エピソード

  • Nightframes: The AI Agents Charles Says Come After Smart Contracts

    Nightframes: The AI Agents Charles Says Come After Smart Contracts
    2026/10/16
    Charles Hoskinson presented Nightframes at Midnight City Tokyo as a possible successor to the smart contract: a private, always-on agent that can understand identity, intention and personal context while producing proof of what it did. Peter breaks down the idea in plain English and asks what changes when an AI agent is owned by its user rather than a large platform.

    The episode explores selective medical-data sharing, rentable AI skills, agents with wallets and spending rules, and Midnight City as a low-stakes environment for testing autonomous behaviour. It also separates the vision from what still needs to be demonstrated, including verifiable receipts, practical privacy controls and a Nightframe running on an ordinary phone.

    Chapters:
    0:00 Charles Introduces Nightframes
    0:55 Beyond Smart Contracts
    1:58 Identity, Intent and Intelligence
    3:11 Who Owns Your AI?
    4:51 Private Medical Data
    6:06 Renting AI Agent Skills
    7:48 Why Agents Need Wallets
    8:56 Trust, Limits and Proof
    10:00 Midnight City's Test Environment
    11:48 Agents That Work for You
    12:25 What Still Needs Proving

    What you'll learn:
    - Charles Hoskinson describes Nightframes as private, always-on agents that follow user intent and can prove what they did.
    - Nightframes are intended to be non-custodial and decentralised so the user controls the agent, its identity and its data.
    - Selective disclosure could let a traveller prove essential medical facts without handing a clinic their entire health history.
    - A Nightframe skill marketplace could let creators rent specialised AI capabilities without exposing the underlying method.
    - Autonomous agents need wallets, but useful safeguards also require spending limits, approved purchases and verifiable receipts.
    - Midnight City is presented as a low-stakes environment where Nightframe behaviour can be tested before real money or personal data is involved.
    - Peter wants to see Nightframes demonstrate checkable proofs, private skill rental and practical operation on an ordinary phone.

    Links & References:
    Midnight City website:
    - https://link.learncardano.io/VJm2gD
    Charles presentation at Midnight City Tokyo:
    - https://link.learncardano.io/mLvRuG

    Website: https://link.learncardano.io/bQ68Rc
    X/Twitter: https://link.learncardano.io/3a1Qtv

    Disclosure: Midnight is a paid partner of Learn Cardano. This episode reflects Peter’s own views.

    Disclaimer: This content is for educational purposes only. Nothing constitutes financial or legal advice.

    DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content.

    🔗 https://www.youtube.com/watch?v=Fq8FhvxET2k

    Subscribe to the audio podcast:
    🔗 https://bit.ly/learncardano-spotify
    🔗 https://apple.co/3jEPM8C
    🔗 https://learncardano.io/

    Follow on Social:
    🔗 https://x.com/learncardano
    🔗 https://facebook.com/learncardano
    続きを読む 一部表示
    14 分
  • Australia’s New Crypto Rules Could Push Smaller Platforms Out

