Nicholas Dickinson bought his first significant Bitcoin stack on the all-time high. Three months later he was 40% underwater. He didn't panic. He read more books and bought more.

Nicholas is a hotelier with 40 years in the industry — currently running a 50-acre country house hotel in Norfolk. He's also one of the newest, and arguably fastest-moving, members of the Bitcoin Business Network. In just nine months he's thinking in Bitcoin, buying at what the power law tells him is a 50% discount, and working out how to bring Bitcoin into a 40-year hospitality business without losing his board.

🇬🇧 Find out more about the Bitcoin Business Network: https://bitcoincollective.co/bbn/

In this episode, Jordan and Nicholas get into:

- How The Price of Tomorrow started it all — before Nicholas even knew he was looking for Bitcoin

- Why the power law gave him more conviction than anything else he'd read

- The internal challenge of getting fellow stakeholders and a spouse on board

- Why he thinks most people know the system is broken — but can't believe the fix could be this simple

- What accepting Bitcoin at the hotel actually looks like as a first step

- Why storing business cash reserves in Bitcoin is, to Nicholas, just common sense.

TIMESTAMPS:

00:00 Intro — "The problem's too big. Yes, there is a simple solution."

01:00 Welcome and Nicholas's background in hospitality

04:00 How Congham Hall came out of administration and became his longest-ever project

06:00 What makes Congham Hall different — 50 acres, spa, orchard cabins

08:00 The realities of running a profitable hotel in the UK

10:00 100 local staff and why that's almost unheard of in hospitality

15:00 The Snail Racing World Championships — a Guinness World Record

20:00 Where did Bitcoin first come up? From drug dealers to deep curiosity

21:00 The Price of Tomorrow, What's the Problem, and the lightbulb moment

24:00 Pete Matthew, The Bitcoin Advisor, and getting properly into the rabbit hole

28:00 Buying at the all-time high and what happened next

31:00 The power law — why it gave Nicholas more conviction than anything else

38:00 Thinking in sats, DCA strategy and filtering out the noise

44:00 How Bitcoin changed his outlook on his kids' futures

47:00 The challenge of getting stakeholders and a spouse on board

51:00 "The problem's too big to be solved this simply" — and why that's wrong

57:00 Accepting Bitcoin at the hotel — the vision and the baby steps

CONTACT JORDAN:

X: https://x.com/JayW132

LinkedIn: https://www.linkedin.com/in/jordan-walker-293955106/

Email: hello@bitcoincollective.co

CONTACT NICHOLAS:

💼 LinkedIn: https://www.linkedin.com/in/nicholasdickinson/

Congham Hall - https://www.conghamhallhotel.co.uk

Email😉 - info@conghamhallhotel.co.uk

READ OUR NEWSLETTER:

https://newsletter.bitcoincollective.co/

LISTEN / SUBSCRIBE:

Spotify: https://open.spotify.com/show/06sBiOznJDxuhafDmkE9VK?si=3f0a8bb8abd64eec

Apple: https://podcasts.apple.com/gb/podcast/the-bitcoin-collective/id1561573613

Fountain: https://fountain.fm/show/AYHiNhTTv0HOgGEjRjWN

YouTube: https://www.youtube.com/@bitcoincollective?sub_confirmation=1

All content provided by The Bitcoin Collective and guests in this episode is for informational and educational purposes only and is not financial, trading, or investment advice.

"The Problem's Too Big." Why Most People Dismiss Bitcoin Even When They Know the System Is Broken

Why Nicholas Thinks Inflation Is the Real Problem — and Why Bitcoin Is the Only Fix

Why a 40-Year Hotelier Is Selling His Buy-to-Let Portfolio and Putting It All in Bitcoin

⸻

EDITED BY JAMES PEARCE

LinkedIn: https://www.linkedin.com/in/james-pearcesf/

Available now on YouTube and all major podcast platforms.

This episode is for educational purposes only and does not constitute financial advice. Always do your own research.

The pound has lost 95% of its purchasing power since 1971. Every fiat currency in history has eventually gone to zero. Bitcoin might be the first money that actually holds its value — and building the financial services around it is what Piotr, Product Manager at Xapo Bank, has spent years working on.

In this episode, Jordan sits down with Piotr to explore:

• How Piotr Bedkowski went from ING Bank sceptic to fully orange-pilled Bitcoiner
• Why Xapo Bank only holds USD and BTC — and why that's a deliberate choice
• The case for borrowing against Bitcoin instead of selling it
• How Xapo's underground vaults earned the nickname "Fort Knox of Bitcoin"
• Why rehypothecation of collateral is off the table at Xapo — full stop
• Earning yield and monthly Bitcoin income from your existing stack
• What the "iPhone moment" for global Bitcoin adoption might actually look like
• Why Bitcoin-backed lending rates should, in theory, be the lowest in the world

• 
  

TIMESTAMPS:

00:00 Intro — Bitcoin is currency for the people

01:00 Welcome and Piotr's background

02:00 Joining Xapo Bank and building wealth products

04:00 Bitcoin-backed lending and yield on Bitcoin

06:00 Discovering Bitcoin twice — and why most people do

09:00 Looking for the next Bitcoin (and why that's a mistake)

