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  • Episode 380: A Fraud Prevention Strategy From A 1982 Film To Avoid Deepfakes

    Episode 380: A Fraud Prevention Strategy From A 1982 Film To Avoid Deepfakes
    2026/03/26

    This fraud prevention strategy appeared in a 1982 film with Robert De Niro and still works today to avoid deepfakes that lead to B2B payment fraud.

    Keep listening.

    Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to reduce the potential for fraudulent payments, compliance fines or bad vendor data. Check out the Vendor Process Training Center for 173+ hours of weekly live and on-demand training for the Vendor team.

    Links mentioned in the podcast + other helpful resources:

    • National Cybersecurity Alliance: Stay Safe Online - Safe Word & Deepfakes https://www.staysafeonline.org/campaigns/safeword
    • Free Nacha Compliance Webinar: Last Minute Compliance: 3 Ways To Meet Nacha’s ACH Fraud Monitoring Rule Before the Deadline! https://attendee.gotowebinar.com/register/7321756135093063258
    • Confirmation Call / But Better: Vendor Callback Confirmation ToolkitTM https://training.debrarrichardson.com/course/callback-confirmation-toolkit
    • Customized Vendor Validations Session: https://debrarrichardson.com/vendor-validation-session
    • Free Download: Vendor Validation Reference List with Resource Links https://debrarrichardson.com/vendor-validation-download
    • Vendor Process Training Center - https://training.debrarrichardson.com
    • Customized Fraud Training: https://training.debrarrichardson.com/customized-fraud-training
    • Free Live and On-Demand Webinars: https://training.debrarrichardson.com/webinars
    • Vendor Master File Clean-Up: https://www.debrarrichardson.com/cleanup
    • YouTube Channel: https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw
    • More Podcasts/Blogs/Webinars www.debrarrichardson.com
    • More ideas? Email me at debra@debrarrichardson.com
    • Music Credit: www.purple-planet.com
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    18 分
  • Episode 379: Nacha Fraud Monitoring Rule Compliance for Non-Consumer Originators > Determining High Risk Vendors

    Episode 379: Nacha Fraud Monitoring Rule Compliance for Non-Consumer Originators > Determining High Risk Vendors
    2026/03/19

    Phase 1 of the Nacha Fraud Monitoring Rule for ACH initiators is here. Part of the rule requires that you have a risk-based approach, but what criteria can you use to determine risk for your vendors? In this episode we’ll talk about three approaches to classify your vendors based on risk.

    Keep listening.

    Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to reduce the potential for fraudulent payments, compliance fines or bad vendor data. Check out the Vendor Process Training Center for 173+ hours of weekly live and on-demand training for the Vendor team.

    Links mentioned in the podcast + other helpful resources:

    • Nacha: RISK MANAGEMENT TOPICS – (Fraud Monitoring Phase 1)
    • Free Nacha Compliance Webinar: Last Minute Compliance: 3 Ways To Meet Nacha’s ACH Fraud Monitoring Rule Before the Deadline!
    • Confirmation Call / But Better: Vendor Callback Confirmation ToolkitTM
    • Customized Vendor Validations Session: https://debrarrichardson.com/vendor-validation-session
    • Free Download: Vendor Validation Reference List with Resource Links
    • Vendor Process Training Center - https://training.debrarrichardson.com
    • Customized Fraud Training: https://training.debrarrichardson.com/customized-fraud-training
    • Free Live and On-Demand Webinars: https://training.debrarrichardson.com/webinars
    • Vendor Master File Clean-Up: https://www.debrarrichardson.com/cleanup
    • YouTube Channel: https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw
    • More Podcasts/Blogs/Webinars www.debrarrichardson.com
    • More ideas? Email me at debra@debrarrichardson.com
    • Music Credit: www.purple-planet.com
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    30 分
  • Episode 378: 3 Reasons Why I Don’t Recommend ACH Prenotifications To Avoid Payment Fraud Or For Nacha Fraud Monitoring Compliance

    Episode 378: 3 Reasons Why I Don’t Recommend ACH Prenotifications To Avoid Payment Fraud Or For Nacha Fraud Monitoring Compliance
    2026/03/12

    You may already be sending pre-notes when vendors submit banking for an ACH payment method, or maybe you’re thinking about it as a way to comply with the upcoming Nacha rule. Here’s why pre-notes don’t help to prevent fraud and are not recommended for Nacha compliance.

    Keep listening.

    Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to reduce the potential for fraudulent payments, compliance fines or bad vendor data. Check out the Vendor Process Training Center for 173+ hours of weekly live and on-demand training for the Vendor team.

