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  • What Nobody Tells You About Money, Marriage and Motherhood with Elizabeth Idowu

    What Nobody Tells You About Money, Marriage and Motherhood with Elizabeth Idowu
    2026/09/01
    She has spent years on the front line of one of the most transformative moments in a person's life, and what she has seen challenges so much of what we assume we know. Mamadinya (Elizabeth Idowu) is an NHS midwife, educator, author of I'm Pregnant Now What? and founder of Mama's Classes.In this episode of the Money & Us podcast, Anna sits down with Mamadinya to explore one of the most important and undertalked intersections of all. Money and having a baby.Birth rates are declining. More and more people are choosing not to have children, or delaying the decision, and there is no disputing that finances play a significant role in that. For those who do take the leap, 97% of pregnant women worry about money, and so many of the anxieties women face during pregnancy are ones that financial support could actually ease.Mamadinya talks openly about what having a baby truly reveals about a relationship, why the village that used to support new mothers has gradually been disappearing, and why so many mums end up being the ones doing all the giving with nothing left for themselves. She also gets into the financial realities most people never discuss, and why looking after mum has to be part of the plan, not an afterthought.Whether you're pregnant, thinking about having a baby, weighing up whether you can afford to, or simply someone who loves or supports someone going through that season of life, there is something in this episode for you.Key Moments:97% of pregnant women worry about money, and why that statistic matters more than most people realiseThe biggest misconception people carry into parenthood, and why it catches so many off guardWhat having a baby really reveals about a relationship, and whether someone wants to be a partner as much as they want to be a parentWhy so many of the anxieties women face in pregnancy are ones that money can actually fixWhy so many new mums end up being the only ones pouring into others with nothing left for themselvesWhy the village that used to support new mothers has largely disappeared, and what to do insteadThe one piece of financial advice Mamadinya wishes more women would hear before they give birthWhat wealth means to Mamadinya, and why her answer is all about communityChapters:00:00 Introduction01:49 Fact or Fiction: 97% of Pregnant Women Worry About Money03:28 The Biggest Misconceptions About Pregnancy06:08 Why Mamadinya Started Educating Women Online08:23 The Pregnancy Fears Women Worry About Most11:20 What Expectant Parents Are Really Afraid Of13:57 Do You Want To Be A Parent… Or A Partner?16:54 Green Flags To Look For Before Having Children19:18 Why Relationships Change After Having A Baby22:04 The Card Game Every Couple Should Play Before Pregnancy26:18 How Much Money Should You Save Before Having Children?31:29 Why Mums Need Looking After Too33:54 Money Anxiety During Pregnancy36:33 The Baby Products You Don't Actually Need41:02 Why Every Mum Deserves Better Postnatal Care44:20 Pregnancy, Social Media & The Pressure To Bounce Back46:04 Pregnancy Depression Nobody Talks About47:26 Should Partners Carry More Of The Financial Load?52:18 The Funniest Labour Ward Stories56:28 The Identity Shift That Comes With Motherhood59:22 Why So Many Mothers Grieve Their Old Life01:03:11 Life Doesn't End After Motherhood01:05:06 What Pregnancy Teaches You About Resilience01:08:25 Why Every Mum Needs A Support Network01:11:37 What Wealth Really Means01:13:20 Final ThoughtsFollow Mamadinya:Instagram: https://www.instagram.com/mamadinya/?hl=enLinkedIn: https://uk.linkedin.com/in/elizabeth-idowu-b771aa290Website: https://www.mamasclasses.comBuy Talks By The Bump: https://talksbeforethebump.comBuy I’m Pregnant … Now What?: https://amzn.eu/d/01WpjWtaFollow Anna Brading:Instagram: https://www.instagram.com/mentoramoney/?hl=en-gbLinkedIn: https://www.linkedin.com/in/annajoybrading/Website: https://www.mentoramoney.comFollow Money & Us:Instagram: https://www.instagram.com/mentoramoney/?hl=en-gbTikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYTheYouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBPBuy Money Mentor: https://amzn.eu/d/03ISOm6zSponsor:XTB - https://geolink.xtb.com/FKPRMCapital at Risk. Investment Values May Rise and Fall
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    1 時間 14 分
  • What Grief Taught A CEO About Wealth with Stewart McCulloch

    What Grief Taught A CEO About Wealth with Stewart McCulloch
    2026/08/25

    There's a photograph Stewart McCulloch still remembers clearly. A red cheeked man in an expensive suit, a false smile, eyes that gave everything away. The world called him a success. He knew he wasn't.

