Join us for a mind-blowing conversation with Louis-Vincent Gave, founding partner and CEO of Gavekal Group. We explore the weakening dollar, China’s new manufacturing supremacy, and why Tesla needs to worry, the next commodity boom, and the unconventional reasons Latin America might be the investment opportunity of a lifetime. Reflecting on our first conversation with Louis in December 2023, paynecm.com/ep143, he predicted a major rally in Chinese stocks right before it happened. Tune in as we uncover major trends happening right now that NO ONE IS TALKING ABOUT when it comes to investing your money.

Louis is the founding partner and CEO of Gavekal Group, a research and financial services firm based in Hong Kong. After graduating from Duke University and studying Mandarin at Nanjing University, Louis joined the French Army, then went on to become a financial analyst at Paribas, first in Paris, then in Hong Kong. In 1999, he launched Gavekal with his father, Charles, and Anatole Kaletsky. Louis is the author of seven books, the latest being Avoiding the Punch: Investing in Uncertain Times.

In this episode of Payne Points of Wealth, Bob, Ryan, Chris & Courtney dive into the critical mistakes that could derail your retirement plans. The recent market volatility caused by recent events like tariff announcements can significantly impact returns if you don’t make smart decisions with your money. We’ll explore three common missteps that investors often make:

Doing Too Much: Reacting impulsively to market drops by pulling out investments can lead to missing subsequent recoveries. We’ll discuss why staying the course with a comfortable asset allocation is often the better strategy. Did you know that from 2005 through 2024, seven of the S&P 500’s 10 best days occurred within two weeks of the 10 worst days? This insight from J.P. Morgan Asset Management highlights the importance of patience.

Losing Sight of the Big Picture: With money in different retirement plans from job changes to holding your savings with different financial institutions, it’s easy to lose track of how your overall portfolio is allocated. We’ll explain how streamlining your investment strategy can be a game-changer for reaching your financial goals.

Forgetting About Fees: Many investors are unaware of the fees they pay on their respective portfolios, mainly because most of these costs can be hidden. We’ll shed light on how choosing low-cost options and being mindful of fees can help maximize your returns. A U.S. Government Accountability Office report from 2021 found that 41% of 401(k) participants don’t know they pay any fees in their plan. We’ll help you become fee-savvy to protect your nest egg.

Tune in to learn how to avoid these pitfalls and secure your financial future!

In this episode of Payne Points of Wealth, hosts Bob, Ryan, Chris, and Courtney explore the current state of the real estate markets in New York City and nationwide with Pierre Debbas, a leading NYC attorney and founding partner of Romer Debbas, LLP.

They discuss the record highs of the NYC real estate market in 2021, driven by low interest rates and post-pandemic demand. With rising interest rates now making homes less affordable, they delve into the future of the market: Will rates continue to climb? Will the market cool down, or can prices surge again?

Pierre, with over 20 years of experience in real estate and business law, shares his insights on these pressing questions. Recognized as a Super Lawyer and a thought leader in the industry, Pierre's expertise covers a wide range of transactional matters.

Tune in for valuable insights from one of the industry's top professionals. Learn more about Pierre at romerdebbas.com.

In Episode 205 of the Payne Points of Wealth, Bob, Ryan & Courtney dive deep into how the current economic environment is affecting your personal finances. We start by exploring what the stock market is really telling us about Trump’s Tariff War, The Big Beautiful Bill’s impact on our nation’s growing deficit, and what rising interest rates signal about the health of the US economy. And wow, are these factors affecting the financial markets? What does it all mean for your investment portfolio?

Next, we shift our focus to the global productivity boom. Companies around the world are becoming more efficient, leveraging technology and innovation to drive growth. We discuss the key drivers behind this productivity surge and its implications for where you should consider positioning your assets for the longer term.

This week’s The Tipping Point, we conduct a financial autopsy on a portfolio Ryan and Courtney recently reviewed. We uncover the hidden pitfalls that many investors face, including:

• Extremely high and hidden fees: How these fees can erode your returns over time.
• Extreme overlap of funds: The dangers of holding multiple funds that invest in the same stocks, particularly in the technology and AI sectors.
• Lack of consistent income: The importance of diversifying your portfolio to ensure a steady income stream.
• Underperforming mutual funds: Why most expensive mutual funds fail to beat their benchmarks and what you can do about it.

