On this episode of Simply Money presented by Allworth Financial, Bob and Brian explain how seemingly smart financial decisions can actually work against each other when they're not part of a coordinated plan. From paying off your mortgage and managing retirement taxes to helping adult children and making charitable gifts, they reveal why timing matters. Plus, what new research says about Gen Z investing habits, how home appraisals can derail a sale, the tax advantages of direct indexing, strategies for leaving money to your heirs, and whether wealthy retirees really need long-term care insurance.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian explain why the stock market continues to climb despite stubborn inflation, rising gas prices, and economic uncertainty—and what that disconnect means for your investments. Plus, the latest Social Security changes, the hidden risks of adjustable-rate mortgages, career expert Julie Bauke on preparing emotionally for retirement, when helping adult children financially can backfire, and why enjoying a little luxury might be exactly what your retirement plan needs.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian break down the latest inflation numbers and what rising interest rates could mean for your portfolio, while also discussing Kroger’s major job cuts and the financial steps to take after a layoff. Plus, how to maximize your benefits during open enrollment, new scams targeting your money, the tax advantages of direct indexing, and knowing when it’s okay to spend the wealth you’ve worked so hard to build.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian reveal what decades of bull and bear markets can teach investors about building long-term wealth, explain why some new ETFs look more like gambling than investing, and discuss the executive dilemma of whether a bigger paycheck and title are worth the trade-offs. Plus, smart strategies for reducing capital gains taxes, donating appreciated stock to charity, knowing when you no longer need life insurance, and why bonds deserve another look.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian follow a Cincinnati couple with a $4 million net worth through the transition into retirement—breaking down how to replace a paycheck, navigate Social Security and taxes, help adult children, and decide what they can truly afford. Plus, they fast-forward 10 years to reveal which retirement decisions mattered most.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian explain why even great companies can become terrible investments, what earnings season could reveal about today's AI boom, and why some high earners are rethinking the advice to max out their 401(k)s. Plus, a financial makeover for empty nesters, smart ways to help adult children financially, what you should expect from a wealth advisor, and why planning for retirement means more than just managing your money.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian tackle the biggest fears that can follow you into retirement—and how a solid financial plan can help put them in perspective. Plus, they reveal estate planning mistakes that can divide families, break down Cincinnati’s changing housing market, and answer your questions about selling a business, tax-loss harvesting, direct indexing, and Roth conversions.

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On this episode of Simply Money presented by Allworth Financial, Bob and Brian explain why October is a critical time for year-end tax planning, including tax-loss harvesting, Roth conversions, and charitable giving strategies. Plus, they discuss whether a booming portfolio should change your retirement timeline, how to protect a sudden financial windfall, and smart ways to handle inheritances and family gifting.

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