    In this episode of the Money and Us podcast, Anna talks to Stewart, CEO of Christians Against Poverty, about the years that took him from a childhood of real poverty in Coventry to a million pound bonus as a City CEO, and the grief that eventually pulled the whole thing apart. Stewart talks with real honesty about losing his first wife suddenly, and the lonely, disorientating months that followed when the map he'd built his entire life around no longer made any sense. He describes what he calls a death and a rebirth, the strange comfort of a presence he couldn't explain, and the moment he arranged his own baptism as an adult because something in him needed to mark the end of who he used to be.

    That grief eventually led Stewart somewhere he never expected, from an insurance boardroom to microfinance work with mothers in Ghana, and now to leading one of the UK's most trusted debt charities. He speaks candidly about the scale of financial hardship in this country today, how little it has to do with how much someone earns, and why so many people suffer through it completely alone.

    This episode is for anyone who has ever questioned what they're really working towards, and for anyone who has learned, the hard way, that wealth and meaning are not always the same thing.

    Key Moments:

    • The childhood shame of growing up without enough
    • Climbing to CEO and the million pound bonus that changed nothing
    • The moment outside the Gherkin he couldn't ignore
    • Losing his first wife and the years of grief that followed
    • His own adult baptism and what it symbolised
    • The move into charity work and helping mothers in Ghana
    • The reality of debt and financial stress across the UK today

    Chapters:

    00:00 Introduction
    01:35 What Christians Against Poverty Actually Does
    03:36 Fact or Fiction: Half of Britons Will Face Debt
    06:12 Growing Up Poor in Coventry
    10:23 From Poverty to a £1 Million Bonus
    14:48 Why Success Didn't Make Me Happy
    16:31 Losing My Wife Changed Everything
    20:37 Finding Purpose After Grief
    27:12 Leaving Corporate Life for World Vision
    31:54 What Extreme Poverty Taught Me
    36:09 Helping the UK's Wealthiest Give Back
    46:52 The Hidden Generosity Most People Never See
    50:17 The CAP Story That Changed My Perspective
    52:58 Why Shame Keeps People Trapped in Debt
    56:23 From Helping the Rich to Fighting Poverty
    01:02:01 Where Real Happiness Comes From
    01:05:20 What To Do If You're Struggling With Debt
    01:10:40 Why There's Always Hope

    Follow Stewart McCulloch:

    LinkedIn: https://uk.linkedin.com/in/stewart-mcculloch-507432

    Website: https://capuk.org

    Follow Anna Brading:

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    Capital at Risk. Investment Values May Rise and Fall
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    1 時間 13 分
  • Why Almost Half of Women Will Be Single by 2030 with Lucy Meggeson

