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The Abundance Blueprint Podcast with Naomi Saadiq

The Abundance Blueprint Podcast with Naomi Saadiq

著者: Naomi Saadiq
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The Abundance Blueprint: Uncertainness to Prosperity Welcome to *The Abundance Blueprint Podcast*, your source for actionable advice on building wealth, protecting your family, and achieving financial freedom. Join host S. Denice for the anointing of tools and strategies that will help you unlock your full financial potential. With each quarter, we embark on a 3-month campaign of focused discussions aligned with the fiscal calendar on building wealth, financial literacy, and overcoming obstacles. Our current campaign is about *Women and Wealth* and brings into focus inspiring women of the *Ladies Rule of 72*, an exclusive club of licensed insurance agents and financial professionals committed to helping you learn and apply simple but effective financial concepts that will secure your future. Now launching Season 2, and in honor of Breast Cancer Awareness Month and Domestic Violence Awareness Month this October, *The Abundance Blueprint* is proud to bring awareness to these causes. Executive Producer and host Sherletta 'Denice' has committed to donating a portion of the proceeds that will emanate from advertisements, sponsorships, and donations towards the growth of the channel, for direct support of the **Sisters Network Tampa Bay**, a nonprofit in good standing with their national network, dedicated to helping breast cancer survivors. Tune in every Thursday for practical insights to protect your family, grow your business, and plan for your financial future. Whether you're looking for inspiration or actionable advice, *The Abundance Blueprint* is your roadmap to prosperity. Together, we can build wealth and give back to the communities in need. 個人的成功 自己啓発
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  • Wealth Secrets: Financial Strategies for Cancer Survivors
    2025/02/10
    Frequently Asked Questions: Unlocking Wealth Secrets for Cancer Survivors and Thrivers1. What are the financial challenges faced by women of color battling breast cancer?Women of color often face unique financial challenges due to medical crises rapidly depleting savings, limited access to financial protections and resources, and difficulties in securing their financial futures while dealing with the medical and emotional challenges of a breast cancer diagnosis. Lack of financial knowledge can be devastating, especially when facing a health crisis. The intersection of race, gender, and health disparities often exacerbates these financial vulnerabilities.2. The presentation mentioned unlocking "money secrets." What are these secrets, and why haven't I heard of them before?The "money secrets" refer to financial strategies and tools, such as Indexed Universal Life (IUL) policies and leveraging IRS codes like IRC 7702, that wealthy individuals and large organizations have used for generations to build and protect their wealth. These strategies haven't been widely known because the elite who use them have not shared them with the general public. The presentation aims to democratize access to this information and empower communities to use these tools for financial security.3. What is the "Rule of 72," and how can it help me understand how my money grows?The Rule of 72 is a simple way to estimate how long it will take for an investment to double in value, given a fixed annual rate of return. You divide 72 by the annual interest rate to find the approximate number of years required to double your money. For example, if you earn a 1% interest rate, it would take 72 years to double your investment (72/1 = 72). The goal is to find investments with higher interest rates to double your money faster.4. What is an Indexed Universal Life (IUL) policy, and how can it be used as a "savings account on steroids"?An Indexed Universal Life (IUL) policy is a type of permanent life insurance that offers a death benefit, cash value growth, and potential living benefits. It's considered a "savings account on steroids" because it can offer a higher interest rate than traditional savings accounts, tax-free withdrawals through policy loans, and protection from lawsuits and bankruptcy depending on state law. The cash value is linked to a stock market index, but with downside protection, meaning you don't lose money when the market declines. The money grows, you have a way to pass on wealth, and you can use some of the funds while you are living through the living benefits that come with the policy.5. What are the key benefits of an IUL policy compared to other financial tools like 401(k)s or traditional life insurance?Key benefits of IUL policies compared to other financial tools include:Tax-free Growth and Withdrawals: Money grows tax-deferred, and withdrawals through policy loans are generally tax-free.Downside Protection: Cash value is linked to a market index with a guaranteed floor, protecting against losses during market downturns.Living Benefits: Access to funds for terminal, critical, or chronic illnesses while still alive.Protection from Creditors: In some states (like Florida), the policy's cash value is protected from lawsuits, bankruptcy, and foreclosure. In contrast, 401(k)s are tax-deferred but taxed upon withdrawal, offer no downside protection, and have penalties for early withdrawals. Term life insurance is temporary and doesn't build cash value.6. What if I don't medically qualify for an IUL policy? Are there other options available?If you don't medically qualify for an IUL policy, several alternative options are available:Annuities: These offer guaranteed income for life without requiring medical underwriting. You can fund them with a lump sum or through monthly payments.Guaranteed Issue Life Insurance: Some life insurance policies guarantee coverage regardless of health conditions, though they may be more expensive.Accidental Death Policy: Provides coverage in case of death due to accidents.Family Member Ownership: A healthier family member (e.g., a child) can own the IUL policy, while you (the cancer survivor) can be the payer and control the policy.7. How can I protect my finances during and after a cancer diagnosis?Protecting your finances during and after a cancer diagnosis involves several steps:Evaluate your financial situation: Identify areas where you need support and resources.Reach out to local organizations: Partner with financial advisors and support groups dedicated to helping women with breast cancer.Advocate for yourself: Join communities and initiatives focused on improving financial protections for women of color facing breast cancer.Review existing insurance policies: Have a financial professional review your current policies to ensure they meet your needs.Explore supplemental insurance options: Consider critical illness, hospital indemnity, and long-term care insurance policies.8...
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  • AshleyCae Lee: A Phoenix Rising Through Abundance Conversations
    2025/02/10
    Frequently Asked Questions: AshleyCae Lee's Journey
    • What creative projects has AshleyCae Lee been involved in since her cancer diagnosis?