    Australia’s New Crypto Rules Could Push Smaller Platforms Out
    2026/10/16
    Australia’s crypto industry is moving into a stricter regulatory phase. ASIC Consultation Paper 392 sets out proposed guidance and standards for digital asset platforms and tokenised custody platforms ahead of the new regime commencing in April 2027, covering licensing, client assets, trading, settlement and financial requirements.Peter speaks with Michael from StormRake about what the consultation means for exchanges, brokers and everyday Australian crypto users. They unpack AFSL applications, the cost of compliance, the gap between more than 300 AUSTRAC-registered entities and roughly 140 licence applicants, and whether smaller operators may leave the market.The discussion also covers bank restrictions on crypto payments, privacy, peer-to-peer transactions, self-custody trade-offs and why both industry participants and consumers should engage with the consultation while the proposed standards can still be shaped.Chapters:0:00 Why Australia’s Crypto Industry Is Worried1:28 What ASIC Consultation CP392 Changes3:05 Exchanges, Brokers and Digital Platforms4:26 April 2027 and AFSL Requirements5:17 The Cost of Crypto Compliance7:26 Consumer Protection or Tax Control?9:53 Privacy and Peer-to-Peer Crypto13:02 Who Is Driving the Regulation?15:19 Banks Blocking Crypto Payments20:03 What Australian Users Can Do24:51 Making the Consultation Count29:11 Why Local Support Still MattersWhat you'll learn:- ASIC Consultation Paper 392 proposes guidance and operational standards for digital asset platforms and tokenised custody platforms ahead of the April 2027 regime.- Crypto exchanges and brokers may be captured as digital asset platforms and require appropriate Australian financial services licensing.- More than 140 entities have reportedly applied for an AFSL, compared with more than 300 crypto businesses previously registered with AUSTRAC.- Licensing can require months of internal work, external advice, system changes and ongoing compliance staff, creating a heavier burden for smaller operators.- Fewer licensed platforms could reduce competition and consumer choice even as the framework aims to improve safeguards for client assets and trading.- Australian users are already experiencing bank restrictions on some crypto-related payments, which the discussion links to institutional risk settings.- Self-custody can reduce reliance on platforms but introduces its own security and recovery risks, so it is not a simple answer for every user.- The consultation gives industry participants and the public an opportunity to comment before ASIC finalises detailed guidance and standards.Links & References:- Australia Sets New Crypto Reporting and Licensing Rules for 2027 / X: https://link.learncardano.io/4...- Australia Proposes Capital, Custody Rules for Crypto: https://link.learncardano.io/z...- 26-245MR ASIC consults on implementation of new digital asset laws | ASIC: https://link.learncardano.io/T...- ASIC Consultation - Google Docs: https://link.learncardano.io/n...Watch on YouTube: https://youtu.be/X0lJ5DBZzr8Website: https://link.learncardano.io/b...X/Twitter: https://link.learncardano.io/3...Disclaimer: This content is for educational purposes only. Nothing constitutes financial advice.DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content.🔗 https://www.youtube.com/watch?v=Fq8FhvxET2k Subscribe to the audio podcast:🔗 https://bit.ly/learncardano-spotify 🔗 https://apple.co/3jEPM8C 🔗 https://learncardano.io/ Follow on Social:🔗 https://x.com/learncardano 🔗 https://facebook.com/learncardano
    続きを読む 一部表示
    30 分
  • Borrow Against Your Crypto? The Elon Musk Strategy Explained

    Borrow Against Your Crypto? The Elon Musk Strategy Explained
    2026/10/15
    Borrowing against crypto can provide cash without selling the underlying asset, but it replaces a potential capital gains event with interest, liquidation risk and counterparty exposure. Using Elon Musk's Tesla-backed borrowing as a starting point, Peter explains why the ultra-wealthy tend to borrow conservatively against large asset pools rather than treating debt as free money.The episode compares the US ‘buy, borrow, die’ strategy with Australia's different inherited-asset cost-base rules, then models how a 50% crypto loan-to-value ratio can quickly rise into margin-call territory when collateral falls. It also examines Nexo Credit Line for Australian clients, including its revolving structure, variable rates and LTV limits, provider custody, and the questions borrowers should consider before putting digital assets up as collateral.Chapters:0:00 Borrow, Don't Sell1:31 Elon Musk's Tesla Loans3:15 Why Low LTV Matters3:54 Buy, Borrow, Die5:49 Australia's Tax Difference6:25 Crypto-Backed Lending6:50 LTV and Liquidation Risk7:33 Counterparty Risk8:38 Nexo Credit Line9:26 Risks and Trade-Offs10:19 The Real TakeawayWhat you'll learn:- Asset-backed borrowing allows owners to access cash without selling, but interest, collateral requirements and forced-sale risk still apply.- Tesla's board caps Elon Musk's borrowing against pledged shares at 25% of their value or US$3.5 billion, whichever is lower.- The US ‘buy, borrow, die’ strategy relies partly on inherited assets receiving a step-up in cost basis, which does not translate directly to Australia.- Australian beneficiaries generally inherit the original cost base for post-CGT assets, so borrowing is mainly about timing and retaining exposure rather than eliminating tax.- A 50% crypto LTV can rise to 83.3% after a 40% fall in collateral value, potentially triggering a margin call or forced sale.- Crypto-backed loans introduce counterparty risk because the provider controls the pledged collateral.- Nexo Credit Line is presented as a revolving credit facility for eligible Australian clients, with rates and limits depending on current product terms and loyalty tier.- Borrowers should test whether they could cover interest or add collateral during a sharp downturn without putting savings or their financial safety net at risk.Links & References:- Nexo: https://link.learncardano.io/QR6DJeReferences:- https://link.learncardano.io/dVfUo8- https://link.learncardano.io/tk6n0Z- https://link.learncardano.io/InqQwf- https://link.learncardano.io/3wmaq8Website: https://link.learncardano.io/bQ68RcX/Twitter: https://link.learncardano.io/3a1QtvDisclaimer: This content is for educational purposes only. Nothing constitutes financial advice.DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content.🔗 https://www.youtube.com/watch?v=Fq8FhvxET2k Subscribe to the audio podcast:🔗 https://bit.ly/learncardano-spotify 🔗 https://apple.co/3jEPM8C 🔗 https://learncardano.io/ Follow on Social:🔗 https://x.com/learncardano 🔗 https://facebook.com/learncardano
    続きを読む 一部表示
    11 分
  • Cardano at Token2049: Hackathon Wins, RWAs and Midnight

