Dave and Ken explain how a cash balance plan can supplement a traditional 401(k) and potentially allow eligible, high-income business owners to make substantially larger pre-tax retirement contributions. The conversation covers the types of owners who may be a good fit, how these plans are established and administered, and how they may support retirement catch-up and business-exit planning. We also stress the importance of working with qualified tax, legal, actuarial and financial professionals.

When a child has a disability, learning difference, or complex medical need, families can quickly feel overwhelmed by unfamiliar laws, financial considerations, and difficult decisions. In this episode of Overtime Earnings, we welcome special education attorney Katie Thomas of Ally Legal Planning to explain IEPs, 504 plans, guardianship, ABLE accounts, special needs trusts, and the importance of seeking guidance early. Katie combines professional expertise with her personal experience as a parent and gives a powerful reminder that they do not have to navigate the journey alone. PPG-8996774.1(08/26)(exp.08/30)

In this Quick Tip Tuesday episode, Ken Handy and David Baker explain how an irrevocable life insurance trust, or ILIT, can own a life insurance policy and they discuss the trade-offs, including giving up control, and handling annual administrative requirements. PPG-9072023.1(10/26)(exp.10/30)

For many business owners, the business is their largest asset. Yet investment planning, taxes, retirement, estate planning, risk management, and the eventual exit are often handled by different professionals operating from separate playbooks. Using football as their playbook, they explore what happens when every coach is calling a different game and why your CPA, attorney, financial advisor, risk management professional, and business consultants need to understand the same objectives. PPG-9051562.1(09/26)(exp.09/30)

Many investors unknowingly roll company stock from a 401(k) into an IRA, potentially missing one of the most valuable tax strategies available. In this episode, Dave and Ken break down Net Unrealized Appreciation (NUA). They discuss eligibility requirements, potential tax savings, common mistakes that can permanently eliminate the opportunity, and why careful planning is critical before taking any distributions or initiating a rollover. PPG-9021788.1 (08/26) (exp. 08/30)

What does a successful life look like after more than four decades at the highest levels of law, business, and professional sports? Ken and Dave sit down with attorney and sports executive Mark Levinstein for a wide-ranging conversation about the habits that create lasting success. Mark shares lessons on building trust, giving others credit, seeking mentors, preparing for career transitions, managing wealth with purpose, and creating a life that continues to inspire you long after traditional retirement age. PPG-9043166.1 (08/26)(exp.08/30)