Join us as we unravel the current issues affecting your financial life and provide real-world insights to help you navigate the economic waves and optimize your wealth strategy. Whether you’re retired, saving for the future, or just starting out, this episode is packed with actionable steps to guide you on your path to financial independence.

Strong emotions can drive you to make ill-timed decisions when it comes to growing your wealth. Fears of never-ending trade wars, a sinking economy and skyrocketing inflation captured our imagination while stock prices plunged last month. The Media’s amplification of doom and gloom can cause a visceral response, luring you into making rash decisions with your hard-earned money.

Now, with trade deals being negotiated, wages rising, cost of living moderation, and stock prices climbing, it appears the world isn’t going to end. On episode 204 of the Payne Points of Wealth, we address the deep-burning question on everyone’s mind: “Is the BIG rally in stocks going to hold?” Join us as we discuss the high levels of fear among professional investors, the “real” state of the US economy, and uncover the underlying conditions that could lead to even more gains in your portfolio. From the US-China trade truce to strengthening economic data, we break down what you need to know to grow your wealth long-term.

Whether you’re retired, building your financial life, or just getting started, this episode is packed with insights and strategies on how to navigate extreme volatility and stay focused on your long-term goals. Don’t miss out on the chance to be prepared for what could be a monumental shift in the stock market!

In episode 203 of the Payne Points of Wealth, Bob, Ryan, and Chris tackle the financial missteps that can jeopardize your economic well-being in today’s volatile market. Join us as we delve into:

When the market takes a downturn, it’s natural to feel the urge to convert your investments to cash. However, this knee-jerk reaction can often lead to missed opportunities and long-term losses. We’ll discuss why it’s important to stay calm and consider the bigger picture before making drastic changes to your portfolio.

Many insurance products and private investments promise lucrative returns and/or safety, but they come with their own set of risks and challenges. We’ll explore the potential rewards and pitfalls of investing in annuities, private equity, venture capital, and other non-public assets. Learn how to evaluate these opportunities and decide if they align with your financial goals and risk tolerance.

Doubling Down on the Strategy of the Past

Relying on outdated strategies that worked in previous economic climates can be detrimental in today’s rapidly changing market. We’ll analyze why it’s crucial to adapt your investment approach to current conditions and avoid the trap of sticking to old habits. Discover how to stay flexible and responsive to new trends and opportunities.

Tune in to gain insights into how to navigate the complexities of the current economy and make smarter financial decisions. Whether you’re retired, planning for your financial future or just starting out, this episode will provide valuable advice to help you avoid common money mistakes and protect your financial future.

In episode 202 of Payne Points of Wealth, Bob, Ryan, Chris, and Courtney delve into the critical issues of tariffs, inflation, and their potential impact on the US economy. Join us as we unravel the complex interplay between these economic factors and discuss whether they might be signaling an impending recession. We analyze the latest economic data to uncover its true implications for American businesses and consumers. Additionally, we provide the Payne Capital playbook to strategically position your portfolio in a world where the dollar is depreciating, inflation fears are mounting, and stock prices are volatile. Don't miss this critical conversation that will help you better understand the current economic landscape and optimize your portfolio for the future. Tune in to stay informed and empowered!

In episode 201 of the Payne Points of Wealth, we sit down with Larry McDonald to explore the significant shift from tech stocks to global markets. We delve into the reasons behind the falling dollar, rising interest rates and uncover generational investment opportunities in countries like Brazil.

Larry McDonald, the founder of THE BEAR TRAPS REPORT, brings his extensive expertise as a political policy risk consultant to hedge funds, family offices, asset managers, and high net worth investors. As the former Managing Director and Head of US Macro Strategy at Societe Generale, Larry is a frequent guest on Bloomberg TV, CNBC, Fox Business, and the BBC. He is also a New York Times bestselling author, known for his book "Colossal Failure of Common Sense."

Tune in to gain valuable insights from one of the industry's leading voices! 🎙️📈