A massive hailstorm just hit Greensboro NC with golf ball-sized projectiles, and your roof might be compromised without you even knowing it. General contractor Donnie Blanchard pulls back the curtain on what happens when hail strikes your shingles and why the damage matters even when there's no immediate leak.

The roofing industry harbors a dark side that emerges after every major storm. Donnie warns about predatory "storm chasers" – out-of-state operators who flood neighborhoods with aggressive sales tactics, encouraging unnecessary insurance claims that can follow you for life. These contractors often pressure homeowners to sign contingency agreements that lock them into using their services, only to disappear when warranty issues arise later.

Your insurance policy likely works differently than you realize when it comes to roof damage. Most carriers now use "test squares" to count hail strikes and determine replacement eligibility, while separate wind and hail deductibles ranging from 1-2% of your home's value have quietly replaced the standard $500-$1,000 deductibles common a decade ago. Filing a claim without legitimate damage creates a permanent record that follows you regardless of which insurance company you use.

Donnie explains exactly what to look for after a storm – from dented gutters and handrails to subtle indicators in your attic – and shares insider knowledge on flashing, proper installation techniques, and exciting advancements in roofing technology. GAF's new shingles now offer 25-year algae protection through time-released copper oxide treatments, while designer shingles continue gaining popularity for their distinctive appearance and durability.

Before you call your insurance company about potential storm damage, contact a reputable local roofing company for an honest assessment that won't jeopardize your insurance history or leave you with subpar repairs and vanishing warranties.