💥 This week, John and Jane go deep into one of the most pressing and controversial questions in the global insurance market:

🔍 Can insurance and reinsurance truly handle the weight of systemic risk—or are we leaning too hard on a fragile pillar?

From the UK’s latest ILS reforms to the widening gap between capital and catastrophe, this episode tackles:

Why are governments quietly turning to insurance markets as financial shock absorbers

Whether alternative capital is the solution—or a shiny distraction

The risks of over-financializing climate and catastrophe exposure

And why Sean Djalilvand believes insurance can't stand alone anymore

💡 “It’s not about replacing capital. It’s about redefining responsibility.”

– Sean Djalilvand

🎧 Tune in for a raw and insightful breakdown of what the UK’s ILS overhaul means for the future of global risk transfer—and why the industry needs to think bigger and bolder.

In this episode, John and Jane unpack Sean Djalilvand’s latest article on coral reef parametric insurance. They explore why governments and private stakeholders turn to insurance instead of direct investments, how payouts are triggered without traditional loss adjustment, and whether this approach builds real resilience or risks commoditizing nature. A thought-provoking look at the future of risk and climate adaptation.

While much of the world’s attention is on surface-level headlines, China is executing a quiet but sweeping overhaul of its insurance sector. In this episode, John and Jane break down Sean Djalilvand’s latest article, exploring how China’s restructuring efforts may signal a global shift in capital adequacy, reinsurance access, and regulatory direction.

🔍 Inside this episode:

What China’s solvency tightening and reinsurance audits really mean

How these moves could impact global reinsurers, foreign JVs, and digital MGAs

Whether this signals the start of a new global trend

What risk leaders and underwriters must re-evaluate right now

📘 Based on the article:

“When Giants Adjust: What China’s Insurance Restructuring Tells Us About the Future of Risk Capital”

by Sean Djalilvand

🎧 Listen now and rethink your assumptions about capital, treaties, and the pace of regulatory change.

#RiskMadeSimple #SeanDjalilvand #Insurance #Reinsurance #China #Solvency #RiskCapital #GlobalRisk #Episode7