🎙️ Episode 11: Down Payment Assistance – with Nancy Booi from GTE Financial

If you’ve ever wondered how buyers come up with the money for a down payment—or if you're a hopeful homebuyer thinking “I don’t have enough saved”—this episode is for YOU!

We’re sitting down with Nancy Booi, Mortgage Loan Executive at GTE Financial, to break down the truth about down payment assistance, grants, and other special loan programs that can make homeownership more accessible than you think.

✨ GTE Financial isn’t just any credit union—it’s the official credit union of the Tampa Bay Lightning 🏒⚡ and they’re doing BIG things for buyers in the Tampa Bay area.

Hosted by realtors Martha Smith and Natalia Pierantoni, this episode will give you the inside scoop on:

🏡 What You’ll Learn:

• What sets credit unions apart from traditional banks

• Who qualifies for GTE’s exclusive mortgage programs

• How down payment assistance programs really work

• What grants are, how to qualify, and if they’re forgivable

• Tips for getting pre-approved and improving your chances

• Special programs for medical professionals and more

• The full mortgage process—from application to approval

🗣 Plus, we wrap things up with a fun Rapid Fire Round to get to know Nancy beyond the numbers!

🎙️ Guest: Nancy Booi 📣 Hosts: Martha Smith & Natalia Pierantoni 📅 Air Date: June 3, 2025

👇 Like, Comment, and Subscribe for more real estate insights and episodes that keep it real! 📩 Want to connect or learn more? Email us: keepnitrealt@gmail.com 📲 Follow us on Instagram: @keepnitreal_t

#KeepnItRealT #DownPaymentAssistance #GTEFinancial #NancyBooi #FirstTimeHomebuyer #MortgageTips #RealEstatePodcast #CreditUnionLoans #HomeOwnership #WomenInRealEstate #TampaRealtor #RealTalkRealEstate

🎧 Episode 10: New Construction – Everything You Need to Know 🏡

Thinking about buying a new construction home? Don’t do it without hearing the REAL-T first!

In this episode of Keep’n It Real-T, we’re diving into all things new construction—the good, the bad, and the blueprints you wish someone told you about. From builder warranties to hidden costs, production vs. custom builders, and how to protect yourself throughout the process—we’re breaking it ALL down.

Whether you're a first-time buyer, a seasoned homeowner, or just curious about what it’s like to build from scratch, this episode gives you a real-world look at what to expect.

🔎 Here’s What We Cover: ✔️ The pros of buying new: customization, energy efficiency & more ✔️ The downsides: delays, upgrades, small lots, and cookie-cutter concerns ✔️ Production builders vs. custom builders—what’s the difference? ✔️ How your own Realtor can save you time, stress, and money ✔️ The full process—from lot selection to inspections and closing ✔️ Rapid Fire Q&A: biggest hidden costs, best & worst upgrades, and more

🎙️ Hosted by: Martha Smith & Natalia Pierantoni 📅 Episode Air Date: May 27, 2025

👇 Like, comment, and subscribe for more real talk on real estate! 📩 Questions or want to work with us? Email: keepnitrealt@gmail.com 📲 Follow us on Instagram: @keepnitreal_t

#KeepnItRealT #NewConstruction #RealEstatePodcast #HomeBuyingTips #NewBuilds #TampaRealtor #BuyingNewConstruction #CustomHomes #ProductionBuilders #WomenInRealEstate

🎧 Episode 9: Let’s Talk eXp Realty – with Lisa Colon What’s it really like to work at eXp Realty? We’re breaking it ALL down!

In this episode of Keep’n It Real-T, we’re joined by the amazing Lisa Colon—an ICON agent, former team leader, and someone who’s had a major impact on our real estate journey. We dive deep into what makes eXp Realty stand out, how the revenue share model works, and what kind of agents thrive in this growing cloud-based brokerage.

Whether you're thinking of making a switch, want to understand the eXp model, or are just curious about what it's like behind the scenes at one of the fastest-growing brokerages in the world—this episode is for YOU.

✨ In This Episode, We Cover:

• What eXp Realty is and how it’s different from traditional brokerages

• Revenue share, stock options & agent equity

• Monthly costs vs. value: CRM, Canva, Sisu, Realty.com & more

• Support, training & global reach

• What it's like building a team at eXp

• Tips for switching brokerages—and how sponsors help

• The onboarding process & what to expect

• And of course… a Real-T Rapid Fire round with Lisa!

🎙️ Hosted by: Martha Smith & Natalia Pierantoni 👤 Guest: Lisa Colon 📅 Episode Air Date: May 20, 2025

👇 Like, subscribe, and drop your questions in the comments! 📩 Want to learn more about eXp Realty or connect with us? Email us at keepnitrealt@gmail.com 📸 Follow us on Instagram: @keepnitreal_t

#KeepnItRealT #eXpRealty #LisaColon #RealEstatePodcast #RevenueShare #RealEstateAgentLife #WomenInRealEstate #TampaRealtor #JoineXp #BrokerageSwitch