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  • Ep. 895 - Get your 2026 edition: MEDICARE FOR THE LAZY MAN 2026 only on AMAZON.COM!
    2025/12/26

    MEDICARE ADVANTAGE MINUTE: HOSPITALS ARE DROPPING MEDICARE ADVANTAGE PLANSLEFT AND RIGHT!

    YOUR MEDICARE BENEFITS 2025: WHEELCHAIRS AND SCOOTERS

    Tragedy struck the Content Curator: Her Part D drug plan was hijacked by an unscrupulous scoundrel who enrolled her in a Medicare Advantage plan. The goal? Over $600 in ill-gotten sales commissions.

    Many Medicare participants and eligibles are being hounded by telemarketers. Some are receiving 50 to 60 phone calls per day and many of those calls can result in fraudulent activity.

    Finally, another Christmas quiz closes out the episode.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2026; SIMPLEST & EASIEST GUIDE EVER!"

    "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

    "MEDICARE FOR THE LAZY MAN: BARE BONES!"

    For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    41 分
  • Ep. 894 - Don't forger: MEDICARE FOR THE LAZY MAN 2026 is on sale at Amaxon.com!
    2025/12/25

    MEDICARE ADVANTAGE MINUTE: "DENY, DENY, DENY!" BY REJECTING CLAIMS MA PLANS THREATEN RURAL HOSPITALS AND PATIENTS!

    YOUR MEDICARE BENEFITS 2025: WALKERS

    Next item is lists of states with the highest percentage and the lowest percentage of new Medicare participants selecting Medicare supplement plans.

    On a trip to Hawaii in 2000 I learned that the state is likely to be closed to new insurance companies since the approval committee consists entirely of existing insurance companies.

    In correspondence with current clients, we heard from:

    TOM: Noticed a $91 drug plan premium. Since he gets most of his drugs through the VA, he could dodge the IRMAA penalty by dropping his drug plan.

    LM: The husband likes to track his Medicare claim activity on the Medicare supplement company website. A recent glitch has taken down that function and she was hoping to see it return quickly..

    The bottom line is that each insurance company has irritating qualities that are difficult to cope with but impossible to fix.

    The episode ended with a rousing Christmas Quiz!

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"

    "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

    "MEDICARE FOR THE LAZY MAN: BARE BONES!"

    For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    37 分
  • Ep. 893 - 2026 EDITION OF MEDICARE FOR THE LAZY MAN JUST HIT THE AMAZON.COM STORE SHELVES!
    2025/12/22

    MEDICARE ADVANTAGE MINUTE: THE NINE DISADVANTAGES OF MEDICARE ADVANTAGE

    YOUR MEDICARE BENEFITS 2025: VIRTUAL CHECK-INS

    Wrapped up the episode with a festive Christmas quiz!

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"

    "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

    "MEDICARE FOR THE LAZY MAN: BARE BONES!"

    For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

    続きを読む 一部表示
    38 分
  • Ep. 892 - MEDIGAP TRAP: stayed too long in Medicare Advantage, state of health deteriorates, prevents switching to a Medicare supplement plan.
    2025/12/19

    MEDICARE ADVANTAGE MINUTE: WATCH OUT FOR THE "MEDIGAP TRAP"

    YOUR MEDICARE BENEFIT 2025: URGENTLY NEEDED CARE

    OBAMACARE: the parties are preparing to wrestle over the imploding health insurance plans we have been stuck with for 15 years. The Dems want to keep it limping along as the next step towards socialized health insurance while the Republicans want to begin a trend toward privatization via establishment of Health Savings Accounts (HSAS).

    Norb writes to share the advice he got from a local Bay Area Medicare broker who made up some crap about HDG resulting in claim problems as the insured's age. I explained that was not true and used my personal experience as proof. Epilogue: He decided to ignore me and purchase the expensive Plan G rather than my recommended High Deductible Plan G.

    The episode, which began with sports trivia ends with a rousing series of Christmas trivia questions.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"

    "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

    "MEDICARE FOR THE LAZY MAN: BARE BONES!"

