Borrowers are switching lenders in search of better deals while proposed trust tax changes could force investors to rethink how they structure their property wealth.

On Property Buzz, Phil Tarrant is joined by Julian Barnes to break down the biggest developments across banking, mortgage lending, and property finance.

The pair look at AI's growing role in banking and what it could mean for mortgage brokers, despite brokers now accounting for 81.6 per cent of the home loan market. They also discuss the surge in refinancing, with 1,800 borrowers switching lenders each day.

The conversation then turns to proposed trust tax reforms, including a 30 per cent minimum tax on discretionary trusts and changes planned for 2028, which have left advisers working through the potential impact.

With inflation, unemployment, and interest rate uncertainty adding to the pressure, the pair consider what these changes mean for borrowers and property investors.

Australia's property market is becoming increasingly divided, with falling prices, rising rents, rate pressures, and government policy creating both challenges and opportunities for investors.

On Property Buzz, Phil Tarrant is joined by Tom Panos to discuss changing market conditions, the mood among Australia's top agents, and what the shift means for both property professionals and investors.

The pair look at vendor management and the need for agents to be honest about market conditions, from weaker clearance rates and declining prices to the sharp divide between premium and more affordable properties.

The conversation turns to government policy, housing supply, and the broader economy, including the potential impact of higher interest rates and growing pressure on small businesses.

For investors, the picture looks different, with decreasing prices and rising rents creating opportunities for those with the borrowing capacity and cash flow to act, while Panos argues Australia's underlying appeal remains strong.

Higher inflation, a struggling construction sector, and falling listings are raising fresh questions about where the property market goes next.

On Property Buzz, Phil Tarrant and Liam Garman examine the latest inflation figures and what they could mean for interest rates, mortgages, and property prices.

The pair look at why several major banks are tipping higher rates, and whether another hike could put further pressure on households already dealing with rising living costs.

They also unpack the collapse of a major building company, with thousands of homes left in limbo, and what the fallout could mean for Australia's already stretched housing supply.

With new listings sitting below the five-year average, the conversation turns to affordability, construction costs, and whether weaker conditions could eventually create opportunities for buyers and investors.