    Cardano at Token2049: Hackathon Wins, RWAs and Midnight
    2026/10/14
    This Cardano news update covers the biggest Token2049 Singapore takeaways and the follow-up announcements now landing across the ecosystem. Peter starts with the latest Ledger and Trezor supply-chain concerns, then moves into Cardano's programmable token standard, Midnight's role in private and compliant transactions, and the growing institutional story around Veridian ID and Fireblocks.The episode also breaks down the Cardano Foundation booth, UTXO Pitch Night with Draper Dragon, the Origins Hackathon results, and why the number of teams building on Cardano rails was a strong signal from the event. From there, Peter covers Minswap and Fluid Tokens, Cardano's Japan push with Pacific Meta, RealFi and GeroWallet, the .ada domain application, Butane V2 on testnet, Open Wallet Standard support, and checkout tools like Hokan and Chatsoon.As always, use the official links and project channels before taking action. This is an ecosystem update and security roundup, not financial advice.Chapters:0:00 Ledger and Trezor warning5:16 Programmable tokens and Midnight7:06 Veridian ID spins out7:57 Fireblocks and institutions10:17 Token2049 ecosystem push17:44 Hackathon builders and agents23:28 Minswap and Fluid Tokens28:32 Japan, RealFi and .ada31:25 Butane and wallet standards34:00 Treasury-funded visibilityWhat you'll learn:- Ledger and Trezor supply-chain reports are spreading beyond one device model, so hardware wallet users should verify purchase channels and device integrity carefully.- Cardano programmable tokens are now positioned for stablecoins, RWAs and other regulated assets that need rules built into native tokens.- Midnight permissionless smart contracts and privacy features connect directly with Cardano use cases that need selective disclosure and compliance.- Veridian ID has spun out from the Cardano Foundation as its own product, while Fireblocks is preparing Cardano Native Token support for institutional custody.- Token2049 put Cardano in front of builders, investors and ecosystem partners through the booth, podcast studio, UTXO Pitch Night and Origins Hackathon.- The Origins Hackathon had strong Cardano participation, including agentic commerce projects using rails such as x402 and Masumi.- Minswap and Fluid Tokens are moving toward a merged Cardano DeFi experience, with CIP-113 testing and multichain plans also in view.- Further updates include Pacific Meta in Japan, RealFi and GeroWallet, the .ada domain application, Butane V2 testnet, Open Wallet Standard support, Hokan and Chatsoon.Links & References:- Trezor Cuts Resellers After Ledger Tampering Scare / X: https://link.learncardano.io/wrRU7H- Rapha.hl on X: "Good morning run before #token2049 💪 Always a good time, gents @F_Gregaard @phillip_pon @planetmaaz @Andytang @snek" / X: https://link.learncardano.io/RGjQIqTheme:- https://link.learncardano.io/MnOlwV- https://link.learncardano.io/T3fWiKCardano Impact:- https://link.learncardano.io/DTrErN- https://link.learncardano.io/QnuVBp- https://link.learncardano.io/H2bmXk- https://link.learncardano.io/Iiy6CJ- https://link.learncardano.io/AylaBi- https://link.learncardano.io/Zl3IUtUTXO Pitch Night:- https://link.learncardano.io/bINgEG- https://link.learncardano.io/F8kHSw- https://link.learncardano.io/51pkaD- https://link.learncardano.io/YcmKYL- https://link.learncardano.io/gMnTKFHackathon:- https://link.learncardano.io/wxVI73- https://link.learncardano.io/VBKLav- https://link.learncardano.io/idZNS1- https://link.learncardano.io/q0o4PrMinswap Fluid Tokens:- https://link.learncardano.io/29Ez8X- https://link.learncardano.io/uHGlMN- https://link.learncardano.io/qYkYOV- https://link.learncardano.io/iX0WusMore Cardano News:- https://link.learncardano.io/B9CzZe- https://link.learncardano.io/IHAemN- https://link.learncardano.io/kM5Xyd- https://link.learncardano.io/Qg5ZEs- https://link.learncardano.io/6frdpJ- https://link.learncardano.io/DmKX1G- https://link.learncardano.io/pScnMs- https://link.learncardano.io/OhJfBUCheckout:- https://link.learncardano.io/jnXgKd- https://link.learncardano.io/Uas23gWebsite: https://link.learncardano.io/bQ68RcX/Twitter: https://link.learncardano.io/3a1QtvDisclaimer: This content is for educational purposes only. Nothing constitutes financial advice.DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content.🔗 https://www.youtube.com/watch?v=Fq8FhvxET2k Subscribe to the audio podcast:🔗 https://bit.ly/learncardano-spotify 🔗 ...
    続きを読む 一部表示
    36 分
  • Midnight Goes Permissionless: Solana Privacy, Japan and AI Agents

