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Money & Us

Money & Us

著者： Anna Brading
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Money and Us with Anna Brading is your reminder that it’s never too late to take control of your finances and change your life. Anna is a Certified Financial Education Instructor, author and mum who knows first hand what it feels like to do all the things you’re taught to do and still feel completely lost with money. She figured it out, changed her life, and has since built a community of over 250,000 people, written a bestselling book and has been invited to Parliament to advocate for better financial education for all. Now she’s here to help you do the same. Most of us were never taught how money really works. Almost three quarters of UK adults never received any financial education at school, so it’s no wonder so many of us feel overwhelmed, underprepared and like we’re somehow behind. We’ve convinced ourselves it’s too complicated, that we’ve left it too late, or that the advice out there just doesn’t apply to our lives. The reality of juggling work and kids, caring for elderly relatives, going through health challenges, and still showing up with a smile on our faces. What if the right conversation, at the right time, could change everything? Every week, Anna sits down with some of the UK’s leading experts for honest, real conversations about money in the context of real life. From entrepreneurship and investing to relationships, grief, addiction, parenthood and raising the next generation, these are the conversations that meet you where you are right now, not where you think you should be. Money and Us is a space where no question is too small, no starting point is too late, and nobody is made to feel judged or behind. Most of us are figuring this out as we go, and that’s exactly what this podcast is here for.© 2026 Anna Brading 個人的成功 経済学 自己啓発
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  • What Nobody Tells You About Money, Marriage and Motherhood with Elizabeth Idowu

    What Nobody Tells You About Money, Marriage and Motherhood with Elizabeth Idowu
    2026/09/01
    She has spent years on the front line of one of the most transformative moments in a person's life, and what she has seen challenges so much of what we assume we know. Mamadinya (Elizabeth Idowu) is an NHS midwife, educator, author of I'm Pregnant Now What? and founder of Mama's Classes.In this episode of the Money & Us podcast, Anna sits down with Mamadinya to explore one of the most important and undertalked intersections of all. Money and having a baby.Birth rates are declining. More and more people are choosing not to have children, or delaying the decision, and there is no disputing that finances play a significant role in that. For those who do take the leap, 97% of pregnant women worry about money, and so many of the anxieties women face during pregnancy are ones that financial support could actually ease.Mamadinya talks openly about what having a baby truly reveals about a relationship, why the village that used to support new mothers has gradually been disappearing, and why so many mums end up being the ones doing all the giving with nothing left for themselves. She also gets into the financial realities most people never discuss, and why looking after mum has to be part of the plan, not an afterthought.Whether you're pregnant, thinking about having a baby, weighing up whether you can afford to, or simply someone who loves or supports someone going through that season of life, there is something in this episode for you.Key Moments:97% of pregnant women worry about money, and why that statistic matters more than most people realiseThe biggest misconception people carry into parenthood, and why it catches so many off guardWhat having a baby really reveals about a relationship, and whether someone wants to be a partner as much as they want to be a parentWhy so many of the anxieties women face in pregnancy are ones that money can actually fixWhy so many new mums end up being the only ones pouring into others with nothing left for themselvesWhy the village that used to support new mothers has largely disappeared, and what to do insteadThe one piece of financial advice Mamadinya wishes more women would hear before they give birthWhat wealth means to Mamadinya, and why her answer is all about communityChapters:00:00 Introduction01:49 Fact or Fiction: 97% of Pregnant Women Worry About Money03:28 The Biggest Misconceptions About Pregnancy06:08 Why Mamadinya Started Educating Women Online08:23 The Pregnancy Fears Women Worry About Most11:20 What Expectant Parents Are Really Afraid Of13:57 Do You Want To Be A Parent… Or A Partner?16:54 Green Flags To Look For Before Having Children19:18 Why Relationships Change After Having A Baby22:04 The Card Game Every Couple Should Play Before Pregnancy26:18 How Much Money Should You Save Before Having Children?31:29 Why Mums Need Looking After Too33:54 Money Anxiety During Pregnancy36:33 The Baby Products You Don't Actually Need41:02 Why Every Mum Deserves Better Postnatal Care44:20 Pregnancy, Social Media & The Pressure To Bounce Back46:04 Pregnancy Depression Nobody Talks About47:26 Should Partners Carry More Of The Financial Load?52:18 The Funniest Labour Ward Stories56:28 The Identity Shift That Comes With Motherhood59:22 Why So Many Mothers Grieve Their Old Life01:03:11 Life Doesn't End After Motherhood01:05:06 What Pregnancy Teaches You About Resilience01:08:25 Why Every Mum Needs A Support Network01:11:37 What Wealth Really Means01:13:20 Final ThoughtsFollow Mamadinya:Instagram: https://www.instagram.com/mamadinya/?hl=enLinkedIn: https://uk.linkedin.com/in/elizabeth-idowu-b771aa290Website: https://www.mamasclasses.comBuy Talks By The Bump: https://talksbeforethebump.comBuy I’m Pregnant … Now What?: https://amzn.eu/d/01WpjWtaFollow Anna Brading:Instagram: https://www.instagram.com/mentoramoney/?hl=en-gbLinkedIn: https://www.linkedin.com/in/annajoybrading/Website: https://www.mentoramoney.comFollow Money & Us:Instagram: https://www.instagram.com/mentoramoney/?hl=en-gbTikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYTheYouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBPBuy Money Mentor: https://amzn.eu/d/03ISOm6zSponsor:XTB - https://geolink.xtb.com/FKPRMCapital at Risk. Investment Values May Rise and Fall
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    1 時間 14 分
  • What Grief Taught A CEO About Wealth with Stewart McCulloch

