Interest rates may have dipped, but mortgage stress and housing affordability remain front-page issues in 2025.
According to ABC News, the RBA cut interest rates by 0.25 percentage points in August to 3.6 per cent, bringing much-needed breathing room for borrowers.
Oldie but a goldie - Dive into this episode to unpack what these rate changes mean for your home loan and budget.

Oh, erm, sorry. We are not offering the low rate of 2 per cent. Instead, Pete and Ben return to your most popular Money: Faith and Finance subject – interest rates. With the Reserve Bank of Australia in all sorts of scrutiny, Pete maps out where we are actually at in the history of interest rates. Ben wonders if Australia has any other weapons for fighting inflation. What debt should you try to get on top of first? Pete provides strategies for you to immediately take on the costs of borrowed money.

Got a question for the Money Team? Send it through at hopepodcasts.com.au. Ben and Pete will get stuck into it on a future episode.

Pete Burrows is an accountant for small business and individuals with Lower Russell and Farr in Penrith, Western Sydney, Australia.

Ben McEachen hosts Hope Mornings on Hope 103.2FM in Sydney, Australia.

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