    Why Almost Half of Women Will Be Single by 2030 with Lucy Meggeson
    2026/08/18
    She has been single for eight and a half years, built a career around it, and says she wouldn’t have it any other way. Lucy Meggeson is the author of Shiny Happy Singles (Thrive Solo in the US), host of the Thrive Solo podcast, and one of the most compelling voices challenging everything we think we know about singleness, relationships and what a successful life really looks like.In this episode of Money and Us, Anna sits down with Lucy for a candid and thought provoking conversation about one of the most misunderstood topics of our time. What does it actually mean to thrive as a single person? Why do we still assume that being single is a problem to be solved? And what does money look like when you’re navigating life entirely on your own terms?Lucy challenges the fairy tale narrative most of us were sold from childhood, the idea that success means marriage, children and happily ever after. She talks about the freedom, peace and emotional stability that single life can bring, the financial realities of living solo, and why by 2030, almost half of women aged 25 to 44 are predicted to be single.This is a conversation for single women who are ready to stop apologising for their lives, for partnered people who want to be better friends and allies, and for anyone who has ever questioned whether the life they’re living is the one they actually chose.Key Moments:• By 2030, almost 45% of women aged 25 to 44 are predicted to be single, and why that number doesn’t surprise Lucy at all• The fairy tale narrative we were sold as little girls and why it sets so many women up to feel like failures• Why Lucy believes that if a single woman tells you she’s happy, you should believe her• The financial realities of living solo, from the single person tax to the hidden costs most people never consider• The most underrated benefits of single life that nobody talks about, including peace, emotional stability and the lack of compromise• Why life is an inside job, and what that means whether you’re single or not• What wealth means to Lucy, and why freedom is at the heart of her answerChapters: 00:00 Introduction01:16 Fact or Fiction: Will Half of Women Be Single by 2030?02:40 Why More Women Are Choosing to Stay Single05:08 The Relationship Story We're All Taught07:32 Disney, Fairytales & Finding Prince Charming08:44 What Does Success Really Look Like?10:36 Is Lucy Anti-Relationship?12:12 The Reality of Being Happily Single14:08 The Question Every Single Woman Gets Asked15:21 Why Lucy Chooses to Stay Single18:16 Why She Becomes Her Best Self Alone20:03 Lucy's Relationship History24:09 The Lockdown Moment That Changed Everything25:30 Why She Created Thrive Solo28:01 The Double Standard Between 'Spinster' and 'Bachelor'31:04 Writing Shiny Happy Singles35:12 Why So Many Women Feel Seen37:16 How to Start Enjoying Being Single41:29 Why Happiness Is an Inside Job44:27 What Married Friends Need to Understand46:07 Why We Don't Celebrate Single People Enough48:45 Stop Putting Your Life on Hold53:48 The Personal Growth That Comes From Being Single57:43 The Money Reality of Single Life59:26 Why Lucy Left BBC Radio 201:02:09 Starting Over During Lockdown01:03:26 The Financial Cost of Following Your Purpose01:07:00 The 'Single Tax' Explained01:11:45 Financial Independence vs Financial Security01:16:30 Final Advice for Anyone Feeling Behind in Life01:20:15 Closing ThoughtsFollow Lucy Meggeson:Instagram: https://www.instagram.com/thrivesolowithlucymeggeson/LinkedIn: https://uk.linkedin.com/in/lucy-meggeson-a419a1227?original_referer=https%3A%2F%2Fwww.google.com%2F Website: https://www.lucymeggeson.comBuy Shiny Happy Singles: https://amzn.eu/d/02Mj0JIdFollow Anna Brading:Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb LinkedIn: https://www.linkedin.com/in/annajoybrading/ Website: https://www.mentoramoney.comFollow Money & Us:Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBPBuy Money Mentor: https://amzn.eu/d/03ISOm6zSponsor:XTB - https://geolink.xtb.com/FKPRMCapital at Risk. Investment Values May Rise and Fall
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    1 時間 18 分
  • What It Really Costs To Play for England with Zoe Harrison

    What It Really Costs To Play for England with Zoe Harrison
    2026/08/11

    She debuted for England in 2017, won the Rugby World Cup in 2025, and plays for one of the most successful clubs in the country. Zoe Harrison is one of the most exciting players in women's rugby, and this conversation goes far beyond the sport itself.

    In this episode of the Money and Us podcast, Anna sits down with Zoe for a candid conversation about elite sport, money and the realities most people never consider when they watch female athletes compete on TV.

    Zoe talks openly about the financial challenges facing women in professional sport, the significant gap between what spectators see and what athletes actually live, and why so many female players are still having to balance their sporting careers alongside full time jobs. She also gets into the mental demands of performing at the highest level, what elite sport teaches you about resilience, confidence and how to think about success, and why the mindset you build on the pitch follows you into every other area of your life.

    Perhaps most compellingly, Zoe reflects on something most athletes don't consider until it's almost too late. When a sporting career ends, you don't step off at the top. You step back to the beginning, years behind your peers, and have to start building all over again. It's a conversation about sport, money and what happens when the thing that has defined your whole life suddenly has to change.

