🎙️ Episode Summary

Rob and Omen tackle one of the most debated questions for military families and frequent movers: Should you buy or rent your next home? Drawing on years of PCS experience, personal stories, and client case studies, they break down the pros and cons of each option, share practical tips for open enrollment season, and remind listeners that the “right” answer is the one that fits your life, not just your spreadsheet.

📰 This Week’s Headline

Open Enrollment for Military & Federal Benefits: The hosts highlight two timely articles from Military.com about open enrollment for FedVIP (dental/vision) and TRICARE health insurance. They explain who qualifies, why it matters, and how to use open enrollment and qualifying life events to optimize your coverage. Plus, a deep dive into the new Flexible Spending Account (FSA) options for active duty and retirees—including tips for maximizing healthcare and dependent care savings.

💡 Key Topics & Takeaways

• Buying a Home: Pros & Cons
  • Build equity and net worth with every mortgage payment
  • Stability, control, and the emotional value of “home”
• Renting a Home: Pros & Cons
  • Ultimate flexibility for PCS moves and changing plans
  • No maintenance worries, predictable costs, and lower monthly payments
• Military-Specific Insights
  • How BAH (Basic Allowance for Housing) factors into buy vs. rent decisions
  • The impact of short assignment windows and market timing
• FSA Tips
  • How to use healthcare and dependent care FSAs to save on taxes
  • Contribution limits, rollover rules, and qualifying expenses for military families

🏡 Off Duty

Rob and Omen share updates on family life, terminal leave, and the bittersweet experience of closing out a military career. Rob reflects on his last mission at Arlington National Cemetery and the emotional transition to civilian life, while Omen celebrates having his son home from Kirtland AFB.

📚 Resources & Links

• FedVIP Benefits Eligibility Tool
• FEDVIP Open Season for Military and Retiree Health Insurance | Military.com
• Everything You Need to Know About Tricare Open Enrollment | Military.com
• FSAFEDS
• Connect with Rob
• Connect with Omen

📬 Get In Touch

Have questions or want your topic featured on the show? Email: fiscalfoxhole@gmail.com Rob and Omen are accepting new clients and happy to chat about your financial game plan.