Have you ever noticed how some people remain remarkably calm during market volatility, while others panic? The difference often comes down to having a solid financial plan. In this enlightening episode, Greg Farrall draws on his extensive trading experience, spanning multiple financial crises—from the peso devaluation to the dot-com bubble and the 2020 pandemic—to explain why financial planning fosters stability during uncertain times.

Greg walks listeners through the six essential components of comprehensive financial planning, revealing how each element works together to create both economic security and a sense of peace of mind. You'll discover why understanding your cash flow forms the foundation of all planning, how proper risk management protects what you've built, and why estate planning shouldn't be postponed, regardless of your age or wealth level.

Beyond the technical aspects, Greg addresses common objections to financial planning with refreshing candor. His analogy between financial advisors and physicians provides a compelling framework for understanding why professional guidance matters: just as doctors monitor vital health metrics, financial advisors watch critical financial indicators that might otherwise go unnoticed until problems develop.

Whether you're just starting your financial journey or approaching retirement, this episode offers valuable insights into creating stability amid market turbulence. As Greg powerfully reminds us, "Everyone in Indiana has a will—either one you created or one the state created for you." Don't miss this opportunity to take control of your financial future before someone else does.

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may suit you, consult the appropriate qualified professional before deciding.

The disconnect between market sentiment and economic reality has never been more pronounced. While headlines scream recession and investors feel like markets have collapsed, the S&P is only down about 13% from its peak – painful but far from catastrophic. This striking gap between how we feel about the economy and what the data actually shows forms the central focus of today's exploration.

After a rollercoaster week that saw the Dow surge over 1,000 points in a single session, we dive deep into what's really happening beneath the surface of market volatility. The hard economic data tells a surprisingly resilient story: PMIs remain above the critical 50 threshold, consumer spending shows strength despite inflation concerns, business investment indicators remain stable, and employment figures continue to defy pessimistic predictions.

What would signal a true economic "hard landing"? We break down the specific metrics that would need to deteriorate consistently – from PMIs dropping below 50 for multiple months to employment numbers showing significant weakness – none of which have materialized despite pervasive negative sentiment. While acknowledging the unique challenges of our current environment (nobody has traded through exactly this combination of pandemic aftermath and trade tensions before), the economic foundation appears far stronger than headlines suggest.

For investors struggling to separate signal from noise, this examination of the sentiment-data gap provides crucial perspective. Subscribe to Money Matters with Greg for ongoing insights that look beyond headlines to help you make sound financial decisions based on economic realities rather than market emotions.

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may suit you, consult the appropriate qualified professional before deciding.

Market turbulence hit historic levels last week, creating what financial experts are calling the wildest trading environment since World War II. The S&P 500 experienced a jaw-dropping 10% trading range within a single week, including a 9.5% surge on April 9th—the largest one-day gain since 1950.

What's behind this extraordinary volatility? The sudden announcement of potential new tariffs, particularly affecting trade with China, has sent shockwaves through global markets. Companies across virtually every sector are scrambling to understand how these policies might impact their supply chains, pricing strategies, and future earnings. This uncertainty has created a perfect storm of market anxiety, with the VIX volatility index spiking to 60, levels not seen since the early pandemic days of 2020.

Having traded through numerous crises—from the pharmaceutical crash and dot-com bubble to the Great Recession and pandemic—I've developed perspective on navigating troubled waters. The current market resembles "a body that's had surgery," requiring time to heal before resuming normal function. While many investors feel like they're "catching a falling knife" trying to time this market, opportunities exist for those with patience and discipline. American-made products and services are already pivoting their marketing strategies to highlight domestic production, potentially benefiting from the changing trade landscape.

Despite short-term turbulence, my outlook remains cautiously optimistic, with year-end S&P targets potentially reaching the 6,200 range. For investors feeling overwhelmed, remember that quality companies often emerge stronger from periods of volatility. This is precisely when disciplined investment approaches prove their worth. Looking for value among the volatility while maintaining your long-term strategy is the pathway to financial success during these unprecedented times.

Ready to make sense of today's volatile markets? Subscribe to Money Matters with Greg for weekly insights on navigating your financial future during these uncertain economic times.

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may suit you, consult the appropriate qualified professional before deciding.

Tommy Grisafi brings a wealth of commodity trading knowledge to this eye-opening discussion on agricultural markets, global economic trends, and the realities facing American farmers. As spring planting season approaches in the Midwest, Tommy offers a candid assessment of what producers can expect: "How are farmers going to make money this year? They may not."

The conversation explores how commodity markets are responding to major global forces. Gold has reached all-time highs while money flows out of American investments toward international markets. Cattle prices have surged to record levels due to reduced herd sizes – a direct consequence of rising interest rates forcing ranchers to sell animals to pay down operating loans that tripled in cost. Meanwhile, corn may offer modest profitability while soybeans struggle against South American competition and wheat prices collapse as the Russia-Ukraine conflict shows signs of potential resolution.