    • Since her diagnosis, AshleyCae has dived back into her activism and has also been incredibly prolific in the arts. She has partnered with organizations like Keeping Tabs and Keeping Genesee County Beautiful. In addition, she participated in a pageant and earned several medals. She has also been featured in three magazines as a model, released her first album called "Poetic Advisory" in collaboration with Zach Ro, and started acting, with upcoming film work thanks to her friends Star and T. She emphasizes using these creative outlets to show people more than just her diagnosis; she wants people to see her as a person.

    • What is the most challenging aspect of battling a rare form of leukemia, and how is AshleyCae coping?

    • The most challenging aspect is grappling with the knowledge that her specific type of cancer, CLL, will likely be the cause of her death. She copes by reminding herself that she's already healed, whether in this life or the next. While she is doing everything she can to improve her condition, she acknowledges her limitations and finds peace in accepting the inevitable. She focuses on making the most of the time she has left.

    • Are there any positive updates regarding AshleyCae's treatment or recovery?

    • Unfortunately, AshleyCae shares that she doesn't have any positive news to report. She has experienced setbacks, including hospitalizations and adverse reactions to chemotherapy, which have resulted in bruising and lesions. She is currently dealing with a new setback.

    • What initiatives is AshleyCae involved in to raise awareness about her rare cancer and support others facing similar challenges?

    • AshleyCae is working with the Blood and Bone Foundation in Michigan and is in the process of writing a bill to present to the Senate. This bill aims to help cover cancer patients' medical bills, housing, food, and gas, relieving them of financial burdens and enabling them to focus solely on healing. She is also developing her own foundation called Wise Word Place, which will utilize music, art, and poetry to facilitate healing, recognizing that cancer is a mental and spiritual battle as well as a physical one.

    • What kind of support has been most significant for AshleyCae during her cancer journey?

    • The moral support from friends and loved ones has been the most significant. Simple gestures like phone calls or having a friend sit with her after chemotherapy have helped her cope with feelings of isolation.

    • How can the audience provide support or assistance to AshleyCae or others facing similar health challenges?

    • Kindness and understanding are crucial. It's important to be mindful of the fact that people battling cancer may not always be happy or optimistic. Additionally, financial support is extremely valuable, as cancer treatment is a significant financial burden. Sharing information about people in need, even if you can't donate yourself, can help them reach someone who can.

