You budgeted. You planned. Then one big, beautiful bill hits — and everything’s wrecked.

In this episode of Plebonomics, we talk about that bill. The rent. The loan. The payment that eats half your paycheck. We explore why these big bills matter so much, how to prepare for them, and what they reveal about your overall financial health.

🏡 Fixed costs vs. financial freedom
💳 Smart strategies to shrink big bills
📊 Why “affording” something doesn’t mean it’s affordable

Because mastering your money starts with managing the big stuff — and that one beautiful, brutal bill is a great place to start.

💰 Inflation, Interest Rates, and the Sneaky Power of the Money Printer

You didn’t vote for them. You can’t opt out. But central banks — like the Federal Reserve — quietly shape your entire financial life. And sometimes? They tax you without ever calling it a tax.

In this episode of Plebonomics, we pull back the curtain on how central banks control the money supply, move interest rates, and accidentally (or not) make your paycheck worth less over time.

We break down:
🧠 What central banks actually do
📉 How inflation acts like a silent tax on your savings
📈 Why raising or lowering rates hits your rent, debt, and even your job
💵 How printing money can feel good… until it doesn’t

No tinfoil hats here — just a clear, real talk explainer on how power flows through the financial system, and why you feel it every time you swipe your card.

Let’s talk money, control, and the invisible levers behind the economy.

📈 Not just for rich people in suits. Seriously.

Ever wonder what the stock market actually is? Like… who decides when it goes up or down? Why does it react to interest rates, earnings, or Elon Musk’s tweets?

In this episode of Plebonomics, we demystify the stock market — no MBA required. From the basics of buying shares to the bigger picture of market trends, we break it all down in plain, pleb-friendly language.

We cover:
💹 What a stock really is (and why people want them)
📊 How markets are built — and who’s trading what
💥 Why crashes happen (and how to not freak out)
💼 What it means for your money — even if you don’t invest (yet)

Whether you're a total newbie, a crypto refugee, or just stock-curious, this episode has what you need to get smarter in under an hour. Let’s decode the market — and your future wallet.

Fed Up: Why the Fed Funds Rate Controls Everything

A tiny interest rate set by a room full of economists — and suddenly your rent, car loan, and credit card bill all go wild. What gives?

In this episode of Plebonomics, we break down the mysterious Fed Funds Rate and why it holds so much power over the economy — and your personal finances. From inflation and unemployment to mortgage rates and credit cards, this one number drives it all.

💵 How the Fed raises and lowers the rate
🏠 Why borrowing gets more expensive
📉 What it means for inflation, jobs, and even the stock market

No econ degree needed — just a curious mind and maybe a little caffeine. Let’s decode the rate that runs your financial life.

Stocks: Like… Chicken Nuggets?

Hook: Want to build wealth but have no idea what a stock actually is? You’re not alone.

In this episode of Plebonomics, we break down stocks in the simplest way possible — no suits, no jargon, just real talk. You’ll learn what a stock is, why it exists, and how buying just one share makes you a part-owner of a company like Apple, Nike, or Netflix.

🎮 The “cheat code” behind long-term wealth
📈 How stocks make (and sometimes lose) money
🍕 Pizza, sneakers, and stock market analogies that make sense

If you’ve ever felt like investing was only for rich people or math nerds — this episode is for you.

Index Funds: The Lazy Genius Way to Invest

Hook: Want to invest without obsessing over stock charts or Reddit threads? Index funds are your lazy genius move.

In this premiere episode of Plebonomics, we unpack the magic of index funds — the simple, low-cost way to build wealth that even billionaires like Warren Buffett recommend. You’ll learn what they are, how they work, and why they might just be the smartest (and chillest) strategy for everyday investors.

🧠 No stress, no guessing
💸 Set it, forget it, grow it
📊 Real-life examples to help you get started

Investing doesn’t have to be loud or complicated — sometimes boring is brilliant.

Bonds Explained: So You Don’t Fumble the Bag

So you’ve heard of stocks, crypto, and maybe even that guy who won’t stop talking about gold. But bonds? What are they, why do governments and companies love them, and how do they even make you money?

In this episode of Plebonomics, we break down bonds in a way that actually makes sense — no econ degree required. From coupon rates and maturity dates to the difference between junk bonds and the ones your grandma brags about, we’ve got you covered.

💡 Whether you're saving up, stacking cash, or just trying to avoid sounding like an NPC when someone mentions “the bond market,” this episode is your no-BS intro to fixed income.

🔑 TL;DR: Bonds are basically IOUs with benefits. Tune in so you don’t fumble the financial bag.