    Key Moments:

    • The G-force of a contact in women’s rugby is the equivalent of a car crash at 20mph
    • How Zoe went from tag rugby at four years old to playing for England
    • The financial reality most people don’t see when they watch female athletes on TV
    • The lack of financial support in women’s club rugby and what that means day to day
    • The mental challenge of performing at the highest level consistently
    • Why elite athletes are so focused on the present that they forget to think about what comes next
    • What happens financially when a sports career ends, and why it’s harder than most people realise
    • What wealth means to Zoe, and why her answer is beautifully simple

    Chapters:
    00:00 Introduction
    01:55 Fact or Fiction: Rugby Hits Like a 20mph Car Crash
    04:05 How Zoe Harrison Fell in Love with Rugby
    07:53 Being Bullied for Playing Rugby
    10:21 From Hobby to England International
    13:27 Can Women Make a Living From Rugby?
    18:20 How Women's Rugby Can Keep Growing
    20:14 What It Feels Like to Play at a Sold-Out Twickenham
    21:42 Preparing to Play for England
    24:14 The Leadership Skills Rugby Taught Me
    26:41 Losing the Rugby World Cup Final
    30:16 Turning Defeat Into Motivation
    36:33 The ACL Injury That Changed Everything
    38:01 Why Her Injury Made Her a Better Athlete
    41:26 The Sacrifices Behind Elite Sport
    43:14 Fighting to Win Her Place Back
    44:56 Winning the Rugby World Cup
    47:01 The Emotional Side of Success Nobody Talks About
    50:06 Why Purpose Matters After Achieving Your Goal
    52:50 The Financial Reality of Women's Rugby
    55:55 Planning for Life After Professional Sport
    59:37 What Wealth Means to Zoe Harrison

    Follow Zoe Harrison:

    Instagram: https://www.instagram.com/zoeharrison123/?hl=en-gb

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    Sponsors:

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  • The Money Conversation Every Couple Needs To Have with Rotimi Merriman-Johnson, fiancée Dora Balusa and Simon Brading

    The Money Conversation Every Couple Needs To Have with Rotimi Merriman-Johnson, fiancée Dora Balusa and Simon Brading
    2026/08/04

    Most of us know that money and relationships are deeply connected. Few of us ever talk about it honestly, especially not with our partners in the room.

    In this episode, Anna does something a little different. She sits down not just with one of the UK's most well regarded finance creators and financial advisors, Rotimi Merriman-Johnson, but with their partners too. Rotimi's fiancée Dora Balusa, a talented makeup artist, and Anna's own husband Simon join the conversation for one of the warmest, most honest and most revealing episodes of Money & Us yet.

    Together, the four of them explore what really happens when money meets love. From navigating salary differences and financial anxiety in relationships, to whether couples should combine their finances, how to set boundaries when work bleeds into home life, and why communication about money is one of the most important things can do before you walk down the aisle.

    This is the conversation most couples never have. If you're in a relationship, thinking about getting serious with someone, or simply want to understand how money really works between two people, this one is for you.

    Key Moments:
    • 1 in 5 Brits have considered ending their relationship over salary differences
    • Why only 22% of Brits find talking about money with their partner awkward, and why that number feels surprisingly low
    • How Rotimi and Dora met twice, once online and once on Hinge, and why the universe had other plans
    • Why Rotimi led on money conversations from day one and how that helped Dora become more comfortable with her finances
    • The case for couples therapy before the big issues arrive, not after
    • Joint finances vs separate pots, and why there’s no one size fits all approach
    • How two content creators manage work-life boundaries when everything is always on
    • What wealth means to Rotimi and Dora, and why their answers will stay with you

