Dave and Ken explain how a cash balance plan can supplement a traditional 401(k) and potentially allow eligible, high-income business owners to make substantially larger pre-tax retirement contributions. The conversation covers the types of owners who may be a good fit, how these plans are established and administered, and how they may support retirement catch-up and business-exit planning. We also stress the importance of working with qualified tax, legal, actuarial and financial professionals.

When a child has a disability, learning difference, or complex medical need, families can quickly feel overwhelmed by unfamiliar laws, financial considerations, and difficult decisions. In this episode of Overtime Earnings, we welcome special education attorney Katie Thomas of Ally Legal Planning to explain IEPs, 504 plans, guardianship, ABLE accounts, special needs trusts, and the importance of seeking guidance early. Katie combines professional expertise with her personal experience as a parent and gives a powerful reminder that they do not have to navigate the journey alone. PPG-8996774.1(08/26)(exp.08/30)

In this Quick Tip Tuesday episode, Ken Handy and David Baker explain how an irrevocable life insurance trust, or ILIT, can own a life insurance policy and they discuss the trade-offs, including giving up control, and handling annual administrative requirements. PPG-9072023.1(10/26)(exp.10/30)