Adam Back's continued backing and what's next41:30 AI inside XCE — from negotiation training to full business integration49:00 The K-shaped AI recovery and why high-skill careers will pull ahead55:00 Roadmap: growing Bitcoin per share, acquisitions and global disruptionREAD OUR NEWSLETTER:https://newsletter.bitcoincollective.co/LISTEN / SUBSCRIBE:Spotify: https://open.spotify.com/show/06sBiOznJDxuhafDmkE9VK?si=3f0a8bb8abd64eecApple: https://podcasts.apple.com/gb/podcast/the-bitcoin-collective/id1561573613Fountain: https://fountain.fm/show/AYHiNhTTv0HOgGEjRjWNYouTube: https://www.youtube.com/@bitcoincollective?sub_confirmation=1All content provided by The Bitcoin Collective and guests in this episode is for informational and educational purposes only and is not financial, trading, or investment advice.The Plan to Put a Bitcoiner in Every Boardroom on EarthHow a UK Recruitment Company Is Using Bitcoin to Disrupt a Global IndustryHow to Use Bitcoin to Solve the Three Biggest Problems in Recruitment⸻EDITED BY JAMES PEARCELinkedIn: https://www.linkedin.com/in/james-pearcesf/Available now on YouTube and all major podcast platforms.

The UK has the talent, the capital, and the financial infrastructure. So why are Bitcoin founders still hesitating?

Ben Cousens — Chief Strategy Officer at ZBD, co-founder of Antidote, and one of the few people who’s been backing Bitcoin businesses from inside venture capital — joins Jordan on the rooftop at Antidote’s Hatton Garden space to get into it.

🇬🇧 Join the UK Bitcoin Business Network here:
https://bitcoincollective.co/bbn/

CONTACT JORDAN:
X: https://x.com/JayW132
LinkedIn: https://www.linkedin.com/in/jordan-walker-293955106/
Email: hello@bitcoincollective.co

CONTACT BEN:
LinkedIn: https://www.linkedin.com/in/bencousens/
Website: https://antidotebtc.com/

TIMESTAMPS:
00:00 Intro — The UK Is Drifting, Not Falling Behind
01:37 Ben’s Background — Video Games, Film and a Hard Pivot to Finance
03:00 How Ben First Encountered Bitcoin
04:15 The Hairdresser Top Signal and Selling at the 2017 Peak
06:25 Top Three Video Games of All Time
08:24 Getting Sign-Off to Research Bitcoin Inside a VC Fund
09:33 Building a Bitcoin Investment Thesis at Lake Star
11:15 What Is ZBD and How Does It Work?
15:59 ZBD’s $40M Series C
19:29 What People Get Wrong About Building Bitcoin Businesses
25:15 The Moment Ben Decided to Found Antidote
28:31 The UK Isn’t Falling Behind — It’s Drifting
33:32 What Kind of Founders Is Antidote Looking For?
38:48 How Early Do You Need to Be to Apply?
41:50 Why Antidote Is Based on Hatton Garden
49:53 Where Does Ben Want Antidote to Be in Five Years?

READ OUR NEWSLETTER:
https://newsletter.bitcoincollective.co/

LISTEN / SUBSCRIBE:
Spotify: https://open.spotify.com/show/06sBiOznJDxuhafDmkE9VK?si=3f0a8bb8abd64eec
Apple: https://podcasts.apple.com/gb/podcast/the-bitcoin-collective/id1561573613
Fountain: https://fountain.fm/show/AYHiNhTTv0HOgGEjRjWN
YouTube: https://www.youtube.com/@bitcoincollective?sub_confirmation=1

All content provided by The Bitcoin Collective and guests in this episode is for informational and educational purposes only and is not financial, trading, or investment advice.

⸻

EDITED BY JAMES PEARCE
LinkedIn: https://www.linkedin.com/in/james-pearcesf/

Available now on YouTube and all major podcast platforms.

A fast food chain integrated Bitcoin payments in a matter of weeks, and same-store sales went up 10%. That’s not a marketing stunt. That’s the flywheel starting to turn.

Will Reeves, CEO of Fold, joins Jordan to break down what Bitcoin adoption actually looks like for businesses right now — and why the companies moving early are building advantages that will be almost impossible to close later.

🇬🇧 Join the UK Bitcoin Business Network here:

https://bitcoincollective.co/bbn/

CONTACT JORDAN:

X: https://x.com/JayW132

LinkedIn: https://www.linkedin.com/in/jordan-walker-293955106/

Email: hello@bitcoincollective.co

CONTACT WILL:

LinkedIn: https://www.linkedin.com/in/will-reeves/

Website: https://x.com/willreeves

TIMESTAMPS

00:00 Intro — Every Business Activity Should Earn You Bitcoin

01:00 What Is Fold and How Does It Work?

