Are you getting paid fairly? Three real people from Reddit share their salary questions, and Dr. Bruce Brown breaks down the numbers with hard data and practical advice.

In this episode, we analyze actual compensation scenarios across different markets and career stages: a new graduate's $81,000 finance analyst offer in Manhattan, a video production professional working 80-hour weeks, and an $85,000 systems engineer offer in Dallas, Texas.

Real Stories, Real Analysis:

• Manhattan Reality Check: $81,000 sounds good until you learn financial analysts earn a median of $126,000 in New York. Plus, studio apartments cost $3,200/month—leaving just $1,600 for everything else after taxes.
• Dallas Success Story: The same $85,000 offer goes much further in Texas. No state income tax means $700 more monthly take-home, while studio apartments cost $1,200 vs $3,200 in NYC—a $2,700 monthly swing.
• Comp Time Confusion: When you're exempt and working 80-hour weeks, understanding your rights and having honest conversations with your manager is key.

Key Takeaways:

• How comp ratios reveal if you're truly underpaid (64% vs the ideal 80% for new grads)
• Why salary transparency laws in NYC should have protected that finance analyst
• The real cost difference between major metros (it's not just housing)
• When 65% of median salary is actually reasonable for entry-level roles
• How to approach managers about excessive hours as an exempt employee

Geographic Salary Reality:

• Financial Analyst median: $126,000 (New York)
• Systems Engineer median: $130,000 (Texas)
• The power of cost of living vs salary positioning

Whether you're evaluating your first offer or wondering if you should chase a higher number, this episode shows you how to run the real math on what matters for your career and financial future.

Resources mentioned:

• Salary transparency laws by state
• Median Monday Instagram series (@WhatItPays)
• What It Pays tool development updates (whatitpays.com)
• Fair Labor Standards Act for exempt employees

Have your own salary question? Email podcast@whatitpays.com with your offer details, career challenges, or the HR question you've always wanted to ask.

Dr. Bruce Brown earned his PhD in HR so you don't have to. Get the insider strategies from someone who's built compensation systems across industries and lived through the struggle of unclear pay.

Disclaimer: This podcast is for educational and informational purposes only and is not intended as individual financial or career advice. Please consult with qualified professionals for personalized guidance regarding your specific situation.