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  • How Mortgage Brokers Beat the System | Real Estate Podcast on Broker Advocacy, Homeownership, and Consumer Rights

    How Mortgage Brokers Beat the System | Real Estate Podcast on Broker Advocacy, Homeownership, and Consumer Rights
    2025/11/03
    Ever been spammed by 57 lenders the second you apply for one home loan? Yeah, thank trigger leads for that. This week, I talk with Brendan McKay, co-founder of the Broker Action Coalition (BAC) and mortgage expert with 20 years in the real estate lending industry. He shares how brokers are taking on big banks, reshaping mortgage laws, and giving home buyers more power, more options, and fewer headaches. We scratch into deeper levels of broker advocacy, mortgage reform, loan officer compensation, and what real consumer protection looks like when brokers lead the charge. If you’re a mortgage professional, real estate agent, or just someone trying to understand the home-buying process, plug in. This is the inside story on how mortgage brokers are changing the housing market, and maybe saving your sanity. #MortgageBroker #RealEstatePodcast #MortgageAdvice #BrokerActionCoalition #Homeownership #ConsumerAdvocacy #MortgageIndustry #RealEstateEducation #HousingMarket #MortgageTips #MortgageLending #KnowBeforeYouO #LoanOfficerLife #MortgageReform #TriggerLeads
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    18 分
  • Reverse Mortgages, Freedom, and the Silver Tsunami with Brad Byrnes

    Reverse Mortgages, Freedom, and the Silver Tsunami with Brad Byrnes
    2025/10/27
    Reverse mortgages. Two words that make most people’s eyes twitch. But not today. In this episode of Know Before You Owe, I chat with Brad Brynes, one of the top experts at Finance of America, about how reverse mortgages can actually help seniors use their equity for freedom, retirement, and a better lifestyle. We cover everything from the silver tsunami hitting the housing market to loan limits, aging in place, and how to stop seeing reverse mortgages as financial voodoo. If you’re picturing a shady deal where the bank takes Grandma’s house, think again. This is about smart planning, not panic.

    Listen in and find out why sometimes going “reverse” is actually moving forward. #reversemortgage #retirementplanning #silvertsunami #homeequity #mortgagetips
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    24 分
  • Real Estate’s “Pizza Tracker”: How Rays Is Exposing What Agents Actually Do

    Real Estate’s “Pizza Tracker”: How Rays Is Exposing What Agents Actually Do
    2025/10/20
    You can track your pizza but not your house sale? That’s the problem, and James Dwiggins, CEO and co-founder of NextHome, is here to fix it.

    On this episode of Know Before You Owe, I talk with James about Rays, the platform bringing real transparency to real estate. Think of it as a “pizza tracker” for your transactions, one that shows clients exactly what their agent is doing.

    We cover: • How transparency builds trust (and saves your reputation) • Why most clients think agents don’t do much • How Rays could reshape commissions and consumer expectations • What the future of tech looks like when it’s built for trust, not just transactions If you’re an agent tired of explaining your value, this one’s going to hit home. #realestateagents #realestatetech #realtorlife #raysapp #proptech #realestatenews #realestatecoaching #mls #homebuying #realtorvalue #realestatetrends #housingmarket #realestateinnovation #realestatepodcast #realestatebroker
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    15 分
  • Massive 705-Home Project Between Chicago & Milwaukee | Jim Black x Sanjay Kuttemperoor

    Massive 705-Home Project Between Chicago & Milwaukee | Jim Black x Sanjay Kuttemperoor
    2025/10/13
    What do you get when you mix farmland, a family with 40 years of real estate experience, and a housing shortage the size of Kenosha County? Apparently, 705 new homes. In this episode of Know Before You Owe, Jim Black chats with Sanjay Kuttemperoor, the man helping turn Pleasant Prairie, Wisconsin, into the Midwest’s hottest new zip code. They talk about how his family went from “empty fields” to “fully approved development,” why major players like Microsoft and Haribo have moved in (yes, the gummy bear people), and how this project survived COVID, zoning, financing, and everything else real estate throws your way. Think of it as a masterclass in land development… with a few Packers vs. Bears jokes thrown in.

    🔗 Learn more about Highland Estates: https://highlandestateswi.com/ 🔗 Join the waiting list: https://highlandestateswi.com/reserve #RealEstateDevelopment #MidwestHousing #HighlandEstates #JimBlack #SanjayKuttemperoor #KnowBeforeYouOwe #PleasantPrairie #WisconsinRealEstate #LandDevelopment #HomeBuilding #RealEstatePodcast #HousingShortage #NewConstruction #Chicago #Milwaukee #PropertyDevelopment
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    15 分
  • How Smart Lenders Are Scaling Without Burning Out

    How Smart Lenders Are Scaling Without Burning Out
    2025/10/06

    In this episode of Know Before You Owe, Jim Black sits down with Matt Coles to demystify what it takes to go from mortgage broker to banker, and why warehouse lines and AI-backed decision-making are key to scaling in today’s environment. They also explore how to prepare now for the next market cycle in 2026, how smaller lenders are outpacing big institutions, and how to avoid the burnout of previous booms. A must-listen for mortgage pros building for the long game.

    #mortgagebroker #mortgagelending #broker2banker #warehouselending #mortgagetechnology #realestatefinance #aifinance #loanofficerlife #mortgageindustry #knowbeforeyouowe
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    21 分
  • Why Your Tech Stack is Ghosting You (and How Rollout Fixes It)

    Why Your Tech Stack is Ghosting You (and How Rollout Fixes It)
    2025/09/29
    I sat down with AK Lalani from Rollout to talk about why your shiny tools don’t talk to each other, and how his universal API fixes it without you selling your soul (or budget) to engineers.

    Think of this as therapy for anyone who’s ever asked, “Why can’t this app just work with that one already?” From real estate CRMs to mortgage platforms and even AI workflows, AK shares how Rollout makes your tech stack finally play nice.

    Grab your headphones. It’s time to stop ghosting your integrations. #TechIntegration #RolloutAPI #PropTech #MortgageTech #RealEstateTech #KnowBeforeYouOwe
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    16 分
  • How First-Time Buyers Save on Down Payments With Shared Equity

    How First-Time Buyers Save on Down Payments With Shared Equity
    2025/09/22
    In this episode, I chat with Sanjay Kuttemperoor from Steadworth about how his platform helps buyers get into homes faster without being crushed by the traditional down payment. We talk through how shared equity works, the risks, the math, and why this is a big deal for first-time buyers and beyond.

    If you’ve been stuck renting or thinking homeownership is out of reach, you’ll want to hear this one. #RealEstateTips #HomeBuying #DownPaymentHelp #Steadworth #KnowBeforeYouOwe
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    22 分
  • Bill Sperry : Real Estate Mindset

    Bill Sperry : Real Estate Mindset
    2025/09/15
    On today's episode of Know Before You Know, we're joined by Bill Sperry, the most renowned voice in real estate. With years of experience working with hundreds of thousands of agents, Bill has witnessed the industry grow from the early days of the internet to AI-based business models.

    We discuss why relationships will continue to trump leads, how to remain relevant in a cacophonous world, and what the next five years of real estate hold. If you want real-world insights blended with high-level strategy, you'll want to lean in for this discussion. #realestatepodcast #futureofrealestate #realtorlife #businessstrategy #aiandrealestate
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    27 分