🎙️ Episode 15: FHA Construction Loans – Buy it and Fix it!

Welcome back to Keep’n It Real-T! In this episode, your hosts Martha Smith and Natalia Pierantoni are joined once again by mortgage expert Heidi Lambordi from Pioneer Mortgage.

Last time, Heidi gave us the inside scoop on the Hometown Heroes program—this time, she’s back to break down the FHA Construction Loan, a powerful tool that lets buyers purchase a home AND finance renovations all under one FHA loan. 💰🔨

We cover:

• What the FHA Construction Loan is and how it works

• Who qualifies (and who doesn’t)

• What the application process looks like

• Common pitfalls to avoid

• What kinds of homes or repairs don’t qualify

• Plus a fun rapid-fire round of Take It or Leave It!

If you're a buyer looking at fixer-uppers or an agent wanting to guide your clients better, this episode is a must!

📩 Questions or want to work with us? Email us at keepnitrealt@gmail.com 📤 Know someone this could help? Share the episode!

🎧 Listen now, laugh with us, and learn something new—only on Keep’n It Real-T! 💙

#FHAConstructionLoan #MortgageTips #KeepnItRealT #FirstTimeBuyer #RealEstatePodcast #TampaRealEstate #HeidiLambordi #RenovationLoan #FixerUpperFinancing #RealEstateEducation

🎙 Episodio 12: Spanglish Special – ¡Sí Se Puede! Comprar Sin Miedo 🏡

En este episodio especial de Keep’n It Real-T, lo hacemos Spanglish-style 🎉 porque queremos hablar directamente con nuestra comunidad Latina. Si alguna vez has pensado que no puedes comprar casa porque no tienes suficiente dinero ahorrado, no entiendes el proceso o simplemente tienes miedo... ¡ESTE episodio es para ti!

Las anfitrionas Martha Smith y Natalia Pierantoni comparten toda la información esencial para que puedas comprar tu casa sin miedo:

✅ Qué necesitas para empezar

✅ Qué documentos piden los prestamistas

✅ Qué programas existen para ayudarte con el (down payment)

✅ Cómo funciona la pre-aprobación y por qué es tan importante

✅ Qué hacer si tienes ITIN, DACA o estatus mixto

✅ ¡Y mucho más!

🎯 Este episodio es para ti si:

Eres comprador por primera vez

No sabes por dónde empezar

Crees que necesitas crédito perfecto (¡no es cierto!)

Quieres aprender cómo salir del ciclo de la renta

✨ Mensaje importante: No estás solo. Sí se puede. Te ayudamos paso a paso.

🎙️ Anfitrionas: Martha Smith & Natalia Pierantoni

📩 ¿Tienes preguntas? Escríbenos a keepnitrealt@gmail.com

📲 Síguenos en Instagram: @keepnitreal_t

#KeepnItRealT #PodcastEnEspañol #ComprandoCasa #PrimeraCasa #SiSePuede #ITIN #DACA #AsistenciaParaCompradores #RealEstatePodcast #Propiedad #TampaRealtor #FamiliaLatina

🎧 Episode 8: You Asked, We Spilled the Real-T! | Q&A with Martha & Natalia You asked... and we definitely spilled. In this juicy Q&A episode, your favorite real estate duo, Martha Smith & Natalia Pierantoni, get real about everything—from our real estate journeys to behind-the-scenes tea you didn’t even know you needed! ☕️🔥 💼 In this episode, we cover: ✨ How we got into real estate (and what we did before) ✨ Our biggest challenges, wins & wildest commission checks ✨ What brokerages we're with and if we mentor new agents ✨ Honest takes on Airbnb, commission structures & staying motivated ✨ How we handle stress (spoiler: dirty martinis may be involved 🍸) ✨ Personal life fun: Is Natalia single? How did we meet? What’s our hype song before a showing? 🔥 BONUS: We end with a rapid-fire round called Real Tea—and trust us, it’s hilarious. 🎤 Whether you're a new agent, thinking of joining real estate, or just love a good behind-the-scenes moment—this one’s for YOU. 👇 Drop a comment with your favorite moment or your own question for a future Q&A! 🔔 Don’t forget to like, subscribe & follow us for more unfiltered real estate truth. 📲 Follow us on IG: @keepnitrealtpodcast 💌 Got questions? DM us or email: [your email here] 🎧 New episodes every Tuesday! #realestatepodcast #realtorlife #QandA #KeepnItRealT #girlbosses #realestatetea #behindthescenes

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