    • How does AshleyCae stay positive and maintain a resilient spirit amidst adversity?

    • AshleyCae emphasized the importance of her support system. Her friends, family, and community provide vital moral support, reminding her she is not alone. She also channels her emotions into her creative pursuits, such as poetry and music, using them as a form of therapy and self-expression.

    • What are AshleyCae's upcoming plans and how can people get in contact with her?

    • AshleyCae has had several upcoming events, including a poetry performance at Hairella in November and the release of a new album titled "Black God." She is also working on a book. People can connect with her through her social media accounts (AshleyCae, Dr. WiseWord) or through her GoFundMe page, which can be found on her linktree. She welcomes any support to help alleviate her significant medical debt. She does future events on a case-by-case basis.

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  • Thrive After Cancer: Terry Sterk on Healing and Hope
    2025/02/10
    FAQ: Thriving After Cancer with Terry Sterk
    • What is "Thrive After Cancer" about, and who is it for?

    • "Thrive After Cancer" is a book offering hope and guidance to those facing life's most challenging moments, particularly breast cancer. It shares Terry's personal journey as a two-time breast cancer survivor, along with stories from other women, emphasizing that readers are not alone in their experience. It aims to empower readers to heal their bodies, minds, and spirits and to discover their inner strength to thrive after a cancer diagnosis. It emphasizes the importance of a spiritual journey.

    • What inspired Terry Sterk to write "Thrive After Cancer?"

    • Terry had a lifelong dream of writing a book. After her first breast cancer diagnosis, she started journaling her experiences. Witnessing the impact of cancer on her children at different stages of their lives gave her insights into the profound effects on families. She wanted to share her journey and what she learned through the process to help other women cope with a cancer diagnosis and heal.

    • The book includes stories from multiple women. Why was this approach taken?

    • Terry understands that everyone's cancer journey is unique, yet universal human experiences and emotions are shared throughout the journeys. By including stories from multiple women, Terry aims to connect with a broader audience. Readers are more likely to find a story they can relate to, helping them feel understood and less alone. The book has a message to help with emotional, spiritual and physical needs, in their healing journey.

    • In the book, Terry emphasizes healing the mind, body, and spirit. Can you elaborate on this concept?

    • Terry believes true healing after a cancer diagnosis involves addressing all aspects of a person: the physical body affected by treatments and the emotional and spiritual well-being. She learned that addressing emotional and spiritual needs is just as important as physical healing. For example, the book focuses on how to address fear that can be a significant barrier to healing. A holistic approach can help patients find a "better normal."

    • What does Terry mean by finding a "better normal" after a life-altering experience like cancer?

    • "Better normal" refers to creating a new life that is even better than it was before the cancer diagnosis. It's a recognition that going back to the way things were may not be possible or even desirable. The goal is to prioritize personal well-being through self-care, healthy lifestyle choices, mindfulness, and faith. Through this, women can use this framework to rebuild stronger relationships, find deeper purpose, and be a healthier version of themself.

    • How has Terry's faith played a role in her cancer journey and healing?

    • Faith has been a source of solace and strength for Terry throughout her breast cancer journeys. It is Terry's personal understanding of the importance of faith for healing, but it's not necessarily for everyone. Her relationship with her creator has given her purpose and direction, guiding her to help other women who have had similar situations.

    • What impact does Terry hope "Thrive After Cancer" will have on its readers?

    • Terry hopes her book will inspire readers and that they will find their own way to a path of hope. She wants readers to know there is always hope, regardless of their circumstances. She wants to convey that they can find a better normal and thrive despite their challenges. Terry hopes that, by sharing her own inspirational journey and those of others, she can empower women to persevere through their hardships.

    • Where can the audience learn more about "Thrive After Cancer" and Terry's work?

    • "Thrive After Cancer" can be found on Amazon as a paperback and an ebook. An audio book is currently in production to come out within the next couple of months. Connect with Terry via Facebook, her book is also highlighted on Google.

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