10:00 Currency debasement — Argentina, Europe, and everywhere else

13:00 The history of money and why fiat always fails

17:00 What Xapo Bank is actually building and why

19:00 Self-custody vs. custodial — meeting people where they are

22:00 Inside Xapo's vaults — the Fort Knox of Bitcoin

27:00 MPC security and why transactions are now near-instant

32:00 How Xapo decides what products to build next

38:00 Bitcoin-backed cards and what's coming

42:00 Zero rehypothecation — and why it matters

44:00 The iPhone moment and Bitcoin's next ten years

48:00 Why Bitcoin-backed lending rates should be the lowest

🇬🇧 Join the UK Bitcoin Business Network here: https://bitcoincollective.co/bbn/

CONTACT JORDAN:

X: https://x.com/JayW132

LinkedIn: https://www.linkedin.com/in/jordan-walker-293955106/

Email: hello@bitcoincollective.co

CONTACT PIOTR:

💬 X: http://x.com/piotrbed

💼 LinkedIn: https://www.linkedin.com/in/piotrbedk/

READ OUR NEWSLETTER:

https://newsletter.bitcoincollective.co/

LISTEN / SUBSCRIBE:

Spotify: https://open.spotify.com/show/06sBiOznJDxuhafDmkE9VK?si=3f0a8bb8abd64eec

Apple: https://podcasts.apple.com/gb/podcast/the-bitcoin-collective/id1561573613

Fountain: https://fountain.fm/show/AYHiNhTTv0HOgGEjRjWN

YouTube: https://www.youtube.com/@bitcoincollective?sub_confirmation=1

All content provided by The Bitcoin Collective and guests in this episode is for informational and educational purposes only and is not financial, trading, or investment advice.

Borrow Against Bitcoin Without Selling a Single Sat — Xapo Bank's Product Manager Explains How

Why Every Fiat Currency Eventually Goes to Zero — and What Comes Next

Bitcoin-Backed Loans, Yield, and the Future of Money With Xapo Bank

⸻

EDITED BY JAMES PEARCE

LinkedIn: https://www.linkedin.com/in/james-pearcesf/

Available now on YouTube and all major podcast platforms.

This episode is for educational purposes only and does not constitute financial advice. Always do your own research.

What if every executive recruiter on the planet became a Bitcoiner? That's not a thought experiment, it's Scott Ellam's actual plan.Scott is back on the show six months after taking XCE public. He breaks down how XCE is solving the three biggest problems facing private recruitment companies — cash leakage, scaling headcount, and the near-impossible exit — by structuring the entire business around a Bitcoin treasury.🇬🇧 Join the UK Bitcoin Business Network here: https://bitcoincollective.co/bbn/CONTACT JORDAN:X: https://x.com/JayW132LinkedIn: https://www.linkedin.com/in/jordan-walker-293955106/Email: hello@bitcoincollective.coCONTACT SCOTT:💬 X: https://x.com/btconlyscott💼 LinkedIn: https://uk.linkedin.com/in/scott-p-ellam-5a097449Topics covered:- Why XCE presented at Bitcoin 2025 in Las Vegas as the first traditional operating business built around an active Bitcoin treasury- Accepting 0.516 Bitcoin as payment for a recruitment fee — and what comes next- How Adam Back has followed on through multiple raises, including a recent equity raise where 100% went into Bitcoin- XCE's performance-based equity scheme and how it's already attracting staff who aren't even Bitcoin-native- AI in executive recruitment — what it can do, what it can't, and why person-to-person roles may be the safest careers going forward- International settlement pain, stablecoins, and where Bitcoin fitsTIMESTAMPS:00:00 Intro — Disrupting global executive recruitment with Bitcoin01:00 Welcome back: six months since the pre-IPO episode01:30 Bitcoin 2025 Las Vegas — what the conference felt like03:00 Who was in the room: institutions, nation states and Michael Saylor05:30 XCE's Vegas presentation: the first Bitcoin-treasury operating business06:30 The three biggest problems for private recruitment companies08:00 How XCE solves cash, scale and exit using Bitcoin10:00 Educating the recruitment industry on Bitcoin13:00 How private owners can join the XCE group without needing to self-custody17:00 Talent retention: Bitcoin-backed equity and the IPL analogy21:00 How XCE attracted staff who weren't Bitcoin-native28:30 Accepting 0.516 BTC as a recruitment fee — how it happened33:30 International settlement, stablecoins and Bitcoin rails38:00 The latest raise, Adam Back's continued backing and what's next41:30 AI inside XCE — from negotiation training to full business integration49:00 The K-shaped AI recovery and why high-skill careers will pull ahead55:00 Roadmap: growing Bitcoin per share, acquisitions and global disruptionREAD OUR NEWSLETTER:https://newsletter.bitcoincollective.co/LISTEN / SUBSCRIBE:Spotify: https://open.spotify.com/show/06sBiOznJDxuhafDmkE9VK?si=3f0a8bb8abd64eecApple: https://podcasts.apple.com/gb/podcast/the-bitcoin-collective/id1561573613Fountain: https://fountain.fm/show/AYHiNhTTv0HOgGEjRjWNYouTube: https://www.youtube.com/@bitcoincollective?sub_confirmation=1All content provided by The Bitcoin Collective and guests in this episode is for informational and educational purposes only and is not financial, trading, or investment advice.The Plan to Put a Bitcoiner in Every Boardroom on EarthHow a UK Recruitment Company Is Using Bitcoin to Disrupt a Global IndustryHow to Use Bitcoin to Solve the Three Biggest Problems in Recruitment⸻EDITED BY JAMES PEARCELinkedIn: https://www.linkedin.com/in/james-pearcesf/Available now on YouTube and all major podcast platforms.