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  • Bond Crisis 2026: Is This Winter the Next Financial Crisis? | James Levy-Newman
    2026/10/03
    Bonds or stocks: which one shapes your mortgage, your taxes and your savings in 2026? James Levy-Newman, a former Merrill Lynch private banker in Spain and now a partner at RS Bersy in Madrid, explains why it is the bond market. Sheelam and James talk through what a bond and a yield are, why government debt is never repaid and only rolled over, why US debt is back where it stood at the end of the Second World War, why governments cannot simply print their way out this time, and what a loss of confidence in governments means for ordinary savers. This conversation is opinion and discussion. It is not investment advice.
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    50 分
  • China Replaced German Carmakers. Can Porsche, Audi, VW Fight Back? | Max Brandt, Bestselling Author
    2026/10/01
    Max Brandt is the author of the SPIEGEL bestseller China Speed and has been to China more than 150 times. He started on the factory floor at ThyssenKrupp, sold a car-steel business to Wuhan Iron & Steel, and is now writing his next book, The Slowness Trap (Die Langsamkeitsfalle). China exported 7.1 million cars in 2025. Chinese brands went from about 50,000 to 700,000 sales a year in Europe. Porsche's deliveries in China fell from 95,671 to 41,938. Max explains why German carmakers have been replaced in China, why BYD isn't German, what dark factories mean for jobs, and whether Europe's car industry can still fight back.
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    1 時間 7 分
  • Divorce and Real Estate in Toronto, Canada: Who Gets the House? | Steve & Samantha Benmor
    2026/10/01
    What happens to the biggest thing a couple owns when one household becomes two? A Toronto divorce lawyer and a Toronto realtor, married to each other, see it from both sides. A conversation about money, property and financial independence when a household splits in two. Steve Benmor has practised family law and mediation in Toronto for 30 years. Samantha Graff Benmor is a Toronto realtor, and most of her work today comes from estates and divorce files. Sheelam talks with them about why governments want people to own homes, why Canada taxes almost every gain except the profit on the home you live in, why Toronto's rental market exploded, and why selling the family home is as emotional as it is financial. They also discuss why more women are asking for prenups, women as primary earners, marriage versus common law, and why Steve believes men and women divorce differently. Figures on screen in the video version are sourced from Statistics Canada, the City of Toronto, TRREB, the Canada Revenue Agency and the election agencies of Quebec, Alberta, British Columbia and Toronto. Chapters 0:00 Intro 1:00 A divorce lawyer and a realtor 5:46 Splitting the house in a falling Toronto market 11:51 What lockdown did to marriages 17:53 Why more people are choosing to rent 26:29 Why governments want you to own a home 27:11 Hockey cards are taxed, the family home isn't 30:27 Who is actually buying in Toronto 32:48 Men, women and arm's length 36:12 Why more women are asking for prenups 39:36 A prenup is a shareholders' agreement 45:17 Advice for couples Watch on YouTube: https://youtu.be/hfRv3os7eEE Load Bearing is a podcast about money, power and business.
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    50 分
  • Harvard Teaches This Noble Family's Collapse. What Did They Lose to the Banks? | Octavian Pilati
    2026/09/22

    Octavian Graf Pilati's family has been in Lower Austria since 1730, when his ancestors, the Khevenhüllers, bought Burg Hardegg and the estate at Riegersburg. One of them ran Maria Theresa's court and was made a prince. Another went to Mexico with Emperor Maximilian. The estates fell into the Soviet zone in 1945 and the family spent ten years as refugees; when they came back in 1955, half the forest had been cut down.


    In 2009 his father pledged those forests as security for the bank loans of a listed timber company planting teak in Costa Rica. His sons found out in 2010, when his older brother pulled the land registry documents. The timber volumes had been overstated and half the Costa Rican land was protected rainforest. The company went bankrupt, investigations ran in Austria and Costa Rica and nobody was prosecuted, and three Austrian banks called the pledges. Octavian was in his early twenties, sitting opposite them with a lawyer.


    At the end of 2017 the family sold the entire forest and repaid every bank in full, with money left over. They kept the castle at Hardegg, sold the baroque palace at Ruegers in 2021, and ended up owning the teak plantations in Costa Rica. Harvard Business School teaches the story in a course called How Not to Bankrupt Your Family.

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    46 分
  • Most Britons Have No Will. Who Gets Their Money? | Tasnim Khalid
    2026/09/21

    More than half of adults in the UK have no will. Tasnim Khalid, founder of Private Client Solicitors in Manchester, has spent 21 years sorting out what families leave behind, and she says they are arguing more than ever.

    Sheelam Chadha and Tasnim talk about why inheritance fights are getting bigger, the client who sold his company with six months to live, a family that fought over a gargoyle, and why wealthy families are moving money to Portugal, Singapore and Dublin. Tasnim also explains why she left corporate law at nine months pregnant to start her own firm.