Tommy reveals where agricultural wealth truly accumulates – not necessarily in annual profits but in land values that have tripled over 15 years. "You may lose $100,000 farming in a year, but as long as land values stay high, which there's no sign of them necessarily falling apart, people are still tripping over themselves to buy land because they're not making any more of it." This long-term perspective explains farmers' resilience through difficult seasons. The episode concludes with a remarkable anecdote about a farm sale where $700,000 worth of stored corn was nearly overlooked – highlighting the "squirrel mentality" of saving that characterizes many successful agricultural operations. For anyone interested in markets, farming economics, or understanding where your food comes from, this conversation offers valuable insights beyond typical financial news.

Some highlights:

• Cattle prices have reached all-time highs due to reduced herd sizes, partly caused by higher interest rates forcing ranchers to sell animals to pay down debt
• Gold has hit all-time highs as investors diversify away from US markets, with money flowing to global assets and other markets like Germany
• Corn may offer some profitability this year, while soybeans face intense competition from South America and wheat prices have fallen as the Russia-Ukraine conflict shows signs of resolution
• Despite challenging commodity prices, farmland values have tripled over the past 15 years, creating substantial wealth for landowners
• The upcoming March 31st USDA planting intentions report will be crucial, with early indications suggesting farmers plan to plant substantial corn acreage
• Interest payments on US national debt now exceed the entire defense budget at approximately $1.1 trillion annually

Follow Tommy on social media and RFD TV as "Ag Bull" for market updates and analysis.

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may suit you, consult the appropriate qualified professional before deciding.

The markets have dropped 8.6% from February highs, and uncertainty looms large, but is this really cause for alarm? We're dissecting what's actually happening beneath the headlines in this timely episode of Money Matters.

Greg welcomes his brother John Farrall CFA and Chief Investment Officer for Farrall Wealth to the show, bringing fresh insight into the recent market turbulence. Together, they analyze how uncertainty—particularly around tariffs and trade policy—has triggered supply chain disruptions and significant market volatility. While consumer sentiment has plunged dramatically, they reveal an interesting counterpoint: small business optimism recently hit a near 20-year high after bottoming out just last May.

The brothers dive deeply into the MAG7 stocks (Microsoft, Apple, Google, Amazon, Meta, Nvidia, and Tesla), which comprise approximately 23% of the S&P 500 and 40% of the NASDAQ 100. These market leaders have seen substantial corrections, with some down 16-50% from recent highs. Yet they emphasize perspective: the S&P is only down 4% year-to-date, which is hardly the catastrophe many perceive.

What stands out is their balanced approach to market corrections. Rather than viewing this pullback as something to fear, they frame it as a potential opportunity. "I love going into the store and getting 20% off," Greg notes, comparing stock buying to discount shopping. The discussion highlights how defensive plays like utilities (up 2.5%) and financials (down just 1%) have provided stability while growth sectors have struggled.

Ready to make informed decisions during this market pullback? Listen now to understand why staying consistent, remaining diversified, and potentially increasing allocations during downturns may serve investors well in the long run.

Email Greg at greg@farrallwealth.com with any questions about your investments or the current market environment.

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may suit you, consult the appropriate qualified professional before deciding.

Join our CEO and Owner of Farrall Wealth, a wealth management group helping high net-worth clients all over the Nation, as he discusses our national debt, the impending refinancing of 7.5 trillion, and where do we go from here.

Tune into a deeply engaging conversation about the pressing issue of America’s soaring national debt and its implications for personal finances. From an historical overview that showcases how the debt has ballooned from $5 trillion to over $36 trillion, we unpack the complicated reasons behind this surge—most notably government spending prompted by the pandemic. With critical insights drawn from expert research, we shine light on how refinancing a staggering $7.5 trillion in debt could impact investors and taxpayers alike as we navigate significant changes in interest rates and market dynamics.

As the landscape shifts, understanding these movements becomes paramount. Our episode also tackles the debt ceiling discussions that have historically led to market turbulence. With Congress's frequent renegotiations on this issue, the specter of crisis looms large, and we discuss how this could affect your financial security and investment decisions.

As you listen, you'll gain actionable strategies for staying ahead amidst uncertainty. We explore the importance of making informed investment choices in this fluctuating environment. The conversation invites not only seasoned investors but also individuals curious about how national debt shapes personal financial health to engage and consider the proactive steps they can take.

Join us for this enlightening episode that connects macroeconomic trends with your financial journey, and don't forget to subscribe and share your thoughts! Your engagement helps spread knowledge—let’s navigate these financial waters together.

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may suit you, consult the appropriate qualified professional before deciding.

In this episode, old guy, CEO and Owner of Farrall Wealth, Greg Farrall, visits with young guy, Brett Lemmons, also a registered financial advisor in his twenties who recently married and bought a house. They discuss finances and what Gen Z can do to improve wealth.

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may suit you, consult the appropriate qualified professional before deciding.

Greg Farrall, CEO and Owner of Farrall Wealth and recent advisor to Farrall Wealth, Brett Lemmons, discusses the past and future of the long-term care industry and how you and your family might be able to qualify for a policy that could help you and your family save your wealth in the future.

Securities and advisory services offered through LPL Financial, a registered investment advisor. Member FINRA/SIPC.

The opinions voiced in this podcast are for general information only and are not intended to provide specific advice or recommendations for any individual. To determine which strategies or investments may suit you, consult the appropriate qualified professional before deciding.