    Midnight Goes Permissionless: Solana Privacy, Japan and AI Agents
    2026/10/13
    Peter breaks down the latest Midnight ecosystem updates from Token2049 and the wider Asia tour, starting with permissionless smart contract deployment on mainnet and the sharp rise in network activity that followed. He also covers Solana wallet support for private DeFi, NIGHT access through OKJ in Japan, and Fahmi Syed’s collateral warehouse example for private but compliant trading infrastructure.The episode also looks at the community and builder side of Midnight: ambassador activity at Token2049, Charles Hoskinson’s Midnight City presentation, AI agents hiring humans to walk the conference floor, the Tokyo activation, and the startup pitches building around privacy. Peter closes with updates on his own Hokan escrow platform and Chatsoon networking CRM, and how Midnight privacy could fit into those products.Chapters:0:00 Midnight Mainnet Opens Up1:39 Solana Privacy Support3:26 NIGHT Access in Japan4:48 Collateral Warehouse Use Case8:12 Midnight Ambassador Network12:16 Midnight City and AI Agents15:14 Token2049 Side Events17:32 Startup Pitches on Midnight19:56 Tokyo Activation21:07 Hokan Escrow Plans22:10 Chatsoon Event CRM23:43 Wrap Up and Next UpdatesWhat you'll learn:- Midnight has removed the previous permission gate for smart contract deployment, allowing builders to deploy directly on mainnet.- Daily Midnight transactions reportedly jumped sharply after permissionless contracts opened up, showing early mainnet activity from builders and testers.- Solana wallet support is being connected to Midnight so users can access private swaps and private DeFi flows from their existing wallets.- OKJ is expanding NIGHT access in Japan, an important market for long-time Cardano and ADA holders.- The collateral warehouse idea shows how Midnight can support private trading and asset movement while still allowing compliance proofs where needed.- Midnight City is being used as a visible proof of concept for AI agents, passports, rentable skills, and private on-chain activity.References:1. Pete - https://link.learncardano.io/HamXI12. Linda - https://link.learncardano.io/tfg2bU3. Linda - https://link.learncardano.io/1Qn81J4. Sebastien Guillemot - https://link.learncardano.io/3AYHM45. Midnight - https://link.learncardano.io/pfIYpS6. OKJ（オーケージェー） - https://link.learncardano.io/vKnlJM7. support.okj.com - https://link.learncardano.io/tQTv7x8. SWANNY 🔺 - https://link.learncardano.io/StVYa69. Sydney Nelson - https://link.learncardano.io/wTm5sW10. Cointelegraph - https://link.learncardano.io/oBI9x111. Ele Mather - https://link.learncardano.io/JIt2MV12. Jure - https://link.learncardano.io/3wKKEC13. Alex Pestchanker - https://link.learncardano.io/lOcJQa14. WEA - https://link.learncardano.io/7J3Rus15. Sydney Nelson - https://link.learncardano.io/nC69nY16. Hokan - https://link.learncardano.io/jnXgKd17. Chatsoon - https://link.learncardano.io/Uas23gLinks:All my links - https://link.learncardano.io/j4yE4LSupport the channel - https://link.learncardano.io/E6wHk0Delegate to ADAOZ - https://link.learncardano.io/8eQt6mAudio podcast - https://link.learncardano.io/IbVJqjDisclosure: I am a Midnight Ambassador. Views are my own. This is educational content, not financial or legal advice. Do your own research.#cardano #midnight #blockchainDISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content.🔗 https://www.youtube.com/watch?v=Fq8FhvxET2k Subscribe to the audio podcast:🔗 https://bit.ly/learncardano-spotify 🔗 https://apple.co/3jEPM8C 🔗 https://learncardano.io/ Follow on Social:🔗 https://x.com/learncardano 🔗 https://facebook.com/learncardano
    続きを読む 一部表示
    25 分
  • Ledger Hardware Implant Confirmed: What Wallet Users Should Check

