Carl Stuart takes your calls and texts on a lot of questions, including from the treasurer of a Home Owners Association about managing their reserve funds, a retiree who moved to the Austin area and wants advice on what to look for in a financial advisor here, and from an investor looking to push his luck on under-performing Russell small-cap funds.

The post Managing your HOA’s reserve funds, taking another look at small-cap growth stocks, and changing financial advisors to the state where you retire appeared first on KUT & KUTX Studios -- Podcasts.

Carl Stuart takes your questions including why fees for advisors are set the way they are. He chats with someone over a question he's never received in 30 years regarding the sale of a rental property years after the woman's husband died. Plus questions about individual retirement accounts, college savings, and more.

The post The state of advisor fees, the pitfalls selling rental property after a partner dies, and managing year-round IRA contributions appeared first on KUT & KUTX Studios -- Podcasts.

Carl Stuart takes a variety of questions on how to minimize fees associated with making investments, why you should not see your home as an investment you'll cash out of one day - because you have to live somewhere, learn about step-ups in value "basis points" when inheriting a property, and more on this week's show.

The post Minimizing the costs of investments, caution against seeing your home as a nest egg, and assessing inherited property values appeared first on KUT & KUTX Studios -- Podcasts.

Carl Stuart answers your questions including the unemotional choice of robo-advisors, using expendable income to pay down a mortgage or buy stocks, and advice for a soon-to-be-teacher to hold on to savings during the lean months ahead of student teaching. Also, some popular questions of late on 529 college plans and protesting property tax appraisals.

The post Robo-investing, whether to pay down a mortgage or invest, and career change while holding onto some of your savings appeared first on KUT & KUTX Studios -- Podcasts.

Carl Stuart answers a carryover question from the previous week on protesting property tax assessments with the help of informed listeners. He also takes on other complicated topics like how to position ranch land for their heirs or themselves, the possibility of combining pension, 401k, and 403b accounts into one for easy management, why Carl is shying away from U.S.-only stock ETFs for the near term, and other questions.

The post Protesting your property tax appraisal, mulling the transfer of 403bs and 401ks into one account, and underperforming U.S.-stock exchange traded funds appeared first on KUT & KUTX Studios -- Podcasts.

Carl Stuart takes on some more nuanced topics like staying (a little) aggressive with your nest egg in retirement, tax strategies behind 1031 real estate transactions, and survivor benefits when one spouse's employer paid into Social Security and the other, a teacher, only paying into a pension (TRS).

The post Growing your cash even after you retire, tax strategies with real estate sales, and survivor benefits when one spouse paid into Social Security and the other did not appeared first on KUT & KUTX Studios -- Podcasts.

Carl Stuart takes your calls and texts on how to add savings to a State of Texas Teacher or Employee Retirement System plan (TRS or ERS), what to do when starting from scratch -- even when retirement age is around the corner, what alternatives there are for trusts and college savings plans, as well as buying a piece of the toll road-- individual infrastructure investments!

The post Supplementing state retirement plans, starting over after losing all your savings, investing in international stock funds, and alternatives to 529 plans for college planning. appeared first on KUT & KUTX Studios -- Podcasts.

Carl Stuart handles questions on a lot of personal finance topics, including what to do with health savings accounts (HSAs), investing in indexed funds or ETFs, and some advantages to paying down your mortgage. He also talks a bit about the news that Warren Buffet is stepping down as head of Berkshire Hathaway - and, no, Carl was not named his replacement!

The post Handling Health Saving Accounts at 65 years old, more on exchange traded funds, paying down a mortgage, and thoughts on Warren Buffet’s retirement. appeared first on KUT & KUTX Studios -- Podcasts.