Retirement isn’t just about financial spreadsheets, it’s about preparing your whole life for a new chapter. In this episode, Eric uses the clever framework of The Five People You Meet in Heaven to explore the five types of professionals and relationships that can shape your retirement journey. From legal guidance to physical wellness, these people can help protect what you've built and ensure you're actually able to enjoy it.

Here’s some of what we discuss in this episode:

🔒 The importance of protecting assets

📜 The surprising benefits of speaking with an estate planner

💊 Medicare, insurance brokers, and avoiding one-size-fits-all advice

🪴 Personal growth and mentorship still matter after you retire

Get in touch with the Peterson Financial team: https://petersonfg.com/

When it comes to retirement, some decisions aren’t as clear-cut as they seem. Should you pay off your mortgage early? Convert to a Roth IRA? Claim Social Security at 62 or wait until 70? The math might say one thing, but your emotions, goals, and personal circumstances often pull you in another direction. In this episode, Eric tackles the “gray areas” of retirement planning, those tricky crossroads where logic and lifestyle collide.

Here’s some of what we discuss in this episode:

🏠 To pay off the mortgage or to not pay off the mortgage

🧠 The psychological side of claiming Social Security

🔄 Roth conversions: long-term gain or short-term tax pain?

🧮 When your retirement plan needs more than just math

Get in touch with the Peterson Financial team: https://petersonfg.com/

We all like to believe we're rational when it comes to money, but our emotions often tell a different story. In this episode, Eric unpacks key insights from Morgan Housel’s The Psychology of Money and explains how our upbringing, fears, and life experiences shape how we save and spend. From the fear of running out to the trap of always wanting more, Eric explores why logic alone isn't enough to build a solid retirement plan.

Here’s some of what we discuss in this episode:

🔍 Why "no one is crazy" when it comes to money

💰 The danger of the “never enough” mindset/constant pursuit of more

🧠 Why being reasonable is more important than rational in financial planning

🛡️ Building a plan that allows for the unexpected

Get in touch with the Peterson Financial team: https://petersonfg.com/

Most people assume all financial advisors offer the same services, but that couldn’t be further from the truth. From taxes to Social Security, Medicare to estate planning, the depth and quality of your advisor’s services can make or break your retirement plan. In this episode, Eric walks through the often-overlooked services a true, holistic advisor should provide and why they matter.

Here’s some of what we discuss in this episode:

🧾 Tax-smart withdrawal planning

📅 Social Security & pension timing guidance

🩺 Medicare plan support through trusted referrals

🏠 Estate planning connections that speak your language

💼 401k optimization and strategies

Get in touch with the Peterson Financial team: https://petersonfg.com/

Thanks to a variety of economic and geopolitical circumstances, many people are experiencing some form of financial anxiety right now. Whether it’s market volatility, inflation headlines, or fears about Social Security and global instability, the emotional impact of uncertainty is very real. In this episode, Eric addresses what’s behind that anxiety and how a solid retirement plan can keep you grounded, even when the news cycle suggests otherwise.

Here’s some of what we discuss in this episode:

📉 Why market drops feel more personal than they really are

📺 How headlines fuel a fear-based cycle

🛠️ The tools smart investors use to stay steady

💰 Income strategies that protect against volatility

🧠 Why your mindset is just as important as your money

Get in touch with the Peterson Financial team: https://petersonfg.com/

In this episode, Eric opens the mailbag to answer three listener questions that hit on some of the most common—and often misunderstood—retirement topics. From how the 4% withdrawal rule really works, to whether life insurance is a smart legacy tool, Eric brings practical, experience-backed advice to each conversation.

Here’s some of what we discuss in this episode:

📉 What the 4% rule really means

🚨 Preparing for a forced early retirement

💬 Why confidence starts with knowing your numbers

📊 Retirement is all about discovering your options

Get in touch with the Peterson Financial team: https://petersonfg.com/

Most people think a financial advisor’s primary job is picking investments, but that’s just a small piece of the puzzle. In today’s episode, Eric explains that the real work happens in solving the complex, emotional, and unexpected problems that come with retirement: early job loss, tax challenges, the loss of a spouse, or even recovering from bad advice.

Here’s some of what we discuss in this episode:

📉 Strategies for forced early retirement after age 55

🧠 How problem-solving is at the core of advising

🧾 What happens to your taxes after your last paycheck

📦 Using inherited accounts the right way

🛠️ Cleaning up bad financial advice from the past

Get in touch with the Peterson Financial team: https://petersonfg.com/

Making more money is great, but what happens when it becomes a roadblock for contributing to a Roth IRA? And how can you make your emergency fund work smarter for you? In today’s episode, we pull from the mailbag and answer a mix of listener questions. Eric addresses concerns that reflect the real-life hurdles many face on the road to retirement.

Here’s some of what we discuss in this episode:

💰 How to handle income limits and strategies with Roth IRA vs. Roth 401(k)

🏦 High-yield savings options vs. CDs – How to make your emergency fund work harder

📊 Understanding the difference and maximizing benefits with tax-deferred vs. tax-free accounts

💡 Non-deductible IRAs – A way to continue saving for retirement even when you exceed Roth income limits

🔄 Emergency fund strategies—Keeping cash liquid without losing growth opportunities

Get in touch with the Peterson Financial team: https://petersonfg.com/