06:00 Bitcoin Rewards — Meeting People Where They Are

10:00 Why Most People Get Into Bitcoin Through Skin in the Game

15:00 Will’s Personal Bitcoin Origin Story

20:30 Fold for Business — How It Started

24:00 The Steak and Shake Bitcoin Bonus Programme

28:00 Will Businesses Start Rewarding Customers in Bitcoin?

32:00 Why the Infrastructure Flywheel Is Finally Ready

36:30 The Supply Chain Effect — Bitcoin Daisy-Chaining Through Industries

46:00 Fold Is Not a Bitcoin Treasury Company — Here’s Why

49:30 “Bitcoin Is Not the Goal. The Life It Enables Is.”

54:00 What’s Coming Next for Fold and Bitcoin Business Adoption

READ OUR NEWSLETTER:

https://newsletter.bitcoincollective.co/

LISTEN / SUBSCRIBE:

Spotify: https://open.spotify.com/show/06sBiOznJDxuhafDmkE9VK?si=3f0a8bb8abd64eec

Apple: https://podcasts.apple.com/gb/podcast/the-bitcoin-collective/id1561573613

Fountain: https://fountain.fm/show/AYHiNhTTv0HOgGEjRjWN

YouTube: https://www.youtube.com/@bitcoincollective?sub_confirmation=1

All content provided by The Bitcoin Collective and guests in this episode is for informational and educational purposes only and is not financial, trading, or investment advice.

⸻

EDITED BY JAMES PEARCE

LinkedIn: https://www.linkedin.com/in/james-pearcesf/

Available now on YouTube and all major podcast platforms.

A nonprofit in West London is accepting Bitcoin donations to fund the next generation of entrepreneurs — and it all started with one conversation at a judging panel.

Sheela Sharma is CEO of Portobello Business Centre, a 30-year-old nonprofit that helps underserved entrepreneurs — 70% of them women — start and grow their own businesses. Before that, she spent 14 years in investment banking, including as an equity analyst at Merrill Lynch covering medical devices and pharma. She came in knowing nothing about finance. She left as a COO.

🇬🇧 Portobello Business Centre are members of BBN. Join the UK Bitcoin Business Network here: https://bitcoincollective.co/bbn/

Contact Sheela:

Linkedin: https://www.linkedin.com/in/dr-sheela-sharma/

Website: https://www.pbc.co.uk/

00:00 Opening clip — Bitcoin donations for entrepreneurs

00:40 Introduction and welcome

01:30 From Oxford DPhil to Merrill Lynch — the unlikely pivot

03:30 Learning to value medical technology companies

05:30 "What is a share price?" — the interview moment

06:30 14 years in investment banking: analyst to COO

07:30 Why she left — and what pushed her out

08:30 Joining Portobello Business Centre as chair, then CEO

10:00 The brands PBC has supported — Innocent Drinks, Charlie Bigham's, Karen Millen

12:00 Why PBC started accepting Bitcoin

14:00 Getting set up: Strike, Coin Corner and the Sustainable Society Trust

16:30 Understanding Bitcoin six months in

19:00 The utility of Bitcoin as a payment and store of value

21:00 Financial education in the UK — what's missing

24:00 Should entrepreneurship be taught in schools?

27:30 The scrunchie business — born at age 11

31:00 Roberta Huntington, Vinted and the power of simple ideas

34:00 Entrepreneurship as mindset — can it be taught?

39:00 The businesses PBC supports today

44:00 Why storytelling wins pitches

45:00 B Corp certification explained

48:00 The Bitcoin and B Corp community overlap

53:00 Bitcoin's future role in funding early-stage entrepreneurs

59:00 One piece of advice for anyone thinking about starting a business

LISTEN / SUBSCRIBE:

Spotify: https://open.spotify.com/show/06sBiOznJDxuhafDmkE9VK?si=3f0a8bb8abd64eec

Apple: https://podcasts.apple.com/gb/podcast/the-bitcoin-collective/id1561573613

Fountain: https://fountain.fm/show/AYHiNhTTv0HOgGEjRjWN

YouTube: https://www.youtube.com/@bitcoincollective?sub_confirmation=1

This episode is for educational purposes only and does not constitute financial advice.

⸻EDITED BY JAMES PEARCE

LinkedIn: https://www.linkedin.com/in/james-pearcesf/

Available now on YouTube and all major podcast platforms.

Andrew Webley is back for episode three. Since we last spoke in July, Smarter Web Company has achieved its London Stock Exchange main market listing, entered the FTSE All Share and FTSE Small Cap indices, grown its Bitcoin stack to nearly 2,700 BTC, and completed an acquisition that has grown revenue by roughly 10x. Not bad for a bear market.

Jordan sits back down with Andrew to find out what's next, what Saylor told him at Strategy World, why he believes a Bitcoin treasury company will one day be the biggest company in the UK, and what a UK income equity product could look like.