    Chapters

    0:00 Intro

    0:20 Meet Tasnim Khalid

    0:58 Leaving corporate law, nine months pregnant

    3:46 From Punjab to London: her father's story

    8:33 Starting a business in Britain's tax squeeze

    11:04 AI and the law

    12:35 56% of adults have no will

    14:45 Six months to live

    20:18 Why heirs fight more than ever

    23:23 The property ladder and lifetime renters

    25:20 Talk to your children while you can

    27:06 The gargoyle

    27:55 Britain's wealthy are moving abroad

    31:05 Don't let the tax tail wag the dog

    34:41 London 25%, Dublin 12.5%

    35:57 Running a business as a working mum

    38:21 Take the leap

    Watch the video on YouTube: https://youtu.be/ELYPoe-qRxk

    More: https://loadbearingpodcast.com

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    39 分
  • The Dutch Property Market Is Broken. Here’s Why. | Jan de Quay
    2026/09/11

    The Netherlands is taxing its investors away. Why, and what happens when the money leaves?

    Jan de Quay ran Savills in the Netherlands for 19 years, after 11 years at Jones Lang. We talk about rising taxes, government spending, investors moving elsewhere, a property market stuck between buyers and sellers, and why Jan thinks a slow crisis can be worse than a crash.

    We also get into Amsterdam's finances, where he would put money today, AI risk, European politics, China and what the Netherlands could look like in ten years.

    Chapters

    00:00 From running Savills to walking away at 60

    03:40 A slow crisis, not a 2008 crash

    05:08 A government that cannot pass anything

    06:52 The Dutch market everyone wanted to own

    08:02 A 10.4% transfer tax and the end of FBI status

    09:50 Why nothing gets built

    10:35 The new rent band from 900 to 1,250 euros

    12:26 Box 3 explained

    14:05 75,000 rental homes gone in two years

    15:36 Everybody loses and nobody changes it

    17:19 Are the Dutch actually leaving?

    19:39 Amsterdam's 300 communication advisers

    20:42 The country our children inherit

    24:16 Are owners finally selling?

    25:02 An 80 million office, offers at 62

    26:25 Sell, or hand the keys back

    27:02 Why office to residential rarely works

    28:49 Which Dutch cities still trade

    31:27 Waiting for the crisis that unlocks the market

    34:38 Why Jan avoids offices now

    35:13 The AI danger zone

    37:00 The case for secondary retail

    40:43 Amsterdam is technically broke

    41:27 Where are we in ten years?

    47:00 Cynicism or realism?

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    49 分
  • The Future of the World, Wars and AI? | Caleb Cicek
    2026/09/08

    What happens when AI changes our jobs, fights our wars and becomes something we can't run our businesses, or our lives, without?

    Sheelam Chadha sits down with Caleb Cicek, Chief AI Officer at the Institute of AI, for a candid conversation about where all this is taking us. From the US-China technology race and Europe's dependence on foreign providers to robot soldiers and competition for energy, we explore who holds the power and what happens when they decide to switch it off.

    Then there's the human question. Are we becoming more capable, or simply handing over our ability to think? We discuss job losses, accountability, AI companions and "cognitive surrender": believing the machine because it sounds like it knows.

    I use AI every day and love what it makes possible. That doesn't mean I'm comfortable with everything that might come next.

    Some dark predictions, some disagreement and a few laughs, because you can be excited about the technology and still ask difficult questions.

    Recorded on 8 September 2026. Future scenarios discussed are predictions and opinions.

    CHAPTERS

    00:00 Introduction

    01:00 Caleb's story: engineer first, consultant second

    04:37 What the Institute of AI actually does

    05:47 Ethics, regulation and standards are not the same thing

    07:47 Nobody types any more

    08:31 "I wouldn't hire someone who can't use AI properly"

    09:59 The regulation we missed on social media

    11:57 Is AI good for us?

    12:52 A robot in the house, and what it can see

    14:29 Cognitive surrender

    15:32 Idiocracy, and what we are losing

    17:14 The EU AI Act and the December 2027 deadline

    19:03 Should a model decide who gets a mortgage?

    22:10 What happens to work

    25:17 The AI race with China

    27:03 What if another country switches you off?

    29:40 Who actually controls AI

    32:18 Which AI does he actually use?

    37:20 Jobs, robots and manual labour

    41:37 2030: robot soldiers and the war for energy

    43:05 What he hopes for

    Follow Load Bearing for more: https://loadbearingpodcast.com

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    44 分
  • Germany Is Sinking. Spain Is Rising. Why? | Christopher Hütwohl
    2026/09/02

    What happens when AI collides with politics, productivity and Europe’s economic reality? Sheelam Chadha speaks with Christopher Hütwohl about Germany, technology, work and the ideas shaping our future.

    Load Bearing explores money, power, business—and the absurd systems holding everything together.

    More: https://loadbearingpodcast.com

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    1 時間 17 分