Ready to create your own empowering wealth affirmations?  

You are? Great. 

 In this episode I explore nine steps for creating powerful wealth affirmations:

 1.     Take Control with “I Am” Statements

Affirmations are much more powerful if they start with the words “I am.”  

2.     Keep it in the Present

 A powerful affirmation puts you right in the middle of what you want to achieve right now.  

3.     Keep it Positive

Keep the focus on want you want, not what you don’t want. 

 4.     Keep it Brief

Keep your affirmation short and focused. 

 5.     Keep it Specific

A powerful affirmation is focused on precisely what you want.  

6.     Include an Action

Powerful affirmations have energy. 

7.     Include a Positive Emotion 

If your affirmation is going to make you feel good, you have to evoke the positive emotion you want to feel. 

8.     Stay Attentive to Yourself

The most potent affirmation are the ones you make for yourself.  

9.     Create an Affirmation Habit

Like any new behaviour, affirmations are most powerful when they are repeated regularly and consistently.  

Include positive affirmations that are part of your regular routine and manifest the life of your dreams, a life of financial freedom.

• Do you want a life where money comes to you with ease & grace? 
• A life where you’re not afraid of those bills arriving every month? 
• A business that is a joy to work in, providing you with a level of financial freedom?

 Well, it’s possible, not just for other people, but for you. You can be a money magnet! Being a money magnet might sound like an impossible task, depending on where you are right now in terms of your finances, but it is achievable.  

In this episode I explore my 5 steps to becoming a money magnet:

1.     Decide you can be a money magnet and define how this looks like for you. 

You need to want to become a money magnet and believe that it’s possible. One of the most important ways to keep your mind from baulking when you begin the mindset switch is to feel wealthy now. How do you imagine your life as a wealthy person?

2.     Be aware of how you think about money 

You need to be aware of your money story, which is in fact a collection of stories, that you collected in your childhood and have then formed them into your ‘facts’ about money, wealth and abundance.

 3.      Understand your money DNA

We each have a money personality profile.  Understanding this profile, so you can work with your challenges (and put strategies in place for overcoming them), use your natural gifts and strengths in your business.  

Free money personality profile quiz (Sacred Money Archeypes® >> https://jooutram.com/sacred-money-archetypes-quiz/ 

4.     Be aware of your money blocks and work on them

Identify the attitudes and beliefs you have around money and see how that are keeping you and your wealth small. 

5.     Take mindful action (Strategy)

 It’s wise to show the Universe you mean business, and one way you can do that is by taking action that continues to make you feel great about how you are handling and growing your money. 

 To find out more about how I can help in any of these areas then follow the link to learn more about my online program >> https://financialfitnessclub.simplero.com/moneymagnet

In this episode, I talk about how to set up your small business to be financially healthy - from the viewpoint of making sure that you put profit at the forefront of everything you do in your business.

What you need to do is to establish a minimum profit level of the business  This is the profit level you desire after you have paid yourself your consistent salary level.

And before you make any other allocations from the sales income for the month you allocate profits by transferring them to savings.

Then we follow a simple system:

• profit allocation into a savings account
• tax allocation
• pay yourself - your consistent salary
• pay your other employees
• pay your ongoing costs - website, accountant etc - costs that are fixed
•  what's left is for expenses

In this episode, I'm talking about viewing yourself and paying yourself as an employee of your business.  It doesn't matter whether you run your small business through a corporate entity or are self-employed - viewing yourself as an employee and treating yourself as an employee helps to create a financially healthy business.

Whenever you take on an employee, you would think "how much can I afford to pay this person?"   You need to think this way about yourself too!  Every employee needs a consistent salary - so do you!

Listen in to discover more.

In this episode, I'm talking about dealing with cash flow fluctuations.  When it comes to cash flow, many businesses don't have an even flow of cash, instead, they have a real mix of high and low-income months.

Whatever the reason it's pretty normal to have good months and bad months...  what you need to do is have a system for letting money accumulate in the good months, and then pay yourself in the bad months and have enough money to cover all your expenses.

The important thing to note here is that cash flow should be evened out in your business and not in your personal budgeting.

Listen in to discover my tips for dealing with your cash flow fluctuations.

If you want to set up your small business to be financially healthy then you can't ignore your money mindset.

Money mindset encompasses so many aspects:
- Your habits
- Your behaviour
- Your strategies
- Your beliefs

Understanding how you 'do' all these areas of money mindset goes a long way to ensuring that your business will become and remain financially healthy. 

In this episode the money personality profiling tool (Sacred Money Archetypes®) is mentioned - you can obtain your free money profile using the link below.
https://jooutram.com/sacred-money-archetypes-quiz/

In this series of 5 episodes devoted to looking at how to set up your small business to be financially healthy, we will be looking at business bank accounts, and how keeping your personal and business finances separate makes good business sense. 

Some small business set-ups require you to have a separate business bank account, but if you don't need to do this then it makes sound financial sense to do so and is the first part in creating a financially healthy business.

In the next session, we'll be discussing the money mindset of a small business owner.

In this episode, we explore the 10 key money rules to live by when setting the foundation to creating wealth and abundance in your life.

By the end of this episode, you will know what areas you need to work on in order to get your finances in order and ensure your wealth foundation is built solidly so you can cope with whatever life throws at you.

To summarise the key money rules are:
1 - live below your means
2 - create a saving strategy
3- create and implement a budget
4 - track your finances
5 - pay down debt (especially high-interest debt)
6 - ensure you are covered for emergencies 
7 - start planning for your retirement
8- create money goals for the short, medium and long term
9 - make use of tax-efficient schemes
10 - have money conversations!