🇬🇧 The Smarter Web Company are members of BBN. Join the UK Bitcoin Business Network here: https://bitcoincollective.co/bbn/

CONTACT JORDAN:

X: https://x.com/JayW132

LinkedIn: https://www.linkedin.com/in/jordan-walker-293955106/

Email: hello@bitcoincollective.co

FOLLOW ANDREW:

X: https://x.com/asjwebley

Website: https://www.smarterwebcompany.co.uk/

CHAPTERS:

00:00 Coming up

00:34 Andrew returns to the podcast

02:15 Why bear markets help builders

02:58 What SWC achieved in the last six months

03:48 FTSE index inclusion and what it means

05:19 Share price vs MNAV frustration

07:22 What shareholders should track instead of price

08:44 Why treasuries can beat ETFs over time

13:20 The three education jobs SWC must do

15:44 What Andrew saw at Strategy World

22:26 Debanking still holding the UK back

25:27 Everything slowly then suddenly

28:19 Next milestones FTSE 250 and beyond

34:39 What the LSE listing changed with institutions

38:07 Stretch and the idea of UK income equity

45:19 Why the operating business matters

READ OUR NEWSLETTER:

https://newsletter.bitcoincollective.co/

LISTEN / SUBSCRIBE:

Spotify: https://open.spotify.com/show/06sBiOznJDxuhafDmkE9VK?si=3f0a8bb8abd64eec

Apple: https://podcasts.apple.com/gb/podcast/the-bitcoin-collective/id1561573613

Fountain: https://fountain.fm/show/AYHiNhTTv0HOgGEjRjWN

YouTube: https://www.youtube.com/@bitcoincollective?sub_confirmation=1

All content provided by The Bitcoin Collective and guests in this episode is for informational and educational purposes only and is not financial, trading, or investment advice.

⸻

EDITED BY JAMES PEARCE

LinkedIn: https://www.linkedin.com/in/james-pearcesf/

Available now on YouTube and all major podcast platforms.

The UK says it wants to be a global crypto hub. But banks are still closing accounts for anyone who touches Bitcoin, stablecoin holding caps are being proposed, and a Bitcoin ETN U-turn is threatening to force retail investors to lock in losses. So is the UK actually serious, or just saying the right things?

Keith Grose, CEO of Coinbase UK, joins Jordan Walker to give his honest take on where the UK stands, what's going wrong, and what needs to change.Available now on YouTube and all podcast platforms.🇬🇧 Join the UK Bitcoin Business Network: https://bitcoincollective.co/bbn/CONTACT JORDAN:X: https://x.com/JayW132LinkedIn: https://www.linkedin.com/in/jordan-walker-293955106/Email: hello@bitcoincollective.coCONTACT KEITH:X: https://x.com/kmgroseLinkedIn: https://www.linkedin.com/in/keithgrose/Chapters:00:00 Intro and why banking apps will add crypto00:49 Keith joins the show01:19 Keith’s role as CEO of Coinbase UK02:13 Is the UK serious about being a crypto hub03:30 Keith’s background in payments infrastructure05:22 UK vs US on innovation and regulation08:17 What the UK must do to stay competitive09:24 Fixing regulatory clarity and stablecoin rules10:03 The UK culture shift around investing12:18 Coinbase equities and why investing habits matter13:47 Debanking in the UK why it’s still happening15:51 Two types of debanking and why both matter21:50 Stablecoins and Lightning practical use cases26:21 How banks are reacting behind the scenes30:50 Why institutions are moving faster than retail35:32 The stablecoin holding cap problem in the UK39:22 The Bitcoin ETN ISA mess and shifting goalposts42:05 Making Bitcoin a normal long term holding47:54 What a pro innovation UK framework looks like51:00 Closing thoughts and wrap upREAD OUR NEWSLETTER:https://newsletter.bitcoincollective.co/LISTEN / SUBSCRIBE:Spotify: https://open.spotify.com/show/06sBiOznJDxuhafDmkE9VK?si=3f0a8bb8abd64eecApple: https://podcasts.apple.com/gb/podcast/the-bitcoin-collective/id1561573613Fountain: https://fountain.fm/show/AYHiNhTTv0HOgGEjRjWNYouTube: https://www.youtube.com/@bitcoincollective?sub_confirmation=1All content provided by The Bitcoin Collective and guests in this episode is for informational and educational purposes only and is not financial, trading, or investment advice.⸻EDITED BY JAMES PEARCELinkedIn: https://www.linkedin.com/in/james-pearcesf/Available now on YouTube and all major podcast platforms.

Coinbase UK CEO: Why Britain Is Still Getting It WrongCoinbase UK CEO: Debanking Is Driving Business Out of the UKIs The UK Even Serious About Being A Crypto Hub?