🎙️ Episode 15: FHA Construction Loans – Buy it and Fix it!

Welcome back to Keep’n It Real-T! In this episode, your hosts Martha Smith and Natalia Pierantoni are joined once again by mortgage expert Heidi Lambordi from Pioneer Mortgage.

Last time, Heidi gave us the inside scoop on the Hometown Heroes program—this time, she’s back to break down the FHA Construction Loan, a powerful tool that lets buyers purchase a home AND finance renovations all under one FHA loan. 💰🔨

We cover:

• What the FHA Construction Loan is and how it works

• Who qualifies (and who doesn’t)

• What the application process looks like

• Common pitfalls to avoid

• What kinds of homes or repairs don’t qualify

• Plus a fun rapid-fire round of Take It or Leave It!

If you're a buyer looking at fixer-uppers or an agent wanting to guide your clients better, this episode is a must!

📩 Questions or want to work with us? Email us at keepnitrealt@gmail.com 📤 Know someone this could help? Share the episode!

🎧 Listen now, laugh with us, and learn something new—only on Keep’n It Real-T! 💙

#FHAConstructionLoan #MortgageTips #KeepnItRealT #FirstTimeBuyer #RealEstatePodcast #TampaRealEstate #HeidiLambordi #RenovationLoan #FixerUpperFinancing #RealEstateEducation

🎧 Episode 10: New Construction – Everything You Need to Know 🏡

Thinking about buying a new construction home? Don’t do it without hearing the REAL-T first!

In this episode of Keep’n It Real-T, we’re diving into all things new construction—the good, the bad, and the blueprints you wish someone told you about. From builder warranties to hidden costs, production vs. custom builders, and how to protect yourself throughout the process—we’re breaking it ALL down.

Whether you're a first-time buyer, a seasoned homeowner, or just curious about what it’s like to build from scratch, this episode gives you a real-world look at what to expect.

🔎 Here’s What We Cover: ✔️ The pros of buying new: customization, energy efficiency & more ✔️ The downsides: delays, upgrades, small lots, and cookie-cutter concerns ✔️ Production builders vs. custom builders—what’s the difference? ✔️ How your own Realtor can save you time, stress, and money ✔️ The full process—from lot selection to inspections and closing ✔️ Rapid Fire Q&A: biggest hidden costs, best & worst upgrades, and more

🎙️ Hosted by: Martha Smith & Natalia Pierantoni 📅 Episode Air Date: May 27, 2025

👇 Like, comment, and subscribe for more real talk on real estate! 📩 Questions or want to work with us? Email: keepnitrealt@gmail.com 📲 Follow us on Instagram: @keepnitreal_t

#KeepnItRealT #NewConstruction #RealEstatePodcast #HomeBuyingTips #NewBuilds #TampaRealtor #BuyingNewConstruction #CustomHomes #ProductionBuilders #WomenInRealEstate

🎧 Episode 8: You Asked, We Spilled the Real-T! | Q&A with Martha & Natalia You asked... and we definitely spilled. In this juicy Q&A episode, your favorite real estate duo, Martha Smith & Natalia Pierantoni, get real about everything—from our real estate journeys to behind-the-scenes tea you didn’t even know you needed! ☕️🔥 💼 In this episode, we cover: ✨ How we got into real estate (and what we did before) ✨ Our biggest challenges, wins & wildest commission checks ✨ What brokerages we're with and if we mentor new agents ✨ Honest takes on Airbnb, commission structures & staying motivated ✨ How we handle stress (spoiler: dirty martinis may be involved 🍸) ✨ Personal life fun: Is Natalia single? How did we meet? What’s our hype song before a showing? 🔥 BONUS: We end with a rapid-fire round called Real Tea—and trust us, it’s hilarious. 🎤 Whether you're a new agent, thinking of joining real estate, or just love a good behind-the-scenes moment—this one’s for YOU. 👇 Drop a comment with your favorite moment or your own question for a future Q&A! 🔔 Don’t forget to like, subscribe & follow us for more unfiltered real estate truth. 📲 Follow us on IG: @keepnitrealtpodcast 💌 Got questions? DM us or email: [your email here] 🎧 New episodes every Tuesday! #realestatepodcast #realtorlife #QandA #KeepnItRealT #girlbosses #realestatetea #behindthescenes

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