エピソード

  • 5% Inflation, 2.5% CPF Returns: Is Your Retirement at Risk? [TFC #GE2025 Special 04 ft Chief Actuary]
    2025/04/30

    Host Reggie is back with a fiery roundtable, joined by Adrian Tan (LinkedIn’s “Top Noise” fractional CMO), Anthony Ong (TFC co-host and policy enthusiast), and Alex Lee (ex-regulator-turned-actuary). They dive into the hottest debate of GE2025: Is CPF fit for the future?


    Why listen?

    - Policy showdown : SDP’s radical plan to abolish CPF minimum sums vs. WP’s push to co-invest with GIC.

    - Inflation anxiety : Why 2.5% OA rates feel broken in a 5% inflation world.

    - Retirement roulette : Can CPF adapt to longevity, cost-of-living crises, and a shifting social compact?


    Anthony Ong drops a bomb: “CPF isn’t your retirement savior—it’s a political football.” Alex Lee warns: “Open the floodgates to equities, and risk a poverty crisis.” Meanwhile, Adrian Tan asks: “Why does ‘financial literacy’ still feel like a scam?”


    Tune in for a no-holds-barred breakdown of CPF’s past, present, and uncertain future. Subscribe now —because your retirement (and your wallet) might depend on it.


    “The TFC GE Special: Where policy meets panic. Let’s unpack the noise.”


    #GE2025 #SingaporeElections #TheFinancialCoconut #generalelections


    ---


    Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    [Podcast, Vodcast]

    Spotify: https://rebrand.ly/TFC-spotify

    Apple Podcast: https://rebrand.ly/TFC-applepodcast

    YouTube: https://rebrand.ly/TFC-youtube


    [Connect with us]

    Instagram: https://rebrand.ly/TFC-instagram

    Tik Tok: https://rebrand.ly/TFC-tiktok

    Telegram: https://rebrand.ly/TFC-telegram

    Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

    Newsletter: https://rebrand.ly/TFC-Newsletter


    Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists


    Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Hosted on Acast. See acast.com/privacy for more information.

    続きを読む 一部表示
    57 分
  • HDB, Land Price, Grants, NOM, Expanded Rental Scheme. What's the plan? [TFC #GE2025 Specials 03 ft Alex Lee & Tan Ern Ser]
    2025/04/29

    What if the keys to your future home hinge on policies being drafted right now?


    In this #GE2025 Specials episode, we dive into the high-stakes world of Singapore’s 2025 housing reforms—a topic sparking hope, skepticism, and endless kopitiam debates. Will these bold new plans unlock affordable living, or are we facing another decade of frustration?


    Highlights:

    - Shocking gaps in current policies even your MP isn’t talking about.

    - Why "innovation" might be a double-edged sword for first-time buyers.

    - The hidden trade-offs between sky-high aspirations and ground-level reality.


    We’re joined by

    - Alex Lee, Chief Actuary

    - IPS Sociologist & Policy Scholar, Prof Tan Ern Ser, who’s spent years dissecting what makes housing policies stick—or crumble.

    - CMO and Author of 'No more bosses' Adrian Tan.

    - Plus, your favourite Host, Reggie Koh (Chief Financial Coconut), brings his signature wit to ask the questions you’re too polite to voice.


    Is this the dawn of a housing revolution… or just cleverly packaged déjà vu?


    Tune in, before you head to the polling stations.


    ---


    Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    [Podcast, Vodcast]

    Spotify: https://rebrand.ly/TFC-spotify

    Apple Podcast: https://rebrand.ly/TFC-applepodcast

    YouTube: https://rebrand.ly/TFC-youtube


    [Connect with us]

    Instagram: https://rebrand.ly/TFC-instagram

    Tik Tok: https://rebrand.ly/TFC-tiktok

    Telegram: https://rebrand.ly/TFC-telegram

    Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

    Newsletter: https://rebrand.ly/TFC-Newsletter


    Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists


    Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Hosted on Acast. See acast.com/privacy for more information.

    続きを読む 一部表示
    52 分
  • Healthcare cost is SKYROCKETING. Which party manifesto has the best plan? [TFC #GE2025 Special 02 ft Alex Lee & Tan Ern Ser]
    2025/04/28

    Is Singapore’s healthcare system on the brink of a crisis? Why are premiums skyrocketing—and who’s really profiting?

    Tune in to this TFC GE2025 Special episode as host Reggie,and Adrian Tan, author of “No more bosses,” sits down with two sharp minds to dissect the burning issues in Singapore’s healthcare debate.


