🎙️ Episode 15: FHA Construction Loans – Buy it and Fix it!

Welcome back to Keep’n It Real-T! In this episode, your hosts Martha Smith and Natalia Pierantoni are joined once again by mortgage expert Heidi Lambordi from Pioneer Mortgage.

Last time, Heidi gave us the inside scoop on the Hometown Heroes program—this time, she’s back to break down the FHA Construction Loan, a powerful tool that lets buyers purchase a home AND finance renovations all under one FHA loan. 💰🔨

We cover:

• What the FHA Construction Loan is and how it works

• Who qualifies (and who doesn’t)

• What the application process looks like

• Common pitfalls to avoid

• What kinds of homes or repairs don’t qualify

• Plus a fun rapid-fire round of Take It or Leave It!

If you're a buyer looking at fixer-uppers or an agent wanting to guide your clients better, this episode is a must!

📩 Questions or want to work with us? Email us at keepnitrealt@gmail.com 📤 Know someone this could help? Share the episode!

🎧 Listen now, laugh with us, and learn something new—only on Keep’n It Real-T! 💙

#FHAConstructionLoan #MortgageTips #KeepnItRealT #FirstTimeBuyer #RealEstatePodcast #TampaRealEstate #HeidiLambordi #RenovationLoan #FixerUpperFinancing #RealEstateEducation

🎙️ Episode 14 – The Real Deal with Open Houses | Keep’n It Real-T

Ever wondered what really goes down behind the scenes at an open house? 🏡✨

In this episode, Martha Smith and Natalia Pierantoni are spilling all the Real-T on what it takes to host a successful open house—from prep to promotion to the wild things that can happen when the doors open!

Whether you're a seller wondering if you should host one, a new agent trying to learn the ropes, or just curious about what we really do out here—this episode is for YOU.

We dive into:

• What an open house is really for and who shows up

• Step-by-step prep tips for sellers and agents

• Our best (and worst) open house stories 😬

• The truth about safety (yup—we talk about foot guy)

• When open houses work, when they don’t, and how to decide

PLUS: Don’t miss our Rapid-Fire Open House Edition 🎯 From bad snacks to sign overload to open house etiquette—we keep it real, funny, and informative!

📩 Got questions or want to work with us? Email: keepnitrealt@gmail.com 📲 Follow us on IG: @keepnitreal_t 🛎️ Don’t forget to like, comment, subscribe, and share if you enjoyed this episode.

💙 See you next time on Keep’n It Real-T!

🎙️ Episode 13 – Hometown Heroes Program is BACK! | Keep’n It Real-T

Ready to buy a home with little to NO money down? 👀 You need to hear this!

In this episode of Keep’n It Real-T, hosts Martha Smith and Natalia Pierantoni are joined by special guest Heidi Lombardi, Branch Manager and Mortgage Loan Originator with Pioneer Mortgage, to break down the newly relaunched Hometown Heroes Program—expected to roll out July 1, 2025!

This game-changing loan program is designed to help first-time homebuyers achieve homeownership with up to $35,000 in down payment assistance.

In this episode, we cover:

• What the Hometown Heroes Program is and who qualifies

• Step-by-step breakdown of how to apply

• Common mistakes to avoid

• Who this program is not for

• Why this is a limited-time opportunity you don’t want to miss

Plus, we put Heidi in the Hot Seat for a fun rapid-fire Q&A you won’t want to miss! 🔥

💡 If you're a first-time homebuyer—or know someone who is—this episode is for YOU.

📩 Questions or want to connect? Email us at: keepnitrealt@gmail.com 📲 Follow us on IG: @keepnitreal_t 💙 Don’t forget to like, comment, share, and leave us a review!

🎧 Episode 8: You Asked, We Spilled the Real-T! | Q&A with Martha & Natalia You asked... and we definitely spilled. In this juicy Q&A episode, your favorite real estate duo, Martha Smith & Natalia Pierantoni, get real about everything—from our real estate journeys to behind-the-scenes tea you didn’t even know you needed! ☕️🔥 💼 In this episode, we cover: ✨ How we got into real estate (and what we did before) ✨ Our biggest challenges, wins & wildest commission checks ✨ What brokerages we're with and if we mentor new agents ✨ Honest takes on Airbnb, commission structures & staying motivated ✨ How we handle stress (spoiler: dirty martinis may be involved 🍸) ✨ Personal life fun: Is Natalia single? How did we meet? What’s our hype song before a showing? 🔥 BONUS: We end with a rapid-fire round called Real Tea—and trust us, it’s hilarious. 🎤 Whether you're a new agent, thinking of joining real estate, or just love a good behind-the-scenes moment—this one’s for YOU. 👇 Drop a comment with your favorite moment or your own question for a future Q&A! 🔔 Don’t forget to like, subscribe & follow us for more unfiltered real estate truth. 📲 Follow us on IG: @keepnitrealtpodcast 💌 Got questions? DM us or email: [your email here] 🎧 New episodes every Tuesday! #realestatepodcast #realtorlife #QandA #KeepnItRealT #girlbosses #realestatetea #behindthescenes

👇 Drop your questions in the comments for future episodes! 📲 Follow us on Instagram & TikTok: @keepnitreal_t 📍 Serving Tampa Bay & beyond | New episodes every Tuesday! 👍 Don’t forget to LIKE, SUBSCRIBE so you never miss the real-T! https://www.youtube.com/@KeepnItReal_T