    Chapters:
    00:00 Introduction
    00:02 Fact or Fiction: Money & Relationships
    04:27 How Rotimi & Dora Met
    10:42 When Should Couples Talk About Money?
    14:03 Who Should Pay on the First Date?
    16:09 Money, Values & Cultural Expectations
    18:38 Has Modern Dating Made Relationships Harder?
    23:33 Does Being a Financial Expert Change Your Relationship?
    25:28 Saving for the Future vs Living Today
    31:13 Managing Money When You're Self-Employed
    34:11 Setting Healthy Work-Life Boundaries
    41:34 Why Couples Really Argue About Money
    42:16 Navigating Cultural Expectations Around Marriage
    45:06 How Children Change Your Relationship With Money
    58:24 Black British Wealth: The Financial Reality
    01:05:58 Why Representation Around Money Matters
    01:10:11 Practical Relationship Advice That Actually Works
    01:12:03 Love Languages & Financial Compatibility
    01:13:12 Gender Roles & Splitting Finances
    01:16:13 Joint Accounts vs Separate Accounts
    01:18:55 Money Systems Every Couple Should Have
    01:20:31 What Does Being Wealthy Really Mean?
    01:22:36 Final Thoughts

    Follow Rotimi Merriman-Johnson:
    Instagram: https://www.instagram.com/mrmoneyjar/?hl=en
    LinkedIn: https://uk.linkedin.com/in/rotimimerrimanjohnson
    X: https://x.com/mrmoneyjar?lang=en
    Website: https://www.mrmoneyjar.com

    Follow Dora Balusa:
    Instagram: https://www.instagram.com/dorabmakeupartist?igsh=MXZtbDE3Z2g0dHF6aw==

    Follow Simon Brading:
    LinkedIn: https://uk.linkedin.com/in/simonbrading?original_referer=https%3A%2F%2Fwww.google.com%2F

    Follow Anna Brading:
    Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb
    LinkedIn: https://www.linkedin.com/in/annajoybrading/
    Website: https://www.mentoramoney.com

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    Capital at Risk. Investment Values May Rise and Fall
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    1 時間 23 分
  • The Truth About Alcohol, Money and Mental Health with Millie Gooch

    The Truth About Alcohol, Money and Mental Health with Millie Gooch
    2026/07/28
    She went from a five night a week binge drinker to founding the Sober Girl Society, now the largest sober curious community for women in the world. Today, Millie Gooch is an author, mental health and addiction expert, and one of the most important voices on sobriety and alcohol culture in the UK.In this episode of the Money and Us podcast, Anna sits down with Millie for a candid and compelling conversation about addiction, money and the hidden cost of alcohol that most of us never stop to calculate.Millie opens up about her journey from anxious university student using alcohol to cope, to waking up at 26 and realising she simply couldn't carry on. She talks about the shame spiral, the debt, the mental health toll, and the moment everything changed. Not a dramatic rock bottom, but a quiet moment of clarity that she credits with saving her life.They also get into something most people never consider. The real financial cost of addiction, the way delivery apps have removed every barrier between us and substances, why we are living in the most addiction prone era in human history, and what we can all do to support someone we love who might be struggling.Whether or not alcohol has ever been part of your story, this is a conversation that has something for everyone.Key Moments:Over 1 million alcohol related hospital admissions in the UK between 2023 and 2024How Millie went from a non-drinker to a five night a week binge drinker in a matter of monthsThe hidden financial cost of addiction, from the drinks themselves to Uber cleaning fees and debtWhy she describes her turning point not as a rock bottom but as a moment of clarityHow delivery apps have removed every barrier between us and substances, including buy now pay laterWhy we are living in the most addiction prone era in human historyThe green light moments approach to talking to someone you're worried aboutWhat wealth means to Millie, and why her answer has nothing to do with moneyChapters: 00:00 Introduction00:01 Fact or Fiction: Alcohol & Hospital Admissions02:55 Millie's Story: How Alcohol Took Over06:26 Why She Started Drinking at University10:24 The Moment Everything Changed11:37 Getting Sober: The First Six Months13:20 Are You Drinking to Escape Your Feelings?15:03 Why We Don't Teach Emotional Resilience17:00 Why Millie Founded Sober Girl Society20:29 How Shame Fuels Addiction22:59 The First Step to Breaking Free24:18 Why British Drinking Culture Is So Normalised29:15 The Financial Cost of Alcohol Addiction31:17 Does Alcohol Really Make You More Yourself?34:45 Are We Living in an Age of Addiction?36:11 Alcohol Delivery Apps & Instant Gratification38:09 Social Media, Vaping & Modern Addictions41:03 Finding Hope in an Overwhelming World44:18 The Hidden Financial Impact of Addiction46:40 The £27 Billion Cost of Alcohol50:33 The Alcohol Harm Paradox Explained52:08 How Alcohol Change UK Is Driving Reform56:12 Why We Need More Friction, Not Less58:45 Alcohol, Marketing & Social Conditioning01:03:12 What a Healthier Relationship With Alcohol Looks Like01:07:40 Final Advice for Anyone Struggling01:10:18 Closing ThoughtsFollow Millie Gooch:Instagram: https://www.instagram.com/milliegooch/?hl=enLinkedIn: https://uk.linkedin.com/in/milliegooch?original_referer=https%3A%2F%2Fwww.google.com%2FWebsite: https://sobergirlsociety.com/pages/welcome-let-us-show-you-aroundBuy Hangxiety: How Alcohol Messes with Your Mind: https://amzn.eu/d/05GPWRNqBuy The Sober Girl Society Handbook: https://amzn.eu/d/03IcVXoeFollow Anna Brading:Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb LinkedIn: https://www.linkedin.com/in/annajoybrading/ Website: https://www.mentoramoney.comFollow Money & Us:Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBPBuy Money Mentor: https://amzn.eu/d/03ISOm6zSponsor: XTB - https://geolink.xtb.com/FKPRMCapital at Risk. Investment Values May Rise and Fall
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    1 時間 22 分
  • Everything You Need To Know About Investing with Joshua Raymond