    Ledger Hardware Implant Confirmed: What Wallet Users Should Check
    2026/10/12
    Ledger has confirmed that one impacted user's device contained an unauthorized hardware implant as part of an investigation into reports of lost funds from users in South East Asia who purchased through reseller CryptoBilis.Peter breaks down what has been reported, why buying hardware wallets through trusted channels matters, how phishing emails still target Ledger users, and what crypto holders can check when reviewing their own custody setup.Chapters:0:00 Ledger security warning0:52 Buy from trusted sources1:36 Reported losses and reseller risk2:25 Suspicious implant hardware3:11 Checking your Ledger device3:52 Phishing emails and fake updates5:02 Keystone and paper wallet options6:18 Affiliate disclosure and support7:48 Upcoming Cardano and Midnight updatesWhat you'll learn:- Ledger is investigating reports of lost funds from users in South East Asia who purchased devices from reseller CryptoBilis.- Ledger later confirmed that one impacted user's device contained an unauthorized hardware implant.- Community investigators shared images comparing a Ledger board with the suspected implant hardware.- Buying hardware wallets through trusted or direct channels matters because supply-chain risk can defeat normal cold-storage assumptions.- Phishing emails remain a separate Ledger-user risk, especially after previous customer database leaks.- Peter discusses checking device hardware, considering open-source wallet designs, and understanding paper wallet trade-offs.References:- Mark Karpelès on X: "This looks like this could be exactly what I'm investigating. Anyone affected, please contact me or open your ledger and send me pictures so we can confirm if there's a bug in there (pictures: ledger board on top, spy implant below). https://t.co/mg2VRHLRHE" / X: https://link.learncardano.io/kEswaC- Ledger Support on X: "Ledger is investigating reports of loss of funds from users in South East Asia who purchased products from a reseller named CryptoBillis. As a precaution, and pending the results of our investigation, we have asked CryptoBilis to pause all sales and shipments of Ledger devices… / X: https://link.learncardano.io/rB0OoK- shop.ledger.com: https://link.learncardano.io/4Ywmu9- Ledger Support on X: "Situation Update: Ledger can confirm that one of the impacted users’ devices contained an unauthorized hardware implant. Ledger is reaching out to impacted users as part of the ongoing investigation. If you have information regarding the investigation, please reach out to Ledg… / X: https://link.learncardano.io/oguCxsWebsite: https://learncardano.ioX/Twitter: https://x.com/LearnCardanoDisclaimer: This content is educational only and is not financial, investment, legal, tax, or security advice. Some wallet, exchange, and referral links may be affiliate links.DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content.🔗 https://www.youtube.com/watch?v=Fq8FhvxET2k Subscribe to the audio podcast:🔗 https://bit.ly/learncardano-spotify 🔗 https://apple.co/3jEPM8C 🔗 https://learncardano.io/ Follow on Social:🔗 https://x.com/learncardano 🔗 https://facebook.com/learncardano
    続きを読む 一部表示
    8 分
  • Lava Protocol: Cardano Liquid Staking for Real DeFi Yield

