『Not Ready Yet: Curating Conversations for the Aging Journey』のカバーアート

Not Ready Yet: Curating Conversations for the Aging Journey

Not Ready Yet: Curating Conversations for the Aging Journey

著者: Lisa Harper
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Helping to change the conversations we have with our loved ones about aging and life decisions. Each episode contains information to help you and your family work through the "not ready yet" conversation of aging.

© 2025 Not Ready Yet: Curating Conversations for the Aging Journey
人間関係 社会科学
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  • Interview with Dr. Keith Ludwick, Senior Scams Expert - Author and Retired FBI Agent
    2025/07/29

    In this episode of Not Ready Yet: Curating Conversations for the Aging Journey, host Lisa Harper speaks with Dr. Keith Ludwick, a retired FBI agent, expert on scams targeting seniors, and author of ScamSmart: An Expert's Guide to Spotting Scams and Living the Fraud Free Life. They discuss the alarming rise in scams, particularly affecting older adults, and the importance of education and awareness in preventing scams. Dr. Ludwick shares his personal journey into this field, the statistics surrounding scams, and practical advice for recognizing and responding to potential scams. The conversation also touches on the emotional and financial impacts of scams on families with aging loved ones and the distinction between scams and financial elder abuse. Dr. Ludwick emphasizes the need for a proactive approach to protect vulnerable populations and offers resources for education and support.

    Takeaways

    • Dr. Ludwick's background includes over 22 years with the FBI.
    • Education is key to preventing scams among seniors.
    • The average loss for seniors due to scams is significant.
    • 95% of scam victims never recover their funds.
    • Seniors are particularly vulnerable due to isolation and trust.
    • Urgency in financial decisions often indicates a scam.
    • It's important to approach concerns about scams with empathy.
    • Creating a scam advisor list can help seniors feel secure.
    • Awareness of different types of scams is crucial for prevention.

    Chapters

    00:00 Introduction to Scams and Aging

    02:51 The Impact of Scams on Seniors

    05:10 Understanding Scam Statistics

    07:36 Challenges in Recovering Lost Funds

    10:21 The Broader Implications of Scams

    13:18 Why Seniors Are Targeted

    15:58 The Role of Technology in Scams

    19:15 Recognizing and Responding to Scams

    21:48 Types of Scams and Their Dynamics

    26:21 The Emotional Toll of Scams

    29:31 Recognizing Red Flags in Scams

    32:57 The Role of AI in Modern Scams

    35:39 Protecting Yourself from Scams

    41:20 Understanding Financial Elder Abuse

    46:25 Guidance for Adult Children on Scam Awareness

    Contact Dr. Keith Ludwick

    www.stopscammingme.com

    Book Available Soon on Amazon: ScamSmart: An Expert's Guide to Spotting Scams and Living the Fraud Free Life

    LinkedIn https://www.linkedin.com/in/keith-ludwick-ph-d-76360560/

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    50 分
  • Interview with Rachel Donnelly, Author of Late To Your Own Funeral and Founder/CEO of AfterLight
    2025/07/15

    In this episode of Not Ready Yet: Curating Conversations for the Aging Journey, Lisa Harper speaks with Rachel Donnelly, author of 'Late to Your Own Funeral' and founder of AfterLight. Rachel's mission is to help the living deal with dying. They discuss the importance of estate planning, the emotional and administrative burdens that come with death, and how to navigate these challenges with clarity and care. Rachel shares her personal experiences with loss and how they inspired her mission to help others prepare for the inevitable. The conversation emphasizes the need for proactive planning, open family discussions, and the inclusion of digital assets in estate management.

    Takeaways

    • Personal experiences with loss inspired Rachel to create AfterLight.
    • Estate planning is essential for everyone, regardless of perceived wealth.
    • The administrative burden of death can be overwhelming without a plan.
    • Creating an inventory of assets and debts is a crucial first step.
    • Estate plans should be revisited regularly as life changes.
    • Proactive planning can significantly reduce stress for loved ones.
    • Conversations about death and planning should be ongoing within families.
    • Digital assets are an important part of estate planning.
    • Communication among family members can prevent conflicts during estate settlement.

    Chapters

    00:00 Introduction to the Aging Journey Podcast
    01:26 Rachel Donnelly's Personal Journey with Death and Estate Planning
    04:19 Understanding the Burden of Estate Settlement
    08:35 The Importance of Planning Ahead
    12:03 Creating an Inventory of Assets and Debts
    14:38 The Role of Executors and Communication
    19:12 Facing Mortality and Taking Action
    21:02 Navigating Grief and Responsibility
    23:15 The Importance of Planning Ahead
    26:09 Opening Conversations with Aging Parents
    27:20 The Role of Executors in Estate Management
    32:25 Digital Assets and Their Significance
    40:10 Taking Action: Simple Steps for Asset Management

    To Connect with Rachel:

    Website: myafterlight.com

    Instagram: @myafterlight

    LinkedIn: https://www.linkedin.com/in/rachelbdonnelly/

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    42 分
  • Interview with Michael Pankow, CEO of Veterans Mortgage of America (Part Two)
    2025/07/01

    In this episode of the Not Ready Yet: Curating Conversations for the Aging Journey podcast, Lisa Harper engages with Michael Pankow, a seasoned mortgage executive, to explore the intricacies of reverse mortgages and their implications for seniors. The conversation delves into eligibility criteria, the benefits of reverse mortgages for downsizing, and how they can facilitate aging in place through necessary home modifications. Michael shares real-life scenarios, including communal living arrangements for seniors and the impact of divorce, in later stages of life, on home ownership, highlighting how reverse mortgages can provide financial flexibility and security. The discussion aims to empower listeners with knowledge to navigate aging and financial decisions effectively.

    Takeaways

    • Reverse mortgages can provide financial security for seniors.
    • Eligibility for reverse mortgages includes being 62 or older and owner-occupied residence.
    • Seniors can downsize and still retain cash for future needs using reverse mortgages.
    • Aging in place modifications can be funded through a reverse mortgage line of credit.
    • Communal living arrangements can be facilitated through pooling resources for reverse mortgages.
    • Gray divorce can be navigated with reverse mortgages to retain home ownership and financial stability.
    • Reverse mortgages allow seniors to live in their homes without monthly mortgage payments.
    • Home modifications for aging in place can be funded tax-free through reverse mortgages.
    • Seniors can use reverse mortgages as an insurance policy for financial emergencies.
    • Understanding reverse mortgages can empower families to make informed decisions about aging.


    Chapters

    00:00 Introduction to Reverse Mortgages and Aging Conversations
    01:57 Understanding Reverse Mortgages in Crisis Situations
    02:54 Downsizing: Leveraging Reverse Mortgages for Better Living
    09:24 Aging in Place: Home Modifications with Reverse Mortgages
    14:50 Real-Life Applications: Personal Stories and Insights
    19:42 Understanding Home Maintenance Costs
    20:39 Exploring Aging in Place Options
    20:52 The Importance of Community Living for Seniors
    21:36 Pooling Resources for Senior Housing
    24:24 Building Equity Through Communal Living
    25:00 Choosing Friends Over Family in Later Life
    28:00 Navigating Divorce and Housing Options
    28:10 The Impact of Silver Divorce on Housing
    32:32 Creating Stability in Later Life

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    35 分

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