    For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    39 分
  • Ep. 891 - As a wise man once wrote: Medicare Advantage is just great until you actually need to use it!...D. B. Jones
    2025/12/17

    MEDICARE ADVANTAGE MINUTE: Medicare vs. Medicare Advantage: Ill Health often Leads to a Plan Switch

    YOUR MEDICARE BENEFIT 2025: Travel Outside the USA

    Correspondence from Anita in Fountain Hills, AZ: She has Medicare supplement Plan G but wants to consider switching to High Deductible Plan G. After some thought she...

    What's the deal with Long Covid anyway? We take a somewhat closer look to see if there is any sign of hope on the horizon.

    Finally, we close out the episode with a Christmas Quiz!

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"

    "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

    "MEDICARE FOR THE LAZY MAN: BARE BONES!"

    For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

    続きを読む 一部表示
    38 分
  • Ep. 890 - Which rate increase would you rather have: 25% given to Plan G or 6.75% given to High Deductible Plan G?
    2025/12/16

    MEDICARE ADVANTAGE MINUTE: JUDGE SIDES WITH HUMANA; TOSSES OUT MEDICARE ADVANTAGE AUDIT RULE. FAILS TO RECOVER $4.7 BILLION IN GOVERNMENT OVERPAYMENTS TO INSURANCE PLANS.

    YOUR MEDICARE BENEFIT 2025: TRANSITIONAL CARE MANAGEMENT PROGRAMS.

    Analysis of the typical situation when it comes to rate increases on Medicare supplement plans. A person paying the high Plan G premium is likely to receive larger and more frequent rate increases, in this case a 25% increase. On the other end of the spectrum, a smart purchaser of a High Deductible Plan G with a relatively small premium is is given a rate increase of only 6.75%.

    Article: With Medicare premiums set to rise, is Medicare supplement going to be worth it?

    Toni King reads a letter from a disappointed reader and winds up advising him to investigate biosimilar medications.

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"

    "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

    "MEDICARE FOR THE LAZY MAN: BARE BONES!"

    For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

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    36 分
  • Ep. 889 - Will MEDICARE ADVANTAGE continue to be a profitable line of business? Some want to know!
    2025/12/12

    MEDICARE ADVANTAGE MINUTE: WHY MA CONTRACT NEGOTIATIONS ARE GETTING HEATED

    YOUR MEDICARE BENEFITS 2025: TRACTION EQUIPMENT

    Close friend Marlene figured out how to send me a lively online discussion regarding the new Medicare experiment with Prior Authorization. She saw my repeated warnings in some of these online comments.

    Full disclosure mandated that I read an AI generated list of the exact procedures included within this five year trial program.

    New client Cal had an unusual introduction to MLM enrollment service. The state of Nebraska, an unfamiliar insurance company and some careless errors conspired to create a less than smooth introduction to my normally stellar client service!

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"

    "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

    "MEDICARE FOR THE LAZY MAN: BARE BONES!"

    For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

    続きを読む 一部表示
    35 分
  • Ep. +888 - The answer: Their pathetic attempts appear to be falling flat on their faces! What is the question?
    2025/12/10

    MEDICARE ADVANTAGE MINUTE: Payors Continue to Predict MA Marketplace Enrollment Losses

    YOUR MEDICARE BENEFITS 2025: Therapeutic shoes or inserts

    A review of the magnificent extravaganza that was Toni King's "Confused By Medicare" webinar! I wish she hadn't made up a B.S. story about the Internet crashing and causing her presentation to crash!

    The question: How successful is the attempt to substitute Plan N for Plan G in order to keep the prices high and to keep sales commissions flowing? The answer is above.

    Several clients have recently become disgruntled with Plan N rate increases. They have selected High Deductible Plan G as a superior alternative.

    After that their spouses took note and requested to switch from Plan N to HDG as well!

    Contact me at: DBJ@MLMMailbag.com

    (Most severe critic: A+) Visit us on: BabyBoomer.ORG

    Inspired by:

    "MEDICARE FOR THE LAZY MAN 2025; SIMPLEST & EASIEST GUIDE EVER!"

    "MEDICARE DRUG PLANS: A SIMPLE D-I-Y GUIDE"

    "MEDICARE FOR THE LAZY MAN: BARE BONES!"

    For sale on Amazon.com. After enjoying the books, please consider returning to leave a short customer review to help future readers.

    Official website: https://www.MedicareForTheLazyMan.com.

    続きを読む 一部表示
    37 分