The financial system wasn’t designed to fail women. It was designed to exclude them.

Takin' Care of Lady Business Episode 151

The wealth gap isn’t an accident. It’s the result of decades of women being told to leave the money to the men. To stay in their lane. To be grateful, not ambitious.

And we internalized it. The hesitation, the over-saving, the flinching when someone asks what you make. That wasn’t weakness. That was conditioning.

Kimberly Palmer joins me this episode to name it, dismantle it, and give you the tools to stop leaving money on the table.

Her message: stop treating money like it’s someone else’s problem. It’s your power. Start acting like it.

In this episode, you'll learn:

• Why avoiding risk is costing women more than making mistakes

• The real reason money feels overwhelming (and how to fix it fast)

• The first financial move every woman should make—and why most don’t

  
  

Highlights:

(00:00) Meet Kimberly Palmer

(02:00) The girlfriend who wouldn't talk salary

(03:06) Why financial systems feel so overwhelming

(03:36) The fear of making a money mistake

(11:07) The letter Kim's mom wrote that changed everything

(14:00) Why tracking your spending comes first

(15:00) The 50/30/20 budgeting breakdown

(27:10) Why women invest too safely

(33:47) Giving back while making money

(34:50) The worst advice Kim ever got

About Our Guest:

Kimberly Palmer is a personal finance expert at NerdWallet and the author of three books, including her most recent, Smart Mom, Rich Mom. Before building her career around making money less intimidating, she was the friend in her social circle who refused to let money stay a taboo subject, pushing girlfriends to talk salaries, negotiate raises, and face their finances head-on. After watching women freeze up around money decisions not from lack of intelligence, but from decades of being told it wasn't their domain, she made it her mission to change that. Today, she breaks down everything from emergency funds and the 50/30/20 budget rule to the investing risks women are leaving on the table, translating complicated financial systems into language that actually makes you want to act.

Kimberly Palmer’s LinkedIn: https://www.linkedin.com/in/kimberlyspalmer/

Explore NerdWallet: https://www.nerdwallet.com/ Explore Kimberly’s website: https://www.kimberly-palmer.com/

About Jennifer Justice and The Justice Dept.

JJ’s LinkedIn: https://www.linkedin.com/in/jennifer-justice-354a0b99

The Justice Dept: https://www.thejusticedept.com/

JJ’s Instagram: https://www.instagram.com/jenniferjusticel/

Newsletter: https://tkolb-newsletter-a50814.beehiiv.com/

The Justice Dept. is a female-focused advisory, consulting, and law firm advocating for female founders, talent, execs, and brands. We represent bo$$ ladies to make them 💰💰.

If you love what you hear, please subscribe and share with a friend.

This is a Lady Business LLC Production.

Most women are flushing their supplements down the toilet. Literally.

Poorly absorbed pills mean your body can't use what you're taking — you're just making expensive pee. And that's before you factor in the 18 different bottles, the pill fatigue, and the fact that none of it was designed around your body to begin with.

Takin' Care of Lady Business Episode 150

In this episode, Liz Zwillinger, founder of Biologica and former divorce lawyer, breaks down why the supplement industry has been failing women — and what she built instead. One powder. 18 supplements. Formulated specifically for women's hormonal life stages, from pre-perimenopause through menopause and beyond. No pill pile. No expensive pee. And it actually tastes good.

This is not a story about having the perfect background to start a company. Liz had no science degree, no product development experience, and no roadmap. What she had was a pantry full of supplements that weren't working and the nerve to ask why no one had solved this yet.

In this episode, you'll learn:

• Why most supplements pass right through you — and what bioavailability actually means for your health

• How women's nutritional needs change at every hormonal life stage and why a one-size-fits-all vitamin was never going to cut it

• What it actually takes to build a company from scratch when the product you needed never existed

• The biggest ask Liz ever made — and why it changed everything

  
  

If you’re done piecing together your supplement routine, you can try Biologica here: https://go.shopmy.us/p-5460353 for Perimenopause

https://go.shopmy.us/p-54603956 for Postmenopause

https://go.shopmy.us/p-54603980 for Primary Essentials

Highlights:

(00:00) Meet Liz Zwillinger

(01:41) What is Biologica and how does it work

(04:17) Why women have unique nutritional needs

(08:14) Powder vs. pills: the bioavailability difference

(12:32) Taking care of your health shouldn't be this hard

(14:26) The hero ingredients in each formula

(22:53) From divorce lawyer to supplement founder

(23:35) The audacity to believe in yourself

(27:41) Balancing entrepreneurship with being a mom

(32:47) The big ask that changed her business

(37:32) The worst advice she ever received

About Our Guest:

Liz Zwillinger is the founder of Biologica and a former divorce lawyer who spent a decade watching women navigate some of the hardest moments of their lives. After years in family law and a front-row seat to her husband's journey building Allbirds from the ground up, she identified a gap that the wellness industry had never bothered to close. Women were piecing together their health routines from products designed for everyone, which effectively meant designed for no one. Today, she leads Biologica's mission to simplify women's nutrition through formulas built specifically for each hormonal life stage, from reproductive years through perimenopause and beyond.

Liz Zwillinger’s LinkedIn: https://www.linkedin.com/in/elizabethzwillinger/

Explore Biologica: https://biologica.com/

About Jennifer Justice and The Justice Dept.

JJ’s LinkedIn: https://www.linkedin.com/in/jennifer-justice-354a0b99

The Justice Dept: https://www.thejusticedept.com/

JJ’s Instagram: https://www.instagram.com/jenniferjusticel/

Newsletter: https://tkolb-newsletter-a50814.beehiiv.com/

The Justice Dept. is a female-focused advisory, consulting, and law firm advocating for female founders, talent, execs, and brands. We represent bo$$ ladies to make them 💰💰.

If you love what you hear, please subscribe and share with a friend.

This is a Lady Business LLC Production.

Most women aren't lacking persistence. They're missing the map — who to ask, who to trust, and who actually has the power to move things.

Motorsport doesn't hand you that map. You build it, race by race, setback by setback, until you figure out which rooms matter and which people in those rooms are worth your ask.

Takin' Care of Lady Business Episode 149

In this episode, Susie Wolff — Managing Director of F1 Academy and former professional driver — talks about what two decades in one of the world's most male-dominated industries actually taught her. Not just how to push through. How to find the right people to push with.

This is not a story about one big moment. It's about the long game: staying yourself across years of rooms that didn't expect you, knowing when to ask and — more importantly — who, and why committing fully means letting go of the safety net entirely.

In this episode, you'll learn:

• Why persistence without the right relationships only gets you so far

• How to identify the people worth asking — and stop wasting your ask on the wrong ones

• Why holding your identity over a 20-year career is harder, and more powerful, than any single negotiation

Highlights:

(00:00) Meet Susie Wolff

(03:53) When gender bias became clear

(08:43) Femininity, image, and being taken seriously

(14:30) How she asked for more

(19:04) When she finally asked for help

(21:21) Mom guilt and making time count

(24:56) What F1 Academy is building
(27:09) Creating the pipeline to Formula One

(29:10) Making the business case

(33:07) Why she rejected the backup plan

About Our Guest:

Susie Wolff is the Managing Director of F1 Academy and a former professional racing driver who has spent her career challenging what power and performance look like in motorsport. After competing in karting, Formula Renault, Formula 3, and DTM with Mercedes Benz, she became the first woman in 22 years to take part in a Formula 1 race weekend at the 2014 British Grand Prix. Today, she leads F1 Academy’s mission to develop young female driving talent and expand women’s access to the sport, on track and off.

Susie Wolff’s LinkedIn: https://www.linkedin.com/in/susiewolff/

Explore F1 Academy: https://www.f1academy.com/

Pre-order Driven: https://a.co/d/0gDnIpus

About Jennifer Justice and The Justice Dept.

JJ’s LinkedIn: https://www.linkedin.com/in/jennifer-justice-354a0b99

The Justice Dept: https://www.thejusticedept.com/

JJ’s Instagram: https://www.instagram.com/jenniferjusticel/

Newsletter: https://tkolb-newsletter-a50814.beehiiv.com/

The Justice Dept. is a female-focused advisory, consulting, and law firm advocating for female founders, talent, execs, and brands. We represent bo$$ ladies to make them 💰💰.

If you love what you hear, please subscribe and share with a friend.

This is a Lady Business LLC Production.