Want to build wealth in uncertain times? In this week’s episode, I break down the 5 habits of highly effective investors. From strategic planning to networking and taking imperfect action—you'll want to get on implementing each of these right away!

“Addiction isn’t just a health crisis—it’s moving into our rental units. In this episode, I share a tenant story that ended in eviction, the stats on substance use in Canada, and my own struggles with panic and drugs. Most importantly, I’ll give you tips to spot and manage tenants who are using. Listen now—I want you to be prepared!”

What happens when heavy drug users moves in? In this episode, we dive into how substance abuse shows up in rental housing—from unpaid rent to unit damage and everything in between. Drawing on real stories from the field, we look at the messy intersection of drug use, mental health, and tenancy law. Whether you're a landlord, property manager, or policy-watcher, this one’s for you.

Why rental housing is on the frontlines of the addiction crisis

What landlords can (and can’t) do

What policy got us here—and what’s missing

Subscribe, listen, and share. Because addiction isn’t just a personal issue—it’s a housing one too.

If you own enough rental units in Quebec, mental health will come knocking.

In this episode, I share my first experience with psychosis in student housing—and how, 20+ years later, schizophrenia, hoarding, drug-induced psychosis and untreated mental illness are regular challenges in my buildings.

If you see investing in Real Estate as part of your future, it's a matter of time before hoarding, dementia, sanitary issues and noise complaints find you. Landlords today are managing what the public health system won’t.

This episode gives some tips and context to help prepare you.

This episode covers:

1. What kinds of mental illness you’ll see in tenants
2. Real stats: how cannabis, isolation and aging are impacting Quebec renters
3. What to do when tenants’ behavior impacts your other residents
4. What not to do—and how to protect your building
5. Why compassion and boundaries both matter

Mental Health Is a Housing Issue. Let’s Start Treating It Like One.

In my 20+ years as a property manager, I’ve cleaned up the fallout from untreated mental illness more times than I can count. Food theft, hoarding, feces in bathtubs.

But the real problem? We have no plan.

Police, landlords, city inspectors — we’re all patching holes in a sinking ship. Mental illness today doesn’t mean hospitalization. It means eviction.

Deinstitutionalization. Budget cuts. An aging population. Rising drug use. The stats don’t lie—and neither do the eviction notices.

It’s time we stopped pretending this is just a healthcare issue.

If you’re in housing, real estate, or public policy, this episode of my podcast is for you.

Mental Illness & Tenants: What Every Quebec Landlord Needs to Know

[Link to episode]

#housingcrisis #mentalhealth #propertymanagement #realestate #policyfail

LinkedIn Newsletter Copy

Subject Line: Mental Health Is the Crisis We’re Not Talking About (Yet)

Header: What Schizophrenia, Hoarding & Housing Have in Common

Hi [Name],

My first week managing student housing at the University of Toronto, a schizophrenic housemate stole everyone’s food and later screamed “Satan!” at one of the other tenants. She ended up evicted, howling outside our door at night. That was my crash course in what the housing system doesn’t do for the mentally ill.

Flash forward two decades, and I’ve evicted tenants who hoard, suffer from drug-induced psychosis, or have other untreated mental disorders. None of these evictions are really about rent.

In this week’s podcast episode and newsletter, we go deep into the data and the personal stories behind the mental health crisis unfolding in rental housing. Here’s a taste:

• Psychotic breaks aren’t rare anymore.
• Cannabis-induced psychosis in young men is skyrocketing.
• Hoarding disorder affects over 6% of people 55+.
• Emergency rooms and rental courts have become our asylums.

What’s worse? Quebec spends less than Germany, France, or even the UK on mental health.

We need to start telling the truth: landlords, inspectors, and police are holding the bag because our systems are broken.

Podcast: Mental Illness & Tenants → [link]

The full write-up → [link to newsletter if separate]

As always, thanks for reading,

— Terrie

1. Terrie’s Weekly Email Newsletter (for Equity Builders Club)

Subject: Mental Illness in Tenants: Not If, But...

Are we on the brink of another financial crisis in Canada’s housing market? Between rising interest rates, record household debt, and condo oversupply in cities like Montreal and Toronto, investors are asking the same question: how do you survive the storm? In this episode, I break down lessons from the 2008 financial crisis—and how they apply to today’s Canadian real estate market. You’ll learn how to spot early warning signs, build a personal “danger dashboard,” and make smarter decisions without panic. Whether you own a triplex in Montreal or are considering your first rental property, these strategies will help you navigate uncertainty with clarity and confidence.

🎧 Episode Description:

Canada is now one of the top 3 most indebted nations in the world—right behind Switzerland and Australia. The bulk of household debt is no related to consumer spending. Rather its mortgage debt. And while we’re quietly suffocating under record mortgage loads, the CMHC - the mortgage insurance backstopped by the Canadian taxpayer - is busy extending amortization periods. The question every Canadian investor should be asking is: Are we heading for a mortgage debt reckoning? And, what happens when house prices go down, leaving consumers underwater?

If you're a homeowner, investor, or just someone watching housing affordability slip further away—you'll want to understand where the risks are.

🎧 Episode Description:

In this episode, we break down why relying on government or your paycheck is a losing game in the face of the ten-dollar butter and million dollar house prices. I'm also going to share a few things you can actually do to escape—-or at least mitigate—-the affordability crisis.

Whether you rent, want to buy, or already own and feel stuck, this is your wake-up call. The system won’t save you. Very specific actions will.

I want to talk strategy before it’s too late.

Is the Montreal condo market cracking? We're hearing doom-and-gloom from Toronto and Vancouver, but what's happening here? Units aren't moving. Sellers are losing money. My network is asking me: is this a rare chance to buy? In this episode, I break it all down—what’s happening, why, and what to do next.

Terrie Schauer’s LinkedIn: https://www.linkedin.com/in/terrieschauer/

Terrie Schauer’s Instagram: https://www.instagram.com/terrieschauer/

Check out all the other MPI Podcast Network Shows: https://masterpassiveincome.com/network

In Part 2 of our conversation, Mike shares why giving back through coaching is now a core part of his investing journey. We dive into his three essentials for getting started right: surround yourself with the right peers, get a mentor, and build an investor-focused power team. If you're ready to level up with intention—this one’s for you.

Terrie Schauer’s LinkedIn: https://www.linkedin.com/in/terrieschauer/

Terrie Schauer’s Instagram: https://www.instagram.com/terrieschauer/

Check out all the other MPI Podcast Network Shows: https://masterpassiveincome.com/network