    Links mentioned in the podcast + other helpful resources:

    • Nacha: RISK MANAGEMENT TOPICS – (Fraud Monitoring Phase 1) https://www.nacha.org/rules/risk-management-topics-fraud-monitoring-phase-1
    • Free Nacha Compliance Webinar: Last Minute Compliance: 3 Ways To Meet Nacha’s ACH Fraud Monitoring Rule Before the Deadline! https://attendee.gotowebinar.com/register/7321756135093063258
    • Customized Vendor Validations Session: https://debrarrichardson.com/vendor-validation-session
    • Free Download: Vendor Validation Reference List with Resource Links https://debrarrichardson.com/vendor-validation-download
    • Vendor Process Training Center - https://training.debrarrichardson.com
    • Customized Fraud Training: https://training.debrarrichardson.com/customized-fraud-training
    • Free Live and On-Demand Webinars: https://training.debrarrichardson.com/webinars
    • Vendor Master File Clean-Up: https://www.debrarrichardson.com/cleanup
    • YouTube Channel: https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw
    • More Podcasts/Blogs/Webinars www.debrarrichardson.com
    • More ideas? Email me at debra@debrarrichardson.com
    • Music Credit: www.purple-planet.com
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    14 分
  • Episode 377: Nacha’s ACH Fraud Monitoring Rule: Is the Confirmation Call You’re Already Doing Compliant?

    Episode 377: Nacha’s ACH Fraud Monitoring Rule: Is the Confirmation Call You’re Already Doing Compliant?
    2026/03/05

    If you’re already performing the confirmation call for vendor changes – are you already compliant with the upcoming Nacha ACH fraud monitoring rule with a March 20, 2026 deadline?

    Keep listening.

    Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to reduce the potential for fraudulent payments, compliance fines or bad vendor data. Check out the Vendor Process Training Center for 173+ hours of weekly live and on-demand training for the Vendor team.

    Links mentioned in the podcast + other helpful resources:

    • Nacha: RISK MANAGEMENT TOPICS – (Fraud Monitoring Phase 1)
    • Get Your Free Download: 5 Steps to Improve Your Vendor Confirmation Call
    • LinkedIn Article: Nacha’s ACH Fraud Monitoring Rule: Is the Confirmation Call You’re Already Doing Compliant?
    • Free Nacha Compliance Webinar: Last Minute Compliance: 3 Ways To Meet Nacha’s ACH Fraud Monitoring Rule Before the Deadline!
    • Customized Vendor Validations Session: https://debrarrichardson.com/vendor-validation-session
    • Free Download: Vendor Validation Reference List with Resource Links
    • Vendor Process Training Center - https://training.debrarrichardson.com
    • Customized Fraud Training: https://training.debrarrichardson.com/customized-fraud-training
    • Free Live and On-Demand Webinars: https://training.debrarrichardson.com/webinars
    • Vendor Master File Clean-Up: https://www.debrarrichardson.com/cleanup
    • YouTube Channel: https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw
    • More Podcasts/Blogs/Webinars www.debrarrichardson.com
    • More ideas? Email me at debra@debrarrichardson.com
    • Music Credit: www.purple-planet.com
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    27 分
  • Episode 376: March 2026 Deadline: Nacha Rules Impacting Vendor Payments

    Episode 376: March 2026 Deadline: Nacha Rules Impacting Vendor Payments
    2026/02/26

    Nacha rules – just keep coming. If you are involved in the vendor process, there are two Nacha rules with a compliance deadline of March 20, 2026. So, if you haven’t heard of them yet or have and are not quite sure what they are, here is where you can go to get more information.

    Keep listening.

    Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to reduce the potential for fraudulent payments, compliance fines or bad vendor data. Check out the Vendor Process Training Center for 173+ hours of weekly live and on-demand training for the Vendor team.

    Links mentioned in the podcast + other helpful resources:

    • Nacha
      • About US https://www.nacha.org/content/about-us
      • RISK MANAGEMENT TOPICS – (Fraud Monitoring Phase 1)
      • RISK MANAGEMENT TOPICS – Company Entry Descriptions
    • Free Nacha Compliance Webinar: Last Minute Compliance: 3 Ways To Meet Nacha’s ACH Fraud Monitoring Rule Before the Deadline!
    • Customized Vendor Validations Session: https://debrarrichardson.com/vendor-validation-session
    • Free Download: Vendor Validation Reference List with Resource Links https://debrarrichardson.com/vendor-validation-download
    • Vendor Process Training Center - https://training.debrarrichardson.com
    • Customized Fraud Training: https://training.debrarrichardson.com/customized-fraud-training
    • Free Live and On-Demand Webinars: https://training.debrarrichardson.com/webinars
    • Vendor Master File Clean-Up: https://www.debrarrichardson.com/cleanup
    • YouTube Channel: https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw
    • More Podcasts/Blogs/Webinars www.debrarrichardson.com
    • More ideas? Email me at debra@debrarrichardson.com
    • Music Credit: www.purple-planet.com
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    19 分
  • Episode 375: A Factor in Reducing IRS Penalties - Handling Returned 1099’s and 1042’s

    Episode 375: A Factor in Reducing IRS Penalties - Handling Returned 1099’s and 1042’s
    2026/02/19

    So you sent recipient statements to your vendors for Tax Year 2025 – and some came back. Here is how to handle them to reduce penalties from the IRS.

    Keep listening.

    Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to reduce the potential for fraudulent payments, compliance fines or bad vendor data. Check out the Vendor Process Training Center for 173+ hours of weekly live and on-demand training for the Vendor team.

    Links mentioned in the podcast + other helpful resources:

    • Customized Vendor Validations Session: https://debrarrichardson.com/vendor-validation-session
    • Free Download: Vendor Validation Reference List with Resource Links https://debrarrichardson.com/vendor-validation-download
    • Vendor Process Training Center - https://training.debrarrichardson.com
    • Customized Fraud Training: https://training.debrarrichardson.com/customized-fraud-training
    • Free Live and On-Demand Webinars: https://training.debrarrichardson.com/webinars
    • Vendor Master File Clean-Up: https://www.debrarrichardson.com/cleanup
    • YouTube Channel: https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw
    • More Podcasts/Blogs/Webinars www.debrarrichardson.com
    • More ideas? Email me at debra@debrarrichardson.com
    • Music Credit: www.purple-planet.com
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    16 分
  • Episode 374: 3 Reasons Why It’s Better to Use IRIS and Not FIRE for 1042-S Forms For TY 2025

    Episode 374: 3 Reasons Why It’s Better to Use IRIS and Not FIRE for 1042-S Forms For TY 2025
    2026/02/12

    If you paid foreign vendors reportable income in TY 2025 and want to file the 1042-S forms using one of the two IRS free e-Filing tools – this episode will break down three differences between the FIRE and IRIS that might make your decision easier.

    Keep listening.

    Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to reduce the potential for fraudulent payments, compliance fines or bad vendor data. Check out the Vendor Process Training Center for 173+ hours of weekly live and on-demand training for the Vendor team.

    Links mentioned in the podcast + other helpful resources:

    • IRS IRIS Page: https://www.irs.gov/filing/e-file-information-returns-with-iris
    • IRS FIRE Page: https://www.irs.gov/e-file-providers/filing-information-returns-electronically-fire
    • IRS Modernized eFile: https://www.irs.gov/e-file-providers/modernized-e-file-program-information
    • Customized Vendor Validations Session: https://debrarrichardson.com/vendor-validation-session
    • Free Download: Vendor Validation Reference List with Resource Links https://debrarrichardson.com/vendor-validation-download
    • Vendor Process Training Center - https://training.debrarrichardson.com
    • Customized Fraud Training: https://training.debrarrichardson.com/customized-fraud-training
    • Free Live and On-Demand Webinars: https://training.debrarrichardson.com/webinars
    • Vendor Master File Clean-Up: https://www.debrarrichardson.com/cleanup
    • YouTube Channel: https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw
    • More Podcasts/Blogs/Webinars www.debrarrichardson.com
    • More ideas? Email me at debra@debrarrichardson.com
    • Music Credit: www.purple-planet.com
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    19 分
  • Episode 373: TY 2025 Handling Corrections For IRS Forms 1099-NEC, 1099-MISC and 1042-S

    Episode 373: TY 2025 Handling Corrections For IRS Forms 1099-NEC, 1099-MISC and 1042-S
    2026/02/05

    Congrats! You made the deadline for sending 1099-NEC and 1099-MISC recipient statements to your vendors and the related IRS tax filing deadline for the 1099-NEC. Then your phone starts ringing with vendors, and now you have corrections to what you reported. Or your organization has multiple entities and you realized income was reported for vendors using the wrong organization. Or that file in IRIS or FIRE has an error status…. Now what?

    Keep listening.

    Check out my website www.debrarrichardson.com if you need help implementing authentication techniques, internal controls, and best practices to reduce the potential for fraudulent payments, compliance fines or bad vendor data. Check out the Vendor Process Training Center for 173+ hours of weekly live and on-demand training for the Vendor team.

    Links mentioned in the podcast + other helpful resources:

    • IRS Publications:
      • IRIS: Publication 5717 (Rev. 1-2026) https://www.irs.gov/pub/irs-pdf/p5717.pdf
      • FIRE: Publication 1220 (Rev. 9-2025) https://www.irs.gov/pub/irs-pdf/p1220.pdf
      • FIRE (1042-S): Publication 1187 (Rev. 9-2025) https://www.irs.gov/pub/irs-pdf/p1187.pdf
    • IRS Page: Information Return Penalty Chart https://www.irs.gov/payments/information-return-penalties
    • Customized Vendor Validations Session: https://debrarrichardson.com/vendor-validation-session
    • Free Download: Vendor Validation Reference List with Resource Links https://debrarrichardson.com/vendor-validation-download
    • Vendor Process Training Center - https://training.debrarrichardson.com
    • Customized Fraud Training: https://training.debrarrichardson.com/customized-fraud-training
    • Free Live and On-Demand Webinars: https://training.debrarrichardson.com/webinars
    • Vendor Master File Clean-Up: https://www.debrarrichardson.com/cleanup
    • YouTube Channel: https://www.youtube.com/channel/UCqeoffeQu3pSXMV8fUIGNiw
    • More Podcasts/Blogs/Webinars www.debrarrichardson.com
    • More ideas? Email me at debra@debrarrichardson.com
    • Music Credit: www.purple-planet.com
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    33 分