    Everything You Need To Know About Investing with Joshua Raymond
    2026/07/21

    He spent his first six years working in the finance industry without investing a single penny of his own money. Today, Joshua Raymond is the Managing Director of one of the UK’s fastest growing investment platforms and one of the most straight talking voices on how everyday people can start building real wealth.

    11.6 million adults in the UK are ready to invest but still haven’t taken the first step. Anna sits down with Joshua to break down exactly what is stopping them, why the barriers are far lower than most people think, and why the most important shift is not financial but psychological. Investing, he argues, is just another form of saving. We just don’t see it that way yet.

    From ISAs and ETFs to market volatility and the psychology behind our money decisions, these are exactly the conversations that Money and Us was created to have. No jargon, no overwhelm, just the clarity most of us have been waiting for.

    Key Moments:

    • The stat that will surprise you: 11.6 million UK adults are ready to invest but haven’t started yet
    • Why Joshua spent six years working in finance before investing a single penny himself
    • The catch and throw analogy that explains everything you need to know about long term investing
    • Why investing is just another form of saving and how that one realisation changes everything
    • The biggest blockers stopping people from investing and how to overcome them
    • What to do when markets are volatile and headlines are scary
    • How to actually start investing, step by step, from choosing a broker to making your first deposit
    • What wealth means to Joshua, and why his answer is about comfort, not luxury

    Chapters:

    00:00 Intro

    00:00:56 Fact or Fiction: 11.6 Million People Want To Invest

    00:02:36 How Joshua Ended Up in Finance

    00:04:24 Why He Waited 6 Years Before Investing

    00:08:24 What XTB Actually Does

    00:12:08 Why Covid Changed Investing Forever

    00:16:24 Why Investing Should Be As Normal As Buying Coffee

    00:20:13 Why Your Savings Could Be Losing Value

    00:23:42 The Biggest Mistakes New Investors Make

    00:26:35 What Happens When Markets Crash?

    00:29:25 Why Millions Still Haven't Started Investing

    00:32:26 Why Starting Small Beats Waiting

    00:34:00 Why Joshua Is Terrible At Trading

    00:37:20 Trading vs Investing: What's The Difference?

    00:40:09 The Fear Of NOT Investing

    00:44:26 A Beginner's Step-By-Step Guide To Investing

    00:48:03 What Should You Invest In First?

