『Small Business Tax Savings Podcast』のカバーアート

Small Business Tax Savings Podcast

Small Business Tax Savings Podcast

著者： Mike Jesowshek CPA
無料で聴く

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The Small Business Tax Savings Podcast is designed specifically for small business owners. We focus on tax savings and ways to have a financially sound back bone to your small business. Our goal is to have you paying the least amount in taxes as legally possible.Hosted by by Mike Jesowshek, CPA, this is a quick hitting podcast aimed to get you important information without all the fluff. You can find episodes, blog posts, information on our software TaxElm and more on our website: www.TaxSavingsPodcast.com

© 2026 Small Business Tax Savings Podcast マネジメント・リーダーシップ リーダーシップ 個人ファイナンス 経済学
エピソード
  • Health Insurance Tax Savings for Business Owners

    Health Insurance Tax Savings for Business Owners
    2026/10/07

    Your health insurance could do more than cover medical emergencies. With the right strategy, it could also help you save on taxes.

    In this episode, Mike Jesowshek, CPA, breaks down health insurance options for small business owners, from group plans to employee reimbursements and stipends. He explains the steps S corp owners need to take to deduct their health insurance premiums and how eligible business owners can use an HSA for tax savings and long-term growth.


    👉Find out how much your business could save in taxes.

    TaxSavingsPodcast.com/scorecard


    🚀 Book your free demo call today. Click here or visit:

    https://taxelm.com/demo/


    00:00 | Health Insurance as a Tax Strategy
    How healthcare planning can help business owners protect themselves, offer employee benefits, and save on taxes.

    01:00 | Your Health Insurance Options
    An overview of group plans, self-funded plans, HRAs, and stipends, plus how your needs differ when you’re self-employed.

    03:00 | The HSA’s Triple Tax Advantage
    A look at tax-deductible contributions, tax-free growth, and tax-free withdrawals for qualified medical expenses.

    04:00 | Group Health Insurance Plans
    How group plans work and how employers decide what portion of employee premiums to cover.

    05:00 | Self-Funded and Level-Funded Plans
    How these plans differ from traditional group insurance, including potential savings and risks.

    07:00 | Health Reimbursement Arrangements
    How HRAs let employers reimburse eligible healthcare costs and why employees need to document their expenses.

    08:00 | Stipends and Offering No Coverage
    The tax tradeoffs of paying employees extra for healthcare and how benefits can help attract and retain talent.

    11:00 | Health Insurance for S Corp Owners
    The payment, W-2 reporting, and personal tax return steps discussed for claiming the health insurance deduction.

    15:00 | HSA Eligibility and Contribution Limits
    An explanation of qualifying health plans and the contribution limits covered in the episode.

    17:00 | Investing Your HSA and Saving Receipts
    Why leaving funds invested may support long-term growth, and how saved medical receipts can support later reimbursements.

    19:00 | Review Your Healthcare Strategy Each Year
    Bring coverage, deductions, employee benefits, and HSA planning together as your business grows.



    Podcast Host:

    Mike Jesowshek, CPA – Founder and Host of Small Business Tax Savings Podcast
    Join TaxElm:     https://taxelm.com

    🚀 Visit: https://www.TaxSavingsPodcast.com

    🚀 Check Out TaxElm: https://taxelm.com/

    🚀 Join our Free Facebook Group: https://www.facebook.com/groups/taxsavings/

    🚀 YouTube: www.TaxSavingsTV.com

    👋🏼 GET IN TOUCH
    You can Tweet @MJesowshek with any feedback, ideas, or thoughts about the lessons you've learned from the episodes. We want to thank you personally for tuning in 🙏


    🙌LEAVE A REVIEW
    If you enjoy the podcast, please leave a 5-star review on Apple Podcasts or Spotify—it helps more business owners find the show ⭐
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    24 分
  • Documentation 101: How to Prepare for an IRS Audit

    Documentation 101: How to Prepare for an IRS Audit
    2026/09/30

    Documentation 101: How to Prepare for an IRS Audit

    You claimed the deduction. But if the IRS asks, can you prove it?

    Mike Jesowshek, CPA, explains which records you need to support your business expenses. Learn how to document purchases, keep clean books, and organize your receipts so you’re prepared if the IRS comes knocking.


    👉Find out how much your business could save in taxes.

    TaxSavingsPodcast.com/scorecard

    🚀 Book your free demo call today. Click here or visit:

    https://taxelm.com/demo/


    Chapters:

    00:00 Your Tax Deductions Need Documentation
    Paying with a business card doesn’t automatically make a purchase deductible. You need records showing what you bought and why it was business related.

    03:00 Audit Selection vs. Audit Outcome
    Even well-organized businesses can get audited. Good documentation helps you support your deductions if you’re selected.

    08:00 The Proof Behind a Business Deduction
    Every deduction needs an actual transaction, a business purpose, and the correct tax treatment. Your supporting records should match.

    12:00 Clean Books and Separate Bank Accounts
    Separate business and personal accounts, update your books regularly, and clearly label expenses, transfers, and owner activity.

    14:00 Business Structure, Payroll, and Reimbursements
    Your tax filings and records should match your business structure. Payroll, accountable plans, and meeting records need proper implementation.

    17:00 What to Record Beyond the Receipt
    Document the business purpose and who was involved. Supporting invoices, calendar entries, and emails can help explain the expense.

    19:00 Supporting Records for Mileage, Travel, and More
    Mileage, travel, equipment, contractors, loans, and reimbursements each need records that support the transaction.

    20:00 Building an Audit-Ready Workflow
    Capture receipts promptly, add context, categorize expenses consistently, and save your documents digitally.

    22:00 Testing Whether You Can Find Your Records
    Choose an older transaction or five large expenses. Check whether you can quickly find the records supporting them.

    23:00 What to Do When an Audit Letter Arrives
    Read the request carefully, meet deadlines, organize your response, and speak with a qualified tax professional.

    25:00 How Good Documentation Pays Off
    Organized records make audit responses faster and deductions easier to defend. Clean books also help you make business decisions.

    27:00 Why Tax Strategies Need a Paper Trail
    Putting a strategy into practice includes documenting it. Hiring your kids, for example, requires records of their work and payments.

    28:00 Key Takeaways and Next Steps
    Clean books and timely documentation help you prepare for an audit. Learn where to find support implementing tax strategies.


    Podcast Host:

    Mike Jesowshek, CPA – Founder and Host of Small Business Tax Savings Podcast
    Join TaxElm:     https://taxelm.com

    🚀 Visit: https://www.TaxSavingsPodcast.com

    🚀 Check Out TaxElm: https://taxelm.com/

    🚀 Join our Free Facebook Group: https://www.facebook.com/groups/taxsavings/

    🚀 YouTube: www.TaxSavingsTV.com

    👋🏼 GET IN TOUCH
    You can Tweet @MJesowshek with any feedback, ideas, or thoughts about the lessons you've learned from the episodes. We want to thank you personally for tuning in 🙏


    🙌LEAVE A REVIEW
    If you enjoy the podcast, please leave a 5-star review on Apple Podcasts or Spotify—it helps more business owners find the show ⭐
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    30 分
  • How to Claim the Home Office Deduction in 2026

    How to Claim the Home Office Deduction in 2026
    2026/09/23
    Are you missing out on the home office deduction because you think your workspace doesn’t qualify?In this episode, Mike Jesowshek explains who qualifies for the home office deduction and how to calculate it using either the simplified or actual expense method. He also breaks down the regular and exclusive use rules, how the deduction differs for sole proprietors and S Corporation owners, and why a qualifying home office could unlock additional business mileage deductions.You’ll learn how to choose the right calculation method, document your workspace, avoid common mistakes, and turn expenses you’re already paying into a legitimate business tax deduction.👉Find out how much your business could save in taxes.TaxSavingsPodcast.com/scorecard 🚀 Book your free demo call today. Click here or visit:https://taxelm.com/demo/00:00 How the Home Office Deduction WorksThe home office deduction allows business owners to turn a portion of expenses they’re already paying, including rent, utilities, insurance, and homeownership costs, into legitimate business deductions.02:20 Who Qualifies for a Home Office Deduction?A qualifying workspace must be used regularly and exclusively for business. It doesn’t need to be an entire room, but the separation between business and personal use must be clear.04:15 What Counts as Your Principal Place of Business?Your home doesn’t need to be the only place where you work. A home office may qualify if you regularly use it for administrative or management activities such as bookkeeping, scheduling, invoicing, planning, and customer follow-ups.06:30 The Simplified Home Office DeductionThe simplified method provides a deduction of $5 per qualifying square foot, up to 300 square feet. It requires less recordkeeping but limits the maximum annual deduction to $1,500.08:50 How the Actual Expense Method WorksThe actual method calculates your deduction using the percentage of your home used for business. It may include a portion of rent, mortgage interest, property taxes, utilities, insurance, repairs, cleaning, and depreciation.10:50 Simplified vs. Actual ExpensesThe simplified method may be easier, but the actual method can produce a significantly larger deduction. Business owners should calculate both methods each year before deciding which one to use.11:35 How to Claim the Deduction Based on Your Business StructureSole proprietors and single-member LLCs generally claim the deduction through Schedule C and Form 8829. S Corporation owners typically need an accountable plan to reimburse themselves properly for home office expenses.13:40 How a Home Office Can Unlock Business MileageA qualifying home office may establish the starting point of your business day. This can allow trips from your home office to clients, suppliers, job sites, or other business locations to qualify as deductible business mileage rather than commuting.15:30 Common Home Office Deduction MistakesPersonal use of the workspace, estimated measurements, missing housing records, and incorrect treatment based on business structure can weaken or eliminate the deduction.16:30 Your Home Office Deduction ChecklistPhotograph and measure your workspace, confirm your home’s total square footage, collect your annual housing expenses, compare both calculation methods, and document how the deduction will be handled based on your entity type.17:50 Equipment and Other Home Office DeductionsComputers, desks, cameras, microphones, and other business equipment should generally be analyzed separately. The home office calculation focuses on the cost of the qualifying physical space rather than the equipment used to operate the business.18:25 How to Make Your Home Office Deduction DefensibleThe goal isn’t to claim your entire home as a business expense. It’s to identify the portion legitimately used for business, document it properly, choose the best calculation method, and revisit the deduction each year.Podcast Host:Mike Jesowshek, CPA – Founder and Host of Small Business Tax Savings PodcastJoin TaxElm: https://taxelm.com🚀 Visit: https://www.TaxSavingsPodcast.com 🚀 Check Out TaxElm: https://taxelm.com/🚀 Join our Free Facebook Group: https://www.facebook.com/groups/taxsavings/🚀 YouTube: www.TaxSavingsTV.com👋🏼 GET IN TOUCHYou can Tweet @MJesowshek with any feedback, ideas, or thoughts about the lessons you've learned from the episodes. We want to thank you personally for tuning in 🙏🙌LEAVE A REVIEWIf you enjoy the podcast, please leave a 5-star review on Apple Podcasts or Spotify—it helps more business owners find the show ⭐
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    20 分
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