    Lava Protocol: Cardano Liquid Staking for Real DeFi Yield
    2026/10/03
    Lava is building a liquid staking protocol for Cardano that lets ADA holders deposit ADA, mint the LADA receipt token, and keep staking exposure while using DeFi. In this interview, Peter speaks with Nick Milne about why Cardano native staking is already liquid, what changes when that ADA moves into DeFi, and how Lava aims to stack staking yield with on-chain strategies.

    They also discuss Atrium delegation, LADA as a Cardano native token, DEX and stablecoin liquidity, lending collateral, regulatory and tax friction, vault infrastructure, looping strategies, and what Nick learned from the Draper University program.

    Chapters:
    0:00 Intro
    1:26 How LADA Works
    3:28 Staking Plus DeFi
    5:20 Cardano Versus Ethereum
    7:28 DeFi As A Hedge
    9:35 Stacking Yield
    12:02 Integrations And TVL
    17:21 Stablecoin Liquidity
    20:01 Tax Friction
    22:54 Vaults And Looping
    28:16 Draper Lessons
    33:30 Wrap Up

    What you'll learn:
    - Lava is designed to let ADA holders mint LADA, a Cardano native receipt token backed by deposited ADA.
    - The core pitch is to avoid choosing between native staking yield and DeFi participation when deploying ADA on-chain.
    - Lava plans to use Atrium-style delegation while making LADA usable across DEX liquidity, stablecoin pairs and lending markets.
    - Nick argues that liquid staking is a foundational DeFi primitive in ecosystems like Ethereum and Solana, and Cardano can adapt the idea to its own staking model.
    - Tax and regulatory treatment may still be a real adoption barrier for users who treat an ADA-to-LADA conversion as a taxable event.
    - Lava sees vaults, looping and yield aggregation as longer-term infrastructure for making Cardano DeFi easier to use.

    Links & References:
    Lava:
    - https://link.learncardano.io/zuM77S
    Follow Lava on X:
    - https://link.learncardano.io/YC8cob
    Follow Nick on X:
    - https://link.learncardano.io/DLG1js

    Website: https://link.learncardano.io/bQ68Rc
    X/Twitter: https://link.learncardano.io/3a1Qtv

    Disclaimer: This content is for educational purposes only. Nothing constitutes financial advice.

    DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content.

    🔗 https://www.youtube.com/watch?v=Fq8FhvxET2k

    Subscribe to the audio podcast:
    🔗 https://bit.ly/learncardano-spotify
    🔗 https://apple.co/3jEPM8C
    🔗 https://learncardano.io/

    Follow on Social:
    🔗 https://x.com/learncardano
    🔗 https://facebook.com/learncardano
    続きを読む 一部表示
    34 分
  • Crypto Tax in Australia: What the ATO Can Really See

