Today we have kristine Borden here to talk title!

Ready to start house hunting? In this episode of Real Talk with Bobby Joe, we’re stepping into the buyer’s mindset and laying the groundwork before you even step foot in a home. After chatting with a few lenders and getting your financing lined up, it’s time to talk expectations. From timelines to tours to what really happens when you hit the market—this is the essential pre-shopping checklist you didn’t know you needed.

n this episode of Real Talk with Bobbie Jo, we sit down with a VA loan expert from Union Home Mortgage to break down everything you really need to know about VA home loans. From eligibility requirements and funding fee exemptions to appraisals, multi-family options, and even using VA loans for new construction — we cover it all.

Whether you’re a veteran, active-duty service member, or simply helping someone navigate their VA benefits, this episode will help you understand how to make the most of this powerful tool.

🗓️ Tryouts run April 28–May 14

🏡 Topics covered:

• VA vs. FHA and Conventional Loans

• The truth about VA appraisals

• Funding fee exemptions for disabled vets

• How to reuse your VA loan

• VA loans for duplexes, fourplexes, and new builds

• Credit score myths

• Tips for young veterans building financial health

Tune in, take notes, and get one step closer to owning your next home the smart way.