#healthsavingsaccounts #moneyandmortgages #HSAs

In this episode, host Adam Coleman welcomes back Doug Tease, a Certified Financial Planner with Jason Howell Company, to delve into the intricacies of Health Savings Accounts (HSAs). Doug provides a comprehensive overview of HSAs, discussing who qualifies, key benefits like the triple tax advantage, and strategic ways to use and invest HSA funds. The conversation covers comparisons between high deductible health plans and more traditional plans, and Doug offers valuable tips on tracking expenses, optimizing long-term growth, and making tax-efficient withdrawals. A must-watch for anyone looking to maximize their healthcare savings and investment strategies.

For more info on Doug: https://www.jasonhowell.com/our-team/douglas-w-tees

00:00 Introduction and Guest Welcome

00:43 Understanding Health Savings Accounts (HSAs)

01:37 Tax Advantages of HSAs

02:07 Eligibility and Plan Requirements

03:34 Investment Opportunities with HSAs

05:04 Comparing High Deductible Plans and Traditional Plans

09:17 Employer Contributions and Plan Selection

12:22 Managing and Rolling Over HSAs

14:07 Investment Strategies for HSAs14:56 Optimal Withdrawal Strategies

20:45 Planning Considerations and Final Thoughts

23:52 Conclusion and Contact Information

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Disclaimer: The information provided is for general informational purposes only and should not be construed as financial, legal, or tax advice. Always consult with a qualified professional before making any financial, legal, or tax-related decisions.

#cornerstoneprocess #moneyandmortgages #financialplanning

In this episode, host Adam Coleman welcomes back Austin Coley, a Certified Financial Planner™ from McCall & Associates, to discuss "The Cornerstone Process". This process is designed to align clients' financial goals with their personal values and dreams, moving beyond mere numbers to encompass what truly matters most to them. They explore the origins of the cornerstone process, touching on its inspirations from charitable giving strategies and how it can transform financial planning discussions. Austin elaborates on five key questions that help clients identify their core values and goals, explaining how these are integrated into a comprehensive financial plan. The conversation also touches on the differences in planning across various life stages, from accumulation to legacy, and emphasizes the importance of honest and open dialogue in financial decision-making.

To learn more about Austin's firm and the Cornerstone Process visit: https://www.mccallandassociates.com/the-cornerstone-process

00:00 Introduction and Guest Welcome

00:24 Understanding the Cornerstone Process

02:02 Origins of the Cornerstone Process

06:11 The Five Key Questions

09:57 Client Experiences and Unique Answers

12:45 Handling Different Goals and Prioritization

21:46 Review and Revisions of Goals

27:10 DIY Financial Planning Tips

29:08 Conclusion and Contact Information

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Disclaimer: The information provided is for general informational purposes only and should not be construed as financial, legal, or tax advice. Always consult with a qualified professional before making any financial, legal, or tax-related decisions.

McCall & Associates Disclaimer:

Our address: 5217 Maryland Way, Ste 401 Brentwood, TN 37027

My Title: CERTIFIED FINANCIAL PLANNER™ at McCall & Associates

Phone number: 615.370.4040

Disclosure: First National Bank and McCall & Associates are not registered broker/dealers and are independent of Raymond James Financial Services. Securities offered through Raymond James Financial Services, Inc., Member FINRA/SIPC, and are not insured by bank insurance, the FDIC or any other government agency, are not deposits or obligations of the bank, are not guaranteed by the bank, and are subject to risks, including the possible loss of principal. Investment advisory services are offered through Raymond James Financial Services Advisors, Inc. Any opinions are those of Austin Coley and not necessarily those of Raymond James. Expressions of opinion are as of this date and are subject to change without notice. The information has been obtained from sources considered to be reliable, but we do not guarantee that the foregoing material is accurate or complete. The information contained within does not purport to be a complete description of the securities, markets, or developments referred to in this material.

#lifetransitions #moneyandmortgages #financialplanning In this episode, host Adam Coleman interviews Brandon Cabaniss, a Certified Financial Planner™ with Williams Wealth Management. They explore financial planning during major life transitions, specifically focusing on divorce and caregiving. Brandon shares personal stories that drive her passion for helping clients through these changes, emphasizing the importance of cash flow management, asset division, and strategic planning. They discuss various financial considerations, such as liquid assets, budgeting, and long-term care, as well as the emotional and logistical challenges that accompany these transitions. Brandon highlights the need for early engagement with financial planners and the creation of supportive, well-informed teams to navigate these complex situations effectively. To learn more about Brandon's firm visit: https://wwmgreenville.com/ 00:00 Introduction 00:40 Personal Story and Motivation 01:55 Financial Planning During Divorce 02:46 Cash Flow and Liquidity Concerns 04:20 Navigating Asset Division 12:55 Caregiving Financial Considerations 20:05 Long-Term Care Planning 28:12 Final Advice and Resources Follow Me for more tips on all things Mortgage and Personal Finance: https://adamcolemanmortgage.com/ https://adamcolemanfinance.com/ https://www.facebook.com/AdamColemanFinance https://www.instagram.com/adam.coleman.finance https://www.linkedin.com/in/adamcoleman37 https://www.youtube.com/@adam.coleman.finance Disclaimer: The information provided is for general informational purposes only and should not be construed as financial, legal, or tax advice. Always consult with a qualified professional before making any financial, legal, or tax-related decisions.