If you've ever felt buried by debt or stuck in a cycle of overspending, this episode is for you. I'm pulling back the curtain on my real, raw financial journey — starting with a credit card I got in university that led me straight into debt. And not just once… but more than once.

In this episode, I share:

0:00 - Introduction
2:20 - Tracy introduces SEXY MONEY3:16 - Over 50% of the population don’t have a budget
3:50 - Take control of your money
4:48 - How the first credit card in the mail starts the debt spiral5:20 - Start your budget young
6:15 - Money is easy. It’s black and white
7:20 - Mindset and budgeting are the foundation of your financial house
9:20 - You can not be financially powerful or successful without a budget
10:00 - Why lottery winners lose it all
11:20 - Importance of budgeting
13:00 - The uncomfortable truth about my early money mistakes
14:04 - Why getting "good and mad" at your situation might be the best thing to happen to you
14:31 - The emotional rollercoaster of shame, frustration, and finally — clarity
15:10 - The ONE move that shifted everything and put me on the path to financial confidence
15:34 - How to make your first real budget (even if budgeting makes you cringe)

You can change your life and financial situation no matter where you are at. You just need to decide that enough is enough.

💥 This is not a surface-level chat about cutting lattes. This is the heart of becoming a Money Boss — and it starts with honesty, clarity, and one powerful decision.

If you're tired of feeling out of control with your money, you need this episode.

It’s time to take your MONEY POWER back.

Thanks for tuning in,

Tracy

💬 TELL ME: Have you ever hit a financial low that woke you up? Share your story in the comments or DM me — we’re building a community of real talk and real change.

🎧 Listen now and take your first step toward becoming your own Money Boss.

Please visit our website to get more information:https://www.themoneybosscollective.co/

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