    Crypto Tax in Australia: What the ATO Can Really See
    2026/10/03
    Australian crypto tax can get messy fast. In this episode, Peter speaks with Matthew from Summ, formerly Crypto Tax Calculator, about what actually triggers a taxable event, how the ATO views staking, airdrops, NFTs, DeFi, wrapping, liquidity pools, scams and lost wallets, and why good records matter before the ATO comes knocking.They also dig into how much visibility the ATO already has through exchange reporting and on-chain activity, what CARF could change for offshore exchanges, how the travel rule affects normal users, and why Summ is expanding beyond crypto into broader investment tax reporting.Chapters:0:00 Intro1:07 Crypto Tax Misconceptions3:44 Taxable Crypto Events5:45 Staking Rewards Taxed Twice8:41 DeFi, LPs And Wrapping11:15 Tracking Transactions Properly14:13 Lost Funds And Evidence17:17 What The ATO Can See19:57 CARF And Offshore Exchanges22:58 Travel Rule And Licensing25:46 Privacy Trade-Offs28:10 Where Tax Rules Struggle31:43 Why Summ Rebranded34:33 Real-Time Tax Tracking37:01 Getting Started With Reporting39:13 Mistakes To Avoid40:50 Wrap UpWhat you'll learn:- Selling crypto, swapping crypto-to-crypto, using crypto to buy NFTs, and moving through many DeFi actions can trigger taxable events in Australia.- Staking rewards and airdrops can create ordinary income first, then a later capital gain or loss when the asset is sold.- Liquidity pools, lending receipt tokens and wrapped assets can be treated as disposals, even when users feel they still have the same economic exposure.- The ATO already receives Australian exchange data and can infer wallet ownership from repeated on-chain movements between exchanges and wallets.- CARF may give the ATO more visibility into offshore exchange activity as tax authorities begin sharing crypto reporting data internationally.- If funds were lost, stolen, rugged or trapped on a failed exchange, evidence such as emails, transaction hashes and public reports matters.Links & References:Summ: rebrand from Crypto Tax Calculator:- https://link.learncardano.io/MoR5iaSumm: stocks FAQ:- https://link.learncardano.io/xzL20CATO: Crypto asset transactions:- https://link.learncardano.io/GmSplqATO: Crypto to crypto exchange or swap:- https://link.learncardano.io/T5MrvTATO: What are crypto assets:- https://link.learncardano.io/ARZ2moATO: CGT discount:- https://link.learncardano.io/njU3wqATO: Staking rewards and airdrops:- https://link.learncardano.io/FqFj1tATO: Decentralised finance and wrapping crypto:- https://link.learncardano.io/AIorOiATO: Loss or theft of crypto assets:- https://link.learncardano.io/NyOGtNATO: Keeping crypto records:- https://link.learncardano.io/czL1FKATO: Using capital losses to reduce capital gains:- https://link.learncardano.io/UkXNkdATO: How to work out and report CGT on crypto:- https://link.learncardano.io/E5WvMtATO: Crypto assets data-matching program:- https://link.learncardano.io/7wvlx5ATO: Liability and penalties for voluntary corrections:- https://link.learncardano.io/hvzjR1ATO: Preparing your tax return and due dates:- https://link.learncardano.io/yOD3JsATO: OECD Crypto Asset Reporting Framework and domestic reporting:- https://link.learncardano.io/TO7eDDTreasury: Crypto Asset Reporting Framework consultation:- https://link.learncardano.io/DuQU4wOECD: Crypto-Asset Reporting Framework:- https://link.learncardano.io/XtY9HMAUSTRAC: Travel rule overview:- https://link.learncardano.io/XJEeTqAUSTRAC: About the AML/CTF reforms:- https://link.learncardano.io/UXsar5AUSTRAC: Register as a remittance or virtual asset service provider:- https://link.learncardano.io/A5AsNzASIC: Roadmap for digital assets law reform implementation:- https://link.learncardano.io/OwcMIyDigital Assets Framework Act 2026:- https://link.learncardano.io/ZTzSpOASIC: INFO 225 Digital assets, financial products and services:- https://link.learncardano.io/TH43M5ATO: Division 296 tax on large super balances:- https://link.learncardano.io/SrGoDsTreasury: Super reforms and the realised earnings approach:- https://link.learncardano.io/y1tFMZWebsite: https://link.learncardano.io/bQ68RcX/Twitter: https://link.learncardano.io/3a1QtvDisclaimer: This content is for educational purposes only. Nothing constitutes financial advice.DISCLAIMER: This content is for informational and educational purposes only and is not financial, investment, or legal advice. I am not affiliated with, nor compensated by, the project discussed—no tokens, payments, or incentives received. I do not hold a stake in the project, including private or future allocations. All views are my own, based on public information. Always do your own research and consult a licensed advisor before investing. Crypto investments carry high risk, and past performance is no guarantee of future results. I am not responsible for any decisions you make based on this content.🔗 https://www.youtube.com/watch?v=Fq8FhvxET2k Subscribe to the audio podcast:🔗 https://bit.ly/learncardano-spotify 🔗 https://apple.co/3jEPM8C 🔗 ...
    続きを読む 一部表示
    42 分