    What Grief Taught A CEO About Wealth with Stewart McCulloch
    2026/08/25

    There's a photograph Stewart McCulloch still remembers clearly. A red cheeked man in an expensive suit, a false smile, eyes that gave everything away. The world called him a success. He knew he wasn't.

    In this episode of the Money and Us podcast, Anna talks to Stewart, CEO of Christians Against Poverty, about the years that took him from a childhood of real poverty in Coventry to a million pound bonus as a City CEO, and the grief that eventually pulled the whole thing apart. Stewart talks with real honesty about losing his first wife suddenly, and the lonely, disorientating months that followed when the map he'd built his entire life around no longer made any sense. He describes what he calls a death and a rebirth, the strange comfort of a presence he couldn't explain, and the moment he arranged his own baptism as an adult because something in him needed to mark the end of who he used to be.

    That grief eventually led Stewart somewhere he never expected, from an insurance boardroom to microfinance work with mothers in Ghana, and now to leading one of the UK's most trusted debt charities. He speaks candidly about the scale of financial hardship in this country today, how little it has to do with how much someone earns, and why so many people suffer through it completely alone.

    This episode is for anyone who has ever questioned what they're really working towards, and for anyone who has learned, the hard way, that wealth and meaning are not always the same thing.

    Key Moments:

    • The childhood shame of growing up without enough
    • Climbing to CEO and the million pound bonus that changed nothing
    • The moment outside the Gherkin he couldn't ignore
    • Losing his first wife and the years of grief that followed
    • His own adult baptism and what it symbolised
    • The move into charity work and helping mothers in Ghana
    • The reality of debt and financial stress across the UK today

    Chapters:

    00:00 Introduction
    01:35 What Christians Against Poverty Actually Does
    03:36 Fact or Fiction: Half of Britons Will Face Debt
    06:12 Growing Up Poor in Coventry
    10:23 From Poverty to a £1 Million Bonus
    14:48 Why Success Didn't Make Me Happy
    16:31 Losing My Wife Changed Everything
    20:37 Finding Purpose After Grief
    27:12 Leaving Corporate Life for World Vision
    31:54 What Extreme Poverty Taught Me
    36:09 Helping the UK's Wealthiest Give Back
    46:52 The Hidden Generosity Most People Never See
    50:17 The CAP Story That Changed My Perspective
    52:58 Why Shame Keeps People Trapped in Debt
    56:23 From Helping the Rich to Fighting Poverty
    01:02:01 Where Real Happiness Comes From
    01:05:20 What To Do If You're Struggling With Debt
    01:10:40 Why There's Always Hope

    Follow Stewart McCulloch:

    LinkedIn: https://uk.linkedin.com/in/stewart-mcculloch-507432

    Website: https://capuk.org

    Follow Anna Brading:

    Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb

    LinkedIn: https://www.linkedin.com/in/annajoybrading/

    Website: https://www.mentoramoney.com

    Follow Money & Us:

    Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb

    TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe

    YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBP

    Buy Money Mentor: https://amzn.eu/d/03ISOm6z

    Sponsor:

    XTB - https://geolink.xtb.com/FKPRM

    Capital at Risk. Investment Values May Rise and Fall
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    1 時間 13 分
  • Why Almost Half of Women Will Be Single by 2030 with Lucy Meggeson

    Why Almost Half of Women Will Be Single by 2030 with Lucy Meggeson
    2026/08/18
    She has been single for eight and a half years, built a career around it, and says she wouldn’t have it any other way. Lucy Meggeson is the author of Shiny Happy Singles (Thrive Solo in the US), host of the Thrive Solo podcast, and one of the most compelling voices challenging everything we think we know about singleness, relationships and what a successful life really looks like.In this episode of Money and Us, Anna sits down with Lucy for a candid and thought provoking conversation about one of the most misunderstood topics of our time. What does it actually mean to thrive as a single person? Why do we still assume that being single is a problem to be solved? And what does money look like when you’re navigating life entirely on your own terms?Lucy challenges the fairy tale narrative most of us were sold from childhood, the idea that success means marriage, children and happily ever after. She talks about the freedom, peace and emotional stability that single life can bring, the financial realities of living solo, and why by 2030, almost half of women aged 25 to 44 are predicted to be single.This is a conversation for single women who are ready to stop apologising for their lives, for partnered people who want to be better friends and allies, and for anyone who has ever questioned whether the life they’re living is the one they actually chose.Key Moments:• By 2030, almost 45% of women aged 25 to 44 are predicted to be single, and why that number doesn’t surprise Lucy at all• The fairy tale narrative we were sold as little girls and why it sets so many women up to feel like failures• Why Lucy believes that if a single woman tells you she’s happy, you should believe her• The financial realities of living solo, from the single person tax to the hidden costs most people never consider• The most underrated benefits of single life that nobody talks about, including peace, emotional stability and the lack of compromise• Why life is an inside job, and what that means whether you’re single or not• What wealth means to Lucy, and why freedom is at the heart of her answerChapters: 00:00 Introduction01:16 Fact or Fiction: Will Half of Women Be Single by 2030?02:40 Why More Women Are Choosing to Stay Single05:08 The Relationship Story We're All Taught07:32 Disney, Fairytales & Finding Prince Charming08:44 What Does Success Really Look Like?10:36 Is Lucy Anti-Relationship?12:12 The Reality of Being Happily Single14:08 The Question Every Single Woman Gets Asked15:21 Why Lucy Chooses to Stay Single18:16 Why She Becomes Her Best Self Alone20:03 Lucy's Relationship History24:09 The Lockdown Moment That Changed Everything25:30 Why She Created Thrive Solo28:01 The Double Standard Between 'Spinster' and 'Bachelor'31:04 Writing Shiny Happy Singles35:12 Why So Many Women Feel Seen37:16 How to Start Enjoying Being Single41:29 Why Happiness Is an Inside Job44:27 What Married Friends Need to Understand46:07 Why We Don't Celebrate Single People Enough48:45 Stop Putting Your Life on Hold53:48 The Personal Growth That Comes From Being Single57:43 The Money Reality of Single Life59:26 Why Lucy Left BBC Radio 201:02:09 Starting Over During Lockdown01:03:26 The Financial Cost of Following Your Purpose01:07:00 The 'Single Tax' Explained01:11:45 Financial Independence vs Financial Security01:16:30 Final Advice for Anyone Feeling Behind in Life01:20:15 Closing ThoughtsFollow Lucy Meggeson:Instagram: https://www.instagram.com/thrivesolowithlucymeggeson/LinkedIn: https://uk.linkedin.com/in/lucy-meggeson-a419a1227?original_referer=https%3A%2F%2Fwww.google.com%2F Website: https://www.lucymeggeson.comBuy Shiny Happy Singles: https://amzn.eu/d/02Mj0JIdFollow Anna Brading:Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb LinkedIn: https://www.linkedin.com/in/annajoybrading/ Website: https://www.mentoramoney.comFollow Money & Us:Instagram: https://www.instagram.com/mentoramoney/?hl=en-gb TikTok: https://www.tiktok.com/@moneyanduspod?_r=1&_t=ZN-97TWiGIYThe YouTube: https://youtube.com/@moneyanduspod?si=eezWMsuQ7uY4ipBPBuy Money Mentor: https://amzn.eu/d/03ISOm6zSponsor:XTB - https://geolink.xtb.com/FKPRMCapital at Risk. Investment Values May Rise and Fall
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    1 時間 18 分
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