    00:51:08 You Don't Need Thousands To Start Investing

    00:53:05 The Biggest Investing Myths Debunked

    00:58:30 How To Build Wealth Over Time

    01:03:45 Final Advice For First-Time Investors

    01:06:00 Final Thoughts

    Follow Joshua Raymond at XTB:

    Instagram - https://www.instagram.com/xtb_uk?igsh=MTAya3l2eGE1YWd1cQ%3D%3D

    Facebook - https://www.facebook.com/xtb/?locale=en_GB

    X - https://x.com/XTBUK

    LinkedIn - https://www.linkedin.com/company/xtb/

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    Instagram - https://www.instagram.com/mentoramoney/?hl=en-gb
    LinkedIn - https://www.linkedin.com/in/annajoybrading/
    Website - https://www.mentoramoney.com

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    Capital at Risk. Investment Values May Rise and Fall
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    1 時間 4 分
  • Why Financial Anxiety Is Already Destroying The Next Generation with Abi Foster

    Why Financial Anxiety Is Already Destroying The Next Generation with Abi Foster
    2026/07/14

    She was the shy one in her family, failed to shine in exams, and much to the dismay of her parents, quit her accountancy career to move to Australia and become a yoga instructor. Today, Abi Foster is not only a qualified accountant, but one of the UK’s leading finance content creators, author, presenter and founder of a business, Elent, taking financial education directly into schools across the country, teaching young people the money lessons most of us were never given.

    In this episode of Money and Us, Anna sits down with Abi for a candid and compelling conversation about the next generation, what they’re really worried about, and what we can all do to set them up differently.

    Youth unemployment in London is running at 26%. Young people are being priced out of the housing market before they’ve even started. Financial anxiety is already affecting their mental health. And yet money is still barely spoken about in schools, at home, or anywhere it actually matters.

    From the words we use about money at home, to home ownership, success and what wealth really looks like for a generation navigating a completely different world, this is the conversation that every parent, and every young person, needs to hear.

    Key Moments:
    • Youth unemployment in London is running at 26%, and Abi believes it’s only going to rise
    • Why the average millionaire is 55, and why young people have a dangerously distorted view of wealth
    • How the words we use about money at home shape our children’s financial beliefs for life
    • Why owning a house is no longer the success metric it once was, and what that means for the next generation
    • The four things every new parent should do for their child’s financial future
    • Why abundance, not scarcity, is the mindset Abi most wants to give young people
    • What Abi really thinks about financial education on the school curriculum
    • What wealth means to Abi, and why her answer is about freedom, not things

    Chapters:
    00:00 Introduction & shocking facts about Gen Z and money
    01:17 The financial literacy crisis facing young people
    03:50 Abi Foster's childhood and entrepreneurial upbringing
    08:10 Why she became an accountant
    13:54 Leaving corporate life to teach financial literacy
    17:42 Why money still isn't taught properly in schools
    21:00 What students really want to learn about money
    25:54 The biggest financial challenges facing Gen Z
    28:50 How money affects children's mental health
    31:54 The money beliefs parents accidentally pass on
    34:16 Building an abundance mindset in children
    37:04 Why owning a house isn't the only definition of success
    42:08 Investing, pensions & building wealth beyond property
    44:50 Should you save for the future or enjoy your 20s?
    50:12 Is it ever too late to change careers?
    58:19 Why the education system needs to change
    01:06:20 Raising financially confident children
    01:12:00 Abi's book, practical money advice & final thoughts

    Follow Abi Foster:
    Instagram - https://www.instagram.com/abigailrosefoster/
    LinkedIn - https://abifoster.com/contact
    Website - https://abifoster.com

    Buy The Money Manual - https://amzn.eu/d/04QALTRj

    Follow Anna Brading:
    Instagram - https://www.instagram.com/mentoramoney/?hl=en-gb
    LinkedIn - https://www.linkedin.com/in/annajoybrading/
    Website - https://www.mentoramoney.com

    Follow Money & Us:
    Instagram - https://www.instagram.com/mentoramoney/?hl=en-gb
    TikTok - https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe
    YouTube - https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

    Sponsor:
    XTB - https://geolink.xtb.com/FKPRM

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