    Meet the Guests:

    🔹 Alex Lee – Chief Actuary; Former insurance CFO turned actuarial consultant

    🔹 Tan Ern Ser – IPS Sociologist, Policy Scholar, and Sociologist from the Institute of Policy Studies


    What You’ll Hear:

    • GE2025’s Party Radical Proposals: Could a single-payer system save us—or sink us?
    • Hot Takes on political manifestos: Which party’s healthcare vision holds water?
    • Private vs. public healthcare—is your "affordable" plan actually bankrupting your future?
    • The bigger debate: Individual responsibility vs. communal solidarity. Where should Singapore draw the line?


    Don’t miss this no-holds-barred conversation that’s already sparking controversy. Whether you’re a policy wonk or just worried about your family’s future, this episode will change how you see healthcare—and your wallet.


    Available now. Listen before the next election reshapes your life.


    #GE2025 #SingaporeElections #TheFinancialCoconut #generalelections




    ---


    Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    [Podcast, Vodcast]

    Spotify: https://rebrand.ly/TFC-spotify

    Apple Podcast: https://rebrand.ly/TFC-applepodcast

    YouTube: https://rebrand.ly/TFC-youtube


    [Connect with us]

    Instagram: https://rebrand.ly/TFC-instagram

    Tik Tok: https://rebrand.ly/TFC-tiktok

    Telegram: https://rebrand.ly/TFC-telegram

    Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

    Newsletter: https://rebrand.ly/TFC-Newsletter


    Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists


    Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Hosted on Acast. See acast.com/privacy for more information.

    続きを読む 一部表示
    48 分
  • GST, HDB, Cost of Living! We read the manifestos so you don’t have to. [TFC #GE2025 Special 01]
    2025/04/27

    We dive into the heart of the #GE2025 debate: **manifestos**. From cost of living to healthcare reforms, housing policies to GST controversies—what do the parties really propose? And how will it impact you?


    Our guests discussed:


    - GST Wars: Is reducing GST the solution, or just political lip service? Reggie drops a hot take on why prices might *never* drop—even if taxes do.

    - Housing Headaches: BTOs, lease decay, and million-dollar HDB flats—why every party’s housing plan leaves Singaporeans more confused than ever.

    - Healthcare Overhaul: Should Singapore nationalize insurance? Amir weighs in with insider insights from his nursing days.

    - The Poverty Line Debate: WP’s push for a minimum wage—is $1,600 too little, or a lifeline for struggling families?


    Meet the Guests:

    - Anthony Ong, Retail investor & TFC Co-host, breaks down why your HDB flat might not be the retirement plan you think it is

    - Adrian Tan, Author of 'No More Bosses' unpacks the *real* challenges opposition parties face drafting manifestos

    - Amir Bashirudin, Host of The Golden Nuggets Podcast, reveals the shocking gaps in healthcare no manifesto dares to address


    Why Listen?

    No spin, no slogans—just raw analysis and fiery debates you won’t hear anywhere else. Whether you’re a policy junkie or just want to cut through the noise, this episode is your ultimate election cheat sheet.


    Tune in now—before you cast your vote!


    #GE2025 #SingaporeElections #TheFinancialCoconut #generalelections


    ---


    Welcome to The Financial Coconut, your source for empowering financial knowledge and unlocking possibilities. Join us as we explore personal finance, investing and more.


    Get ready to take control of your financial future and live your best life, financially wise: https://linkin.bio/thefinancialcoconut


    [Podcast, Vodcast]

    Spotify: https://rebrand.ly/TFC-spotify

    Apple Podcast: https://rebrand.ly/TFC-applepodcast

    YouTube: https://rebrand.ly/TFC-youtube


    [Connect with us]

    Instagram: https://rebrand.ly/TFC-instagram

    Tik Tok: https://rebrand.ly/TFC-tiktok

    Telegram: https://rebrand.ly/TFC-telegram

    Whatsapp: https://rebrand.ly/TFC-Whatsapp-channel

    Newsletter: https://rebrand.ly/TFC-Newsletter


    Check out our other shows: https://www.youtube.com/@TheFinancialCoconutTFC/playlists


    Disclaimer: The content discussed in this episode is intended for educational purposes only and should not be considered as financial advice. The information provided is based on our understanding at the time of recording and may not reflect the current regulations or market conditions. The opinions expressed by guests are their own and do not necessarily represent those of The Financial Coconut. Please do your due diligence before making any investment or financial decisions.

    Hosted on Acast. See acast.com/privacy for more information.

    続